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Newspaper Archive of
Shelton Mason County Journal
Shelton, Washington
February 15, 2024     Shelton Mason County Journal
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February 15, 2024
 
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uying a home involves sev— eral variables that present at various times throughout buyers’ search for a home. Real es— tate workers typically advise buyers to receive a mortgage preapproval prior to beginning their search for a new home. Once such preliminary measures have been taken care of, buyers can then search for a home and make an offer. One of the more critical steps! buyers can take when making an offer is insisting that the offer is contingent upon a home inspection. Home inspections offer a measure of protection that can save buyers from investing in properties that may look nice to the naked eye, but feature a host of costly problems beneath the surface. People new to home buying may not know what to expect of the inspection process. In such instances. the following rundown can shed light on home inspections. I Inspection may be mandatory. Home inspections may be required by mortgage lenders. Lenders want to ensure borrowers can repay their loans, which might prove difficult if a home is in need of consider- able repairs. That’s why home in— spections tend to be mandated by lenders, even ifthey’re paid for by buyers. Estimates from HomeAdvi— sor indicate home inspections cost between $279 and $400 on aver~ age, but that cost is well worth the peace of mind ofknowing you won’t unknowingly be buying a money pit. ' I You choose your own inspector. Buyers will choose their own home inspector, so it can pay dividends to start ask— ing people you trust for recom- mendations even before you begin searching for a new home. Re~ altors also may rec— ommend inspectors they’ve worked with in the past. The Inter— national ASsociation of Certified Home In— spectors® (nachi.org) also can help buyers find a home inspector. I You can, and should, attend a home inspection. lt’s wise for buy- ers to attend a home inspection. Do- ing so allows them to see potential issues firsthand. Some seasoned home inspectors prefer clients to at- tend an inspection so they can point out problems as they go through the house and answer questions di- rectly rather than later on over the phone or by text or email. Though inspectors typically will answer ' “Ellen has incredible customer service! She listens and does her homework. She was prompt with information and genuinely interested in finding the right placefor us when we were looking for a second home. We would recommend her highly!” —— Jagavettc “Ellen Holmes was great in everything she did for me. She kept me updated on how "I everything was going... Ifl had to do it all over again, would have Ellen do itfln‘ me: Thank you!” -— Janice - Are all the smart phones, computer apps, and docu-sign technology causing you concern about starting the process of selling your home? I can help! ' Need to know what ybur home is worth? can help! ' Need a good repairman to get your home ready for sale? I can help! Give me a call! [B Your Helpful l‘slcighlmrhood Rattler l :1: A: an questions off-site, it’s easier for buyer and inspector to discuss prob lems in person on the day of the inspection. And for buyers, this can be a great way to become more in— formed about home inspections. I Expect to spend time at the inspection, and not necessarily with thesellers present. The National Association of Realtors says in— spections can take as long as three hours, so this won’t be an in—and~ out excursion. Buyers don’t want to rush the process, so block out am~ ple time to attend the inspection. ‘ronmosr lNSURANCE GROUP HARYFORD Shelton Office PO. Box L Shelton, WA 98584 (360) 426-3317 Toll Free 1-888‘633-4848 Fo All You ome insurance Needs L Weprovideihome, auto, umbrella packages and don’t forget about your boats and toys! Arnold smith INSURANCE Serving Mason County Since 1972 0 Auto Insurance 0 Homeowners Renