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Shelton Mason County Journal
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February 27, 2014     Shelton Mason County Journal
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February 27, 2014

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PUBLIC NOTICES PUBLIC NOTICE NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-11-448582-SH APN No.: 22209-51-00026 Title Order No.: 110274424-WA-GNO Grantor(s): MICHAEL W PALMER, MICKI JO PALMER Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST IN- DEPENDENT MORTGAGE COMPANY A WASHINGTON CORPORATION Deed of Trust Instrument/Reference No.: 1849667 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/7/2014, at 10:00 AM At the main en- trance to the Mason County Courthouse 4th and Alder, located at 419 N. 4th Street, Shelton, WA 98584 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of MASON, State of Washington, to-wit: TRACT 26, AND THE SOUTHWESTERLY ONE-HALF OF TRACT 27 OF CLIFTON BEACH TRACTS, AS PER PLAT THEREOF RECORDED IN VOLUME 4 OF PLATS, PAGE 10, RECORDS OF MASON COUNTY, WASHINGTON TOGETHER WITH ALL TIDELANDS, AS CONVEYED BY THE STATE OF WASHINGTON, LYING IN FRONT OF, ADJACENT TO AND ABUTTING UPON SAID PROPERTY AND BETWEEN THE NORTHEASTERLY AND SOUTHWESTERLY LINES OF SAID PROPERTY EXTENDED A.RN. #: 22209 51 00026 More commonly known as: 6361 NE NORTH SHORE ROAD, BELFAIR, WA 98528 which is subject to that certain Deed of Trust dated 9/22/2005, recorded 9/28/2005, un- der 1849667 records of MASON County, Wash- ington, from MICHAEL W. PALMER AND MICKI JO PALMER, HUSBAND AND WIFE, as Grantor(s), to LAND TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELEC- TRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST INDEPENDENT MORT- GAGE COMPANY A WASHINGTON CORPO- RATION, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELEC- TRONIC REGISTRATION SYSTEMS, INC., AS PUBLIC NOTICES NOMINEE FOR FIRST INDEPENDENT MORT- GAGE COMPANY A WASHINGTON CORPO- RATION (or by its successors-in-interest and/or assigns, if any), to U.S. Bank National Associa- tion, as Trustee for Banc of America Funding 2007-C Trust. I1. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/ Mortgage. II1. The default(s) for which this fore- closure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $107,170.87 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $483,591.12, together with inter- est as provided in the Note from the 1/1/2011, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as pro- vided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/7/2014. The defaults referred to in Paragraph III must be cured by 2/24/2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/24/2014 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally char- tered bank. The sale may be terminated any time after the 2/24/2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other de- faults. VI. A written Notice of Default was trans- mitted by the Beneficiary or Trustee to the Bor- rower and Grantor at the following address(es): NAME MICHAEL W. PALMER AND MICKI JO PALMER, HUSBAND AND WIFE ADDRESS 6361 NE NORTH SHORE ROAD, BELFAIR, WA 98528 by both first class and certified mail, proof of which is in the possession of the Trust- ee; and the Borrower and Grantor were person- Thursday, Feb. 27, 2014 - Mason County Journal - Page B-19 PUBLIC NOTICES PUBLIC NOTICES ally served, if applicable, with said written No- tice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such ser- vice or posting. These requirements were com- pleted as of 1/30/2013. VII. The Trustee whose name and address are set forth below will pro- vide in writing to anyone requesting it, a state- ment of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an oppor- tunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. NOTICE TO OC- CUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest ju- nior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict oc- cupants who are not tenants by summary pro- ceedings under Chapter 59.12 RCW. For ten- ant-occupied property, the purchaser shall pro- vide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FI- NAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:The state- wide foreclosure hotline for assistance and re- ferral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/home- ownership/post_pu rchase_counselors_foreclo- sure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http:// portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www. hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webLi stAction=searchandamp;searchstate=WAanda mp;filterSvc=dfc The statewide civil legal aid ho- tline for assistance and referrals to other hous- ing counselors and attorneys:Telephone: 1-800- 606-4819 or Web site: http://nwjustice.org/what- clear. If the sale is set aside for any reason, in- cluding if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser's sole and exclusive remedy. The purchaser shall have no further re- course against the Trustor, the Trustee, the Ben- eficiary, the Beneficiary's Agent, or the Benefi- ciary's Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS OFFICE IS ATTEMPTING TO COL- LECT A DEBT AND ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your cred- it obligations. Dated: NOV. 04, 2013 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee's Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 2141 Fifth Avenue, San Diego, CA 92101 (866) 645-7711 Trustee's Physical Address: Quality Loan Service Corp. of Washington 19735 10th Avenue NE, Suite N-200 Poulsbo, WA 98370 (866) 645-7711 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA- 11-448582-SH A-4425866 02/06/2014, 02/27/2014 6829 February 6, 27 2t