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October 23, 2014     Shelton Mason County Journal
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PUBLIC NOTICES PUBLIC NOTICE TS No WA07000128-14-1-FT APN 42012-21- 90103 TO No 8390573 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NO- TICE IS HEREBY GIVEN that on 10/31/2014, 10:00 AM, At the main entrance to the Superior Courthouse, 419 N. 4th, Shelton, WA 98584, MTC FINANCIAL INC. dba TRUSTEE CORPS, the un- dersigned Trustee will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers' check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Mason, State of Washington, to- wit: PARCEL A: LOT 3 OF SHORT SUBDIVISION NO. 2968, RECORDED MAY 03, 2004, IN VOL- UME 3 OF SHORT PLATS, PAGE 137, AUDITOR'S FILE NO. 1809765, AND BEING A PORTION OF THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 12, TOWNSHIP 20 NORTH, RANGE 4 WEST, W.M. PARCEL B: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS (BOTH PUBLIC AND PRIVATE), AND A TURN-AROUND AREA, VARYING IN WIDTH, AS SHOWN ON THE MAP OF SHORT SUBDIVISION NO. 2968, RECORD- ED MAY 03, 2004, IN VOLUME 3 OF SHORT PLATS, PAGE 137, AUDITOR'S FILE NO. 1809765, AND AS DESCRIBED IN INSTRU- MENT RECORDED JANUARY 25, 2006, AUDITOR'S FILE NO. 1859225. APN: 42012-21- 90103 More commonly known as 1381 EAST SHELTON SPRINGS ROAD, SHELTON, WA 98584 which is subject to that certain Deed of Trust dated as of June 12, 2009, executed by RICHARD A. THAXTON AND KELLIE A. THAX- TON, HUSBAND AND WIFE as Trustor(s), to se- cure obligations in favor of MORTGAGE ELEC- TRONIC REGISTRATION SYSTEMS, INC. ("MERS"), as designated nominee for WARD LENDING GROUP, LLC, Beneficiary of the secu- rity instrument, its successors and assigns, re- corded June 16, 2009 as Instrument No. 1941425 and re-recorded November 2, 2009 as Instrument No. 1948582 and the beneficial interest was as- signed to Nationstar Mortgage LLC and recorded November 13, 2013 as Instrument Number 2017447 of official records in the Office of the Re- corder of Mason County, Washington. I1. No action commenced by Nationstar Mortgage LLC, the cur- rent Beneficiary of the Deed of Trust is now pend- ing to seek satidfaction of the obligation in any Court by reason of the Borrowers' or Grantor's de- fault on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Nationstar Mortgage LLC Contact Phone No: 800-306-9027 Address: 350 Highland Drive, Lewisville, TX 75067 II1. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFOR- MATION From September 1, 2013 To June 24, 2014 Number of Payments 10 Monthly Payment $1,213.70 Total $12,137.00 LATE CHARGE IN- FORMATION From September 1, 2013 To June 24, 2014 Number of Payments 10 Monthly Pay- ment $32.69 Total $326.90 PROMISSORY NOTE INFORMATION Note Dated: June 12, 2009 Note Amount: $143,944.00 Interest Paid To: August 1, 2013 Next Due Date: September 1, 2013 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $130,730.47, to- gether with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instru- ment secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation se- cured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encum- brances on October 31, 2014. The defaults re- ferred to in Paragraph III must be cured by October 20, 2014, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be dis- continued and terminated if at any time before Oc- tober 20, 2014 (11 days before the sale) the de- fault as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after the October 20, 2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and ad- vances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. Vl. A written Notice of Default was transmitted by the current Benefi- ciary, Nationstar Mortgage LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS KELLIE A. THAXTON 1381 EAST SHELTON SPRINGS ROAD, SHELTON, WA 98584 KELLIE A. THAXTON 1381 E SHELTON PUBLIC NOTICES SPRINGS RD, SHELTON, WA 98584 KELLIE A. THAXTON 1381 E SHELTON SPRINGS RD, SHELTON, WA 98584-8759 RICHARD A. THAX- TON 1381 EAST SHELTON SPRINGS ROAD, SHELTON, WA 98584 RICHARD A. THAXTON 1381 E SHELTON SPRINGS RD, SHELTON, WA 98584 RICHARD A. THAXTON 1381 E SHELTON SPRINGS RD, SHELTON, WA 98584-8759 by both first class and certified mail on May 20, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property de- scribed in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone re- questing it, a statement of all costs ana fees due at any time prior to the sale. VIII The effect of the sate will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Any- one having any objections to this sale on any grounds whatsoever will be afforded an opportu- nity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may re- sult in a waiver of any prober grounds for invalidat- ing the Trustee's Sale. X. If the Borrower received a letter under RCW 61.24,031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLO- SURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pur- sue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LI- CENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eli- gible and it may help you save your home. See below for safe sources of help. SEEKING ASSIS- TANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing coun- selors recommended by the Housing Finance Commission Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Devel- opment: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing coun- selors and attorneys Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not ten- ants. After the 20th day following the sale the pur- chaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall pro- vide a tenant with written notice in accordance with RCW 61.24.060; NOTICE TO GUARANTOR(S) - RCW 61.24.042 - (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trust- ees' Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or re- pay the debt as is given to the Grantor in order to avoid the Trustee's Sale; (3) The Guarantor will have no right to redeem the property after the Trustee's Sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24.RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustees' Sale, or the last Trust- ee's Sale under any Deed of Trust granted to se- cure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to es- tablish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encum- brances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trust- ee's Sale, plus interest costs. The failure of the Beneficiary to provide any Guarantor the notice referred to in this section does not invalidate either the notices given to the Borrower or the Grantor, or the Trustee's Sale. DATED: June 24, 2014 MTC Financial Inc. dba Trustee Corps, as Duly Appoint- ed Successor Trustee By: Winston Khan, Autho- rized Signatory MTC Financial inc. dba TRUSTEE CORPS 1700 Seventh Avenue, Suite 2100 Seat- tle, WA 98101 Phone: (800) 409-7530 For Rein- statement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE'S SALE IN- FORMATION CAN BE OBTAINED ONLINE AT www.priorityposting.com Pl101093 7435 October 2, 23 2t Thursday, Oct. 23, 2014 - Mason County Journal - Page B-19 PUBLIC NOTICES PUBLIC NOTICES PUBLIC NOTICE TS No WA08000486-14-1 APN 12330-52- 00005 Title Order No 8432648 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE RE- VISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on 10/31/2014, 10:00 AM, At the main en- trance to the Superior Courthouse, 419 N. 4th, Shelton, WA 98584, MTC FINANCIAL INC. dba TRUSTEE CORPS, the undersigned Trustee will sell at public auction to the highest and best bid- der, payable, in the form of cash, or cashiers' check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Mason, State of Washington, to-wit: LOT FIVE (5), BEARD'S COVE NO. 5, VOLUME 8 OF PLATS, PAGES 113 TO 116, BOTH INCLUSIVE, RE- CORDS OF MASON COUNTY, WASHINGTON. APN: 12330-52-00005 More commonly known as 121 NORTHEAST HARPOON DRIVE, BELFAIR, WA 98528 which is subject to that certain Deed of Trust dated as of September 28, 2010, executed by DONALD E COADY AND DEANNA J COADY, HUSBAND AND WIFE as Trustor(s), to secure ob- ligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), as designated nominee for BANK OF AMERICA, N.A., Beneficiary of the security instrument, its successors and assigns, recorded October 22, 2010 as Instrument No. 1964803 and the benefi- cial interest was assigned to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Ser- vicing, LP and recorded July 12, 2012 as Instru- ment Number 1992128 of official records in the Office of the Recorder of Mason County, Washing- ton. I1. No action commenced by Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Ser- vicing, LP, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the ob- ligation in any Court by reason of the Borrowers' or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Contact Phone No: 800-669-6650 Address: 7105 Corporate Drive, Piano, TX 75024 II1. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From May 1, 2012 To June 25, 2014 Number of Payments 3 Monthly Payment $1,011.96 4 $1,015.20 8 $1,014.63 11 $1,235.92 Total $28,808.84 LATE CHARGE IN- FORMATION From May 1, 2012 To June 25, 2014 Number of Payments 26 Monthly Payment $42.56 Total $1,106.56 PROMISSORY NOTE INFORMA- TION Note Dated: September 28, 2010 Note Amount: $168,003.00 Interest Paid To: April 1, 2012 Next Due Date: May 1,2012 IV.The sum ow- ing on the obligation secured by the Deed of Trust is: The principal sum of $163,788.65, together with interest as provided in the Note or other instru- ment secured, and such other costs and fees as are due under the Note or other instrument se- cured, and as are provided by statute. V. The above described real property will be sold to sat- isfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encum- brances on October 31, 2014. The defaults re- ferred to in Paragraph III must be cured by October 20, 2014, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be dis- continued and terminated if at any time before Oc- tober 20, 2014 (11 days before the sale) the de- fault as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after the October 20, 2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and ad- vances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the current Benefi- ciary, Bank of America, N.A., Successor by Merg- er to BAC Home Loans Servicing, LP FKA Coun- trywide Home Loans Servicing, LP or Trustee to the Borrower and Grantor at the following address(es): ADDRESS DEANNA J. COADY 121 NORTHEAST HARPOON DRIVE, BELFAIR, WA 98528 DEANNA J. COADY PO BOX 1218, POULSBO, WA 98370-0089 DEANNA J. COADY PO BOX 1218, 20337 BOND RD. N.E., POULS- BO, WA 98370 DEANNA J. COADY PO BOX 3237, BELFAIR, WA 98528 DONALD E. COADY PO BOX 3237, BELFAIR, WA 98528 DONALD E. COADY 121 NORTHEAST HARPOON DRIVE, BELFAIR, WA 98528 DONALD E. COADY PO BOX 1218, POULSBO, WA 98370-0089 DONALD E. COADY PO BOX 1218, 20337 BOND RD. N.E., POULSBO, WA 98370 by both first class and certi- fied mail on May 13, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writ- ing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest inthe above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an op- portunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X. If the Borrower received a letter under RCW 61.24.031:THIS NO- TICE IS THE FINAL STEP BEFORE THE FORE- CLOSURE SALE OFYOUR HOME.You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LI- CENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eli- gible and it may help you save your home. see below for safe sources of help. SEEKING ASSIS- TANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing coun- selors recommended by the Housing Finance Commission Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Devel- opment: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing coun- selors and attorneys Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale; as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not ten- ants. After the 20th day following the sale the pur- chaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall pro- vide a tenant with written notice in accordance with RCW 61.24.060; NOTICE TO GUARANTOR(S) - RCW 61.24.042 - (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trust- ees' Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or re- pay the debt as is given to the Grantor in order to avoid the Trustee's Sale; (3) The Guarantor will have no right to redeem the property after the Trustee's Sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24.RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustees' Sale, or the last Trust- ee's Sale under any Deed of Trust granted to se- cure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to es- tablish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encum- brances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trust- ee's Sale, plus interest costs. The failure of the Beneficiary to provide any Guarantor the notice referred to in this section does not invalidate either the notices given to the Borrower or the Grantor, or the Trustee's Sale. DATED: June 25, 2014 MTC Financial Inc. dba Trustee Corps, as Duly Appoint- ed Successor Trustee By: Winston Khan, Autho- rized Signatory MTC Financial Inc. dba TRUSTEE CORPS 1700 Seventh Avenue, Suite 2100 Seat- tle, WA 98101 Phone: (800) 409-7530 For Rein- statement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE'S SALE IN- FORMATION CAN BE OBTAINED ONLINE AT www.prioritypesting.com P1101245 10/2, 10/23/2014 7434 October 2, 23 2t iiiiii 3 q People Take Note When You Advertise in The Journal! ' k I " I I I O I |,1 O I | i I i ! I l I I P | I I i I | | ]pm" I ! i i K]B V i I | I ]LJ I I t ! | L#' 1 | ] ] I ,  I  I r  I ' I i I ! ,,ul. Ileo Ol.