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Shelton Mason County Journal
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Mason County Journal
July 3, 2014     Shelton Mason County Journal
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July 3, 2014
 

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PUBLIC NOTICES PUBLIC NOTICE NOTICE OF TRUSTEE'S SALE REFERRENCE NUMBER: 1960964 GRANTOR(S): Karen L. Gibbon, PS GRANTEE(S): Justin R. Ruggles Jr, an Unmar- ried Person ABBREVIATED LEGAL: PARCEL 3 OF SHORT SUBDIVISION NO. 2199, AUDI- TOR'S FILE NO 548100 APN# 22223-77- 90303 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COL- LECT A DEBT AND ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PU RPOSE. If you filed bankruptcy or have been discharged in bankruptcy, this communication is not intend- ed as an attempt to collect a debt from you per- sonally, but is notice of enforcement of the deed of trust lien against the secured property. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DE- LAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing coun- selors and legal assistance may be available at little or no cost to you. If you would like assis- tance in determining your rights and opportuni- ties to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Com- mission: Toll-free: 1-877-894-HOME (1-877- 894-4663) http://www.dfi.wa.gov/consumers/ homeownership/post_purchasecounselors foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/ sfh/hcc/fc/index.cfm?webListAction=search&se archstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Toll- free: 1-800-606-4819 http://nwjustice.org/what- clear NOTICE IS HEREBY GIVEN that the un- dersigned Trustee, Karen L. Gibbon, P.S., will on July 11,2014, at the hour of 10:00 AM, at the main entrance of the Mason County Court- house, 419 N. 4th Street, in the City of Shelton, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situ- ated in the County of Mason, State of Washing- ton, to wit: PARCEL THREE (3) OF SHORT SUBDIVISION NO. 2199, RECORDED JULY 17, 1992, AUDITOR'S FILE NO. 548100, AND BEING A PORTION OF SECTION TWEN- TYTHREE (23), TOWNSHIP TWENTY TWO (22) NORTH, RANGE TWO (2) WEST, W.M. APN #22223-77-90303 TOGETHER WITH AND SUBJECT TO AN EASEMENT FOR ROAD AND UTILITY PURPOSES, 60 FEET IN WIDTH INCLUDED A CUL-DE-SAC WITH A RADIUS OF 50 FEET, AS SHOWN ON SUR- VEY RECORDED IN VOLUME 15 OF SUR- VEYS, PAGES-35 AND 36, AUDITOR'S FILE NO. 511090, RE-RECORDED IN VOLUME 15 OF SURVEYS, PAGES 43 AND 44, AUDI- TOR'S FILE NO. 511849. (commonly known as 101 E Nikki Lane, Belfair, WA 98528), which is subject to that certain Deed of Trust, dated July 29,2010, recorded August 4, 2010, under Audi- tor's File No. 1960964 records of Mason Coun- ty, Washington, from Justin R. Ruggles Jr, an Unmarried Person, as Grantors, to Stewart Title Guaranty Company, as Trustee, to secure an obligation in favor of Mortgage Electronic Reg- istration Systems, Inc., as nominee for Freedom Mortgage Corporation, as Beneficiary, the ben- eficial interest in which has been assigned to Freedom Mortgage Corporation, under Mason County Auditor's File No. 2020002. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrow- ers or Grantor's default on the obligation se- cured by the Deed of Trust. The Default for which this foreclosure is made is as follows: Failure to pay when due the following amounts, which are now in arrears: 3 monthly payments(s) at $1,854.18, (October 1, 2013 - December 1, 2013): $5,562.54 2 monthly payment(s) at $1,915.50, (January 1, 2014 - February 1, 2014):$3,831.00 0 late charge at $74.17:$0.00 PUBLIC NOTICES Accrued late charges: $222.51 TOTAL: $9,790.71 Default other than failure to make monthly payments: None The sum owing on the obligation secured by the Deed of Trust is: Prin- cipal $268,885.69, together with interest as pro- vided ir the note or other instrument secured from September 1, 2013 and such other costs and fees as are due under the note or other in- strument secured, and as are provided by stat- ute. The above-described real property will be sold to satisfy the expense of sale and the obli- gation secured by said Deed of Trust as provided by statute. The sale will be made without war- ranty, express or implied, regarding title, posses- sion, or encumbrances on July 11, 2014. The defaults referred to n paragraph Ill must be cured by June 30, 3014 (11 days before the sale) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before June 30, 3014 (11 days before the sale) the default(s) as set forth in paragraph Ill is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after June 30. 