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Shelton Mason County Journal
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February 27, 2014     Shelton Mason County Journal
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February 27, 2014
 

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PUBLIC NOTICES PUBLIC NOTICE NOTICE OF TRUSTEE SALE File No.: 7021.17528 Grantors: Northwest Trustee Services, Inc. Bank of America, N.A. Grantee: Richard J. Herlocker and Monika Her- locker, Husband and Wife Ref to DOT Auditor File No.: 1909754 Tax Parcel ID No.: 32105-24- 90043 Abbreviated Legal: LOT D OF SHORT PLAT NO. 1745, AFN 476176, SEC 5, TWN 21N, RANGE 3 W Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this noticeto pursue mediation. DO NOT DE- LAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counsel- ors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommend- ed by the Housing Finance Commission Tele- phone: Toll-free: 1-877-894-HOME (1-877-894- 4663). Web site: http://www.dfi.wa.gov/consum- ers/homeownership/post_purchase_counsei- ors_foreclosure.htm The United States Depart- ment of Housing and Urban Development Tele- phone: Toll-free: 1-800-569-4287. Web site: http :/ /www. hud.gov /offices/hsg/sfh/hcc/fc/i ndex. cfm ?webListAction=search &searchstate=WA&fil terSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/ what-clear. I. On March 28, 2014, at 10:00 AM. in- side the main lobby of the Mason County Court- house, Corner of 4th St. and Alder St. in the City of Shelton, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the follow- ing described real property "Property", situated in the County(ies) of MASON, State of Washington: Parcel 1 : Lot D of Short Plat No. 1745 (corrected) recorded January 7, 1988, under Auditor's File No. 476178, being a portion of the Northwest quarter of Section 5, Township 21 North, Range 3 West, W.M., in Mason County, Washington. Parcel 2: An easement for ingress, egress and utilities, over, under and across a strip of land as described and delineated in Short Plat No. 1745 (corrected) re- corded January 7, 1988, under Auditor's File No. 476178, being a portion of the Northwest quarter of Section 5, Township 21 North, Range 3 West, W.M., in Mason County, Washington. Commonly known as: 197 East Hyland Drive aka 80 East Blossom Place Union, WA 98592 which is subject to that certain Deed of Trust dated 11/16/07, re- corded on 11/16/07, under Auditor's File No. 1909754, records of MASON County, Washing- ton, from Richard J. Herlocker and Monika Her- locker, husband and wife, as Grantor, to Land Title Company, as Trustee, to secure an obligation "Ob- ligation" in favor of Mortgage Electronic Registra- PUBLIC NOTICES tion Systems, Inc. solely as nominee for Capital One Home Loans, LLC, its successors and as- signs, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Reg- istration Systems, Inc. to Bank of America, N.A., Successor by Merger to BAC Home Loans Servic- ing, LP FKA Countrywide Home Loans Servicing, LP, under an Assignment/Successive Assign- ments recorded under Auditor's File No. 1974051. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supple- ment, amend or supersede the Property's full le- gal description provided herein. I1. No action com- menced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Bor- rower's default on the Obligation secured by the Deed of Trust. II1. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 11/18/2013 Monthly Payments $38,355.44 Late Charges $1,388.60 Total Arrearage $39,744.04 Trustee's Expenses (Itemization) Trustee's Fee $700.00 Statutory Mailings $63.24 Postings $70.00 Total Costs $833.24 Total Amount Due: $40,577.28 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $287,391.55, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representa- tion or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 28, 2014. The default(s) re- ferred to in paragraph III, together with any subse- quent payments, late charges, advances costs and fees thereafter due, must be cured by 03/17/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be dis- continued and terminated if at any time before 03/17/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, ad- vances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 03/17/14 (11 days before the sale date), and be- fore the sale by the Borrower, Grantor, any Guar- antor or the holder of any recorded junior lien or encumbrance paying the entire balance of princi- pal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the follow- ing address(es): NAME AND ADDRESS Richard J. Herlocker 197 East Hyland Drive Union, WA 98592 Monika Herlocker 197 East Hyland Drive Union, WA 98592 Richard J. Herlocker 80 East Blossom Place Union, WA 98592 Monika Herlock- er 80 East Blossom Place Union, WA 98592 Rich- ard J. Herlocker 34307 31st Avenue Southwest Federal Way, WA 98023 Monika Herlocker 34307 31st Avenue Southwest Federal Way, WA 98023 i i MA ES WH LO E R DE II SO T H I G F E F E ME I L SE FO I N RO ER DA Super (200ssv00rcL B B O L OU E AS AV R I I M S |B_ R E E A T| NO E P R P TW OT PO Answers M 0 0 N I E R E T E A R S V I T A L E SE L LI E R KE ES IT_-- D I E R B A I PA PS TS O BO ES AH O F L A DS N T O F RO SO E D III AT GO ON GO O F | L S AU R D E S D E OS Thursday, Feb. 27, 2014 - Mason County Journal - Page B-13 PUBLIC NOTICES PUBLIC NOTICES by both first class and certified mail, return receipt requested on, proof of which is in the possession of the Trustee; and on 10/14/13 Grantor and Bor- rower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and ad- dress are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Any- one having any objection to the sale on any grounds whatsoever will be afforded an opportu- nity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may re- sult in a waiver of any proper grounds for invalidat- ing the Trustee's sale. X. NOTICE TO OCCU- PANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the preperty on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chap- ter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written no- tice in accordance with RCW 61.24.060.The trust- ee's rules of auction may be accessed at www. northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Fore- closure.com. EFFECTIVE: 11/18/2013 Date Exe- cuted: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Breanon Miller (425) 586- 1900. (TS# 7021.17528) 1002.258528-File No. 6903 February 27, March 20 2t PUBLIC NOTICE NOTICE OF TRUSTEE'S SALE GRANTOR SOUTH SOUND TRUSTEE SERVICES, LLC, Trustee; STEPHEN L. HARRINGTON, Beneficiary GRANTEE PAMELA COUILLARD, an unmarried woman LEGAL DESCRIPTION MADRONA PARK CONDOS UNIT 1 - 1/34TH INT IN COMMON EL- EMENTS ASSESSOR'S PROPERTY TAX PAR- CEL NO. 31907-50-00010 AUDITOR FILE NO. 1905376, 1906564 NOTICE IS HEREBY GIVEN that the undersigned Trustee will'on the 7th day of March, 2014 at the hour of 10 o'clock a.m. on the front steps (east side) of the Mason County Court- house, 4th & Alder Streets in the City of Shelton, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situ- ated in the County of Mason, State of Washing- ton, to-wit: Unit 1, Madrona Park Condominiums, an airspace condominium, Volume 1 of Condo- minium, pages 29 through 33, inclusive, records of Mason County, Washington. Tax Account No.: 319075000010 which is subject to that certain Deed of Trust dated September 5, 2007, record- ed September 11, 2007, under Auditor's File No. 1905376, records of Mason County, Washington, from PAM COUILLARD, an unmarried woman, as Grantor, to FIRST AMERICAN TITLE INSUR- ANCE COMPANY, as Trustee, to secure an obliga- tion in favor of MADRONA PARK, LLC, as Ben- eficiary. MADRONA PARK, LLC assigned all its beneficial interest under the September 5, 2007 to STEPHEN L HARRINGTON pursuant to Assign- ment of Deed of Trust dated September 26, 2007, recorded September 28, 2007 under Auditor's File No. 1906564, records of Mason County, Washing- ton. No action commenced by the beneficiary of the Deed of Trust is now pending to seek satisfac- tion of the obligation in any Court by reason of the Borrower's or Grantors default on the obligation secured by the Deed of Trust. The default for which this foreclosure is made is as follows: Failure to pay when due the following amounts which are now in arrears: Principal Payoff: Original Princi- Weekly SUDOKU Answer 126759348 748326519 539841 726 6 8 1 9 7 2 4 3 5 3 7 5 4 1 8 6 9 2 492563187 253187964 9 6 4 2 3 5 8 7 1 817694253 pal Balance $49,160.00 Accrued interest through December 6, 2013 $34,847.43 Late Payment Penalties through December 6, 2013 $1,506.82 $85,514.25 Payments made: (20,957.60) Bal- ance due as of December 6, 2013 $64,556.65 Delinquent Real Property Tax $5,556.31 Plus penalties and interest The sum owing on the obli- gation secured by the Deed of Trust is: Principal $49,160.00, together with interest as provided in the note or other instrument secured from the 12th day of September, 2012 and such other costs and fees as are due under the note or other in- strument secured, and as are provided by statute. The above-described real property will be sold to satisfy the expense of sale and the obligation se- cured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encum- brances on the 7th day of March, 2014. The de- fault referred to in paragraph III must be cured by the 25th day of February, 2014, to cause a discon- tinuance of. the sale. The sale will be discontinued and terminated if at any time on or before the 25th day of February, 2014, the default as set forth in paragraph III is cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 25th day of February 2014, and be- fore the sale by the Borrower, Grantor, any Guar- antor, or the holder of any recorded junior lien or encumbrance paying the entire principal and inter- est secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: PAM COUILLARD PAM COUILLARD 20 W Freedom Lane 4923 69th Avenue NE Shelton, WA 98584 Olympia, WA 98502 by both first class and certified mail on the 18th day of October, 2013, proof of which is in the possession of the Trustee; and the written notice of default was posted on the 26th day of October, 2013, in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such posting. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. Anyone having any objection to the sale on any grounds, whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's sale is entitled to pos- session of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day follow- ing the sale the purchaser has the right to evict occupants who are not tenants by summary pro- ceedings under chapter 59.12 RCW. For tenant- occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. NOTICE TO GUARANTORS If there is a Guarantor/Guarantors to the Deed of 'Trust and Promissory Note: (A) The GUARANTOR(S) may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the deed of trust. (B) The GUARANTOR(S) has (have)the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale.(C) The GUARANTOR(S) will have no right to redeem the property after the trustee's sale. (D) Subject to such longer periods as are provided in the Washington Deed of Trust Act, chapter 61.24 RCW, any action brought to en- force a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt. (E) In any action for a deficiency, the GUARANTOR(S) will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the differ- ence between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs. SOUTH SOUND TRUST- EE SERVICES, LLC RICHARD T. HOSS, Member 236 West Birch Street Shelton, WA 98584 360- 426-2999 STATE OF WASHINGTON COUNTY OF MASON On this day personally appeared be- fore me SOUTH SOUND TRUSTEE SERVICES, LLC, to be known to be the individual described in and who executed the within and foregoing in- strument, and acknowledged that he signed the same as his free and voluntary act and deed, for the uses and purposes therein mentioned. GIV- EN under my hand and official seal this 6th day of December, 2013. NOTARY PUBLIC IN AND FOR THE STATE OF WASHINGTON, residing at Shelton. My commission expires:2-8-17 6861 Feb. 6, 27 2t