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Shelton Mason County Journal
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Mason County Journal
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February 27, 2014     Shelton Mason County Journal
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February 27, 2014
 

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P,ge B-"8 - M--,o" eo,,,.,e, Jo,.,l - Thursday, Feb. 27, 2014 PUBLIC NOTICES PUBLIC NOTICES PUBLIC NOTICE File No.: 7023.107556 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee:Yvonne Alleen Chapman, as her sepa- rate property Ref to DOT Auditor File No.: 1896766 Tax Parcel I D No.: 22005 51 00013 Ab- breviated Legal: Lt 13, Phillips Lake Div. No. 2, V/P 4/97, Mason Co., WA Notice of Trustee's Sale Pursuant to the Revised Code of Washing- ton 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUN- SELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and op- portunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commis- sion Telephone: Toll-free: 1-877-894-HOME (1- 877-894-4663). Web site: http://www.dfi.wa.gov/ consumers/homeownership/post_purchase_ counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fo/index. cfm ?webUstAction=search&searchstate=WA&fil terSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/ what-clear. I. On March 7, 2014, at 10:00 AM. in- side the main lobby of the Mason County Court- house, Corner of 4th St. and Alder St. in the City of Shelton, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the high- est and best bidder, payable at time of sale, the following described real property "Property", situ- ated in the County(ies) of MASON, State of Washington: Lot 13, Phillips Lake Division No. 2, as per Plat recorded in Volume 4 of Plats, Page 97, Records of Mason County, Washington. Commonly known as: 860 East Phillips Lake Loop Road Shelton, WA 98584 which is subject to that certain Deed of Trust dated 05/15/07, re- corded on 05/22/07, under Auditor's File No. 1896766, records of MASON County, Washing- ton, from Yvonne Arleen Chapman, a single woman, as Grantor, to First American Title Insur- ance Company, as Trustee, to secure an obliga- tion "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Ward Lending Group, LLC, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registra- tion Systems, Inc. as nominee for Ward Lending Group, LLC, its successors and assigns to Wells Fargo Bank, N.A., under an Assignment/Succes- sive Assignments recorded under Auditor's File No. 1979055. *The Tax Parcel ID number and Ab- breviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Benefi- ciary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by rea- son of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. II1. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to re- instate as of 10/28/2013 Monthly Payments $66,985.47 Late Charges $1,487.55 Lender's Fees & Costs $290.00 Total Arrearage $68,763.02 Trustee's Expenses (Itemization) Trustee's Fee $300.00 Title Report $865.54 Stat- utory Mailings $36.89 Recording Costs $14.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,286.43 Total Amount Due: $70,049.45 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $305,810.03, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/11, and such other costs and fees as are due under the ObJigation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obli- gation as provided by statute. The sale will be made without representation or warranty, ex- press or implied regarding title, possession, en- cumbrances or condition of the Property on March 7, 2014.The default(s) referred to in para- graph III, together with any subsequent pay- ments, late charges, advances costs and fees thereafter due, must be cured by 02/24/14 (11 days before the sale date), to cause a discontinu- ance of the sale. The sale will be discontinued and terminated if at any time before 02/24/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subse- quent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 02/24/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance pay- ing the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. Vl. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Yvonne AI- leen Chapman aka Yvonne Mingus Denmark 860 East Phillips Lake Loop Road Shelton, WA 98584 Unknown Spouse and/or Domestic Part- ner of Yvonne Alleen Chapman aka Yvonne Min- gus Denmark 860 East Phillips Lake Loop Road Shelton, WA 98584 Yvonne Alleen Chapman aka Yvonne Mingus Denmark 15910 3rd Place Southwest Apt A Burien, WA 98166-3034 Un- known Spouse and/or Domestic Partner of Yvonne Alleen Chapman aka Yvonne Mingus Denmark 15910 3rd Place Southwest Apt A Bur- ien, WA 98166-3034 Yvonne Alleen Chapman aka Yvonne Mingus Denmark c/o Yvonne Kym Chapman 860 East Phillips Lake Loop Road Shelton, WA 98584 Yvonne Alleen Chapman aka Yvonne Mingus Denmark 637 West US Highway 50 O'Fallon, IL 62269-1941 Unknown Spouse and/or Domestic Partner of Yvonne Alleen Chap- man aka Yvonne Mingus Denmark 637 West US Highway 50 O'Fallon, IL 62269-1941 by both first class and certified mail, return receipt requested on 09/27/13, proof of which is in the possession of the Trustee; and on 09/27/13 Grantor and Bor- rower were personally served with said writn notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and ad- dress are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or un- der the Grantor of all their interest in the Proper- ty. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an op- portunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a law- suit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW PUBLIC NOTICES 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also ac- cess sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/28/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Vonnie McEIligott (425) 586-1900. (TS# 7023.107556) 1002.257660-File No. 6854 February 6, 27 2t PUBLIC NOTICE Notice of Trustee's Sale (1) Christine A. Ford 2) Our Community Federal Credit Union. Additional on page Grant. Grantee Greg H. Stairs Additional on page. Legal description: PTN LTS 11-13m GIlD CA- BAK KABD & UNO (RSKT OCK 9 BKA 10-13) Additional on page. Assessor's Tax Parcel ID# 32232 50 19011. Pursuant to the revised code of Washington Chapter 61.24, Et. Seq: TO: Greg H. Stairs, 271 E Main St, Union WA 98592. Resident of property subject to foreclosure sale. 271 E. Main St, Union WA 98592. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on March 7, 2014 at the hour of 10:00 o'clock a.m., at Mason County Superior Courthouse in thE City of Shelton, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following de- scribed real property, situated in the County(ies) of Mason, State of Washington, to-wi.t: See At- tached Exhibit "A" (commonly known as 271 E Main St, Union WA 98592) which is subject to that certain Deed of Trust dated October 23, 2009, recorded in volume/reel of mortgages/ , page/frame, under Auditor's/Recorder's File No. 1948378, records 'OfMason County, Washing- ton, from GREG H. STAIRS, an unmarried man, as his separate estate, as Grantor, to Trustee Services Inc., as Trustee, to secure an obliga- tion in favor of Our Community Federal Credit Union as Beneficiary, the beneficial interes in which was assigned to N/A under an Assign- ment dated N/A, and recorded under Auditor's/ Recorder's No. N/A. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation In any Court by rea- son of the Borrower's or Grantor's default, on the obligation secured by the Deed of Trust. The default(s} for which this foreclosure is made is/ lire as follows: Any real estate tsxes or assess- ments currently due and owing or which may be- come due prior to reinstatement or sale.Failure to pay when due the following amounts which are now in arrears Monthly Payment: 10 monthly payments at $114.78 each; (February 28, 2013 through November 14, 2013) $1,147.80. Late charges: Total late charges of $34.94 of/for each monthly payment not made by 31 days past due date $34.94TOTAL MONTHLY PAYMENTS AND LATE CHARGES: $11,82.74. The sum owing on the obligation secured by the Deed of Trust IS: Principal $15,000.00, together with interest as provided in the note or other instrument secured from August 1,2013, and such other costs and fees AS are due under the note or other insLru- ment secured, and as are provided by statute. The above described real property will be sold to satisfy the expense of sale and the obliga- tion secured by the Deed of Trust AS provided by statute. The sale will be without warranty, ex- press or implied, regarding title, possession, or encumbrances on March 7, 2014. The default(s} referred to in paragraph III must be cured by February 24, 2014, (11 days before the sale data) to cause a discontinuance,of the sale. The sale will be discontinued and terminated if at anytime on or before February 24, 2014, (11 days before the sale date) the default(s} as set forth in paragraph Ill is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the FebruAry 24, 2014 and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the PUBLIC NOTICES Deed of Trust, plus costs, fees, And advances, if any, made pursuant to the terms of the obliga- tion and/or Deed of Trust, And curing all other defaults. A written notice of default was transmit- ted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Name & Address: GREG H. STAIRS 271 E Main St Union WA 98592 by both first class and certified mail on November 14, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. The trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. The effect of the sale will be to deprive the Grantor and all those who hold bu, through or under the Grantor of all their interest in the above-described property. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCS 61.24. 130.Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day fol- lowing the sale, as against the grantor under the deed of trust (the owner) lind anyone having an interest junior to the deed of trust, includin oc- cupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by sum- mary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide anotice in accordance with RCW 61.24.060. DATED11/14/2013 CHRISTINE A. FORD, P.S, Attorney at Law 7403 Lakewood Dr. W. #11 Lakewood, WA 98499-7951 (253) 472- 9747 STATE OF WASHINGTON, COUNTY OF PIERCE On this day personally appeared before me Christine A. Ford To me known to be the indi- vidual described in and who executed the wiThin the foregoing instrument, and acknowledged that she signed the same as her free and volun- tary act and deed, for the USES and purposes therein mentioned. Given under my hand and of- ficial seal this 14th day of November, 2013. Rose Reeve Notary Public in and fo the State of Wash- ington Residing at Tacoma My Commission ex- pires 5/9/17. EXHIBIT"A" DESCRIPTION: PAR- CEL I: Lots I I -13, Block 19, Plat of Hood Canal Land and Improvement Company's Plat of Union City, recorded in Volume 1 of Plats, page 9, re- cords of Mason County. Washington. TOGETH- ER WITH all that portion of vacated Main Street adjoining said lots on the West. PARCEL 2: A non-exclusive casement for ingress, egress, and utility purposes, as established in instnunent re- corded September 12, 2008, under Auditor's File No. 1927591, being a portion of vacated Main Strcellying between Blocks 19 and 20, Plat of Hood Canal Land and Improvemen Company's Plat of Union City, recorded in Volume I of Plat, page 9, records of Mason County, Washington. MORE ACCURATELY DESCRIBED AS FOL- LOWS: DESCRIPTION: PARCEL I: Resultant Parcel 9 of Boundary Line Adjustment 10-13 re- corded December 28, 2012, under Auditor's File Nos 2000927 and 2000928, being a porlion of Lots I I -I 3, Block 19, Plat of Hood Canal Land and Improvement Company's Plat of Union City recorded in Volume 1 of Plats, Page 9, records of Mason County, Washington. PARCEL 2: A non-exclusive casement for ingress, egress and utility purposes, as established in instrument re- corded September 12, 2008, coder Auditor's File No. 192759 I, being a portion of vacated Main Streellying between Blocks 19 and 20, Plal of Hood Canal Land and Improvement Company's Plat of Union City, recorded in Volume 1 of Plals, Page 9, records of Mason County, Washington. 6836 February 6, 27 2t Call 6-4412 today! From Auto Repair to Roofers to Landscapers and more, there are lisitings in today's Journal of people and businesses that can help you prepare for the coming Winter. j o0000jOl00O0000al You can increase your business with a and Belfair Herald display ad in the Journal.