3014 (11 days before the sale date), and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the principal and inter- est plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower or Grant- or at the following addresses: Justin R. Ruggles, Jr. At: 101 E Nikki Lane, Belfair, WA 98528 Spouse or Domestic Partner of Justin R. Rug- gles, Jr. And At: PO Box 1332, Allyn, WA 98524 by both first class and certified mail on January 24, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on January 24, 2014, with said written Notice of Default and/or the Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in his possession proof of such service or posting. The Trustee whose name and address is set forth below will provide in writing, to any person requesting it, a state- ment of all costs and fees due at any time prior to the sale. The effect of the sale will be to de- prive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. Anyone having any objections to this sale on any grounds what- soever will be afforded an opportunity to be heard as to those objections, if they bring a law- suit to restrain the sale, pursuant to R.C.W. 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for in- validating the Trustee's Sale. NOTICE TO OC- CUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (own- er) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied prop- erty, the purchaser shall prove a tenant with writ- ten notice in accordance with RCW 61.24.060. DATED: February 26, 2014 KAREN L. GIBBON, P.S., Successor Trustee By: KAREN L. GIBBON, President LAW OFFICES OF KAREN L. GIB- BON, P.S. 3409 MCDOUGALL AVENUE, SUITE 202 EVERETT, WA 98201 (425) 212-3277 STATE OF WASHINGTON COUNTY OF SNO- HOMISH On this day before me, the under- signed, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared KAREN L. GIBBON, to, me known to be the President of the corporation that executed the foregoing NOTICE OF TRUST- EE'S SALE, and acknowledged the said instru- ment to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned and on oath stated that she is authorized to execute the said instrument. 7139 June 12, July 3 2t PUBLIC NOTICE File No.: 7303.24996 Grantors: Northwest Trustee Services, Inc. Nationstar Mortgage LLC d/b/a Champion Mortgage Company Grantee: Alan T. Worthington, as his separate estate Ref to DOT Auditor File No.: 1868155 Tax Parcel ID Thursday, July 3, 2014 - Mason County Journal - Page B-11 PUBLIC NOTICES PUBLIC NOTICES No.: 320192501570 Abbreviated Legal: NW 19- 20-3W, Mason Co., WA Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue me- diation. DO NOT DELAY. CONTACT A HOUS- ING COUNSELOR OR AN ATTORNEY LI- CENSED N WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal as- sistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:The state- wide foreclosure hotline for assistance and refer- ral to housing counselors recommended by the Housing Finance Commission Telephone: Toll- free: 1-877-894-HOME (1-877-894-4663). Web site: http '/www.dfi.wa.gov/consu mers/home- ownership/post purchase_counselors_foreclo- sure htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www. h ud.gov/offices/hsg/sfh/hcc/fc/index.cfm ?webLi stAction=search&searchstate=WA&filterSvc=d fc The statewide civil legal aid hotline for assis- tance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606- 4819. Web site: http://nwjustice.org/what-clear. I. On July 11, 2014, at 10:00 AM. inside the main lobby of the Mason County Courthouse, Corner of 4th St. and Alder St. in the City of Shelton, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trust- ee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Mason, State of Washington: That part of the North half of the Northwest quarter of Section 19, Township 20 North, Range 3 West, w.m., In Mason County, Washington, de- scribed as follows: Being the North 60 feet of the East 100 feet of the following described parcel: Beginning at a point on the South line of Lot 6 in Block 28 of David Shelton's Third Addition to Shelton, according to the plat thereof recorded in Volume 3 of plats, page 6, records of Mason running thence Westerly along the Southerly line of said Block 28 and said Southerly line extend- ed 130 feet; thence South 7 degrees 30' West, parallel with the Westerly line of 1 lth street as shown in said plat to the centerline of Goldsbor- ough Creek; thence Easterly along said center- line of creek to a point South 7 degrees 30'West of the point of beginning; thence North 7 de- grees 30' East to said point of beginning. Com- monly known as: 230 South Eleventh Street Shelton, WA 98584 which is subject to that cer- tain Deed of Trust dated 05/15/06, recorded on 05/22/06, under Auditor's File No. 1868155, re- cords of Mason County, Washington, from Alan Worthington, A married man, as Grantor, to Northwest Trustee Services, Inc., as Trustee, to secure an obligation "Obligation" in favor of Se- attle Mortgage Company, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. "MERS", solely as nominee for Seattle Mortgage Company, its succesors and assigns to Cham- pion Mortgage Company, under an Assignment/ Successive Assignments recorded under Audi- tor's File No. 1998744. *The Tax Parcel ID num- ber and Abbreviated Legal Description are pro- vided solely to comply with the recording stat- utes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. ill. The Beneficiary alleges default of the Note and Deed of Trust pursuant to paragraph 9(b)(iii) "An obligation of the Borrower under this Security Instrument is not performed". Amount due to satisfy as of 03/03/2014 Unpaid Principal Balance as of 7/15/2013 Interest $75,790.98 $2,050.78 Mortgage Insurance Premium $4,265.32 Lender's Fees & Costs $3,726.00 Trustee's Expenses (Itemization) Trustee's Fee $1,500.00 Statutory Mailings $31.62 Recording Costs $76.00 Postings $80.00 Total Costs $4,431.62 Total Amount Due: $87,520.70 IV. The sum owing on the Obligation is: Principal Bal- ance of $75,790.98, together with interest as provided in the note or other instrument evidenc- ing the Obligation from 06/15/13 and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, ex- press or implied regarding title, possession, en- cumbrances or condition of the Property on 7/11/2014. The default(s) referred to in para- graph III, together with any subsequent pay- ments, late charges, advances costs and fees thereafter due, must be cured by before the sale to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the sale, the default(s) as set forth in paragraph III, together with accruing interest, advances costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time before the sale by the Borrower, Grantor, any Guarantor or the holder of any recOrded junior lien or encum- brance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Alan Worthington aka Alan T Worthington aka Alan Turner Worthington aka Peter Worthington of Alan Worthington 230 South Eleventh Street Shelton, WA 98584 Un- known Spouse .and/or Domestic Partner aka Alan T Worthington aka Alan Turner Worthington 230 South Eleventh Street Shelton, WA 98584 Barbara Worthington aka Barbara H Worthing- ton aka Barbara L Houk 230 South Eleventh Street Shelton, WA 98584 Unknown Spouse and/or Domestic Partner of Barbara Worthington aka Barbara H Worthington 230 South Eleventh Street Shelton, WA 98584 Unknown Spouse and/or Domestic Partner of Peter Worthington 230 South Eleventh Street Shelton, WA 98584 Unknown Spouse and/or Domestic Partner of Barbara L Houk 230 South Eleventh Street Shel- ton, WA 98584 by both first class and certified mail, return receipt requested on 01/29/14, proof of which is in the possession of the Trustee; and on 01/30/14 Grantor and Borrower were person- ally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property de- scribed in paragraph I above, and the Trustee has possession of proof of such service or post- ing. VII. The Trustee, whose name and address are set forth below, will provide in writing to any- one requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VII}. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Prop- erty. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a law- suit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also ac- cess sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 03/03/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Nanci Lambert (425) 586-1900. (TS# 9113.20120) 1002.267137-File No. 7137 June 12, July 3 2t In 1776 America was born. One hundred and ten years later, The Mason County Journal was launched. Now, 128 years after that, we're still going strong serving all of Mason County. Call us at 426-4412 to subscribe. You'll save $15 off the newsstand price! ...... EiJl E i T[[ [ " f 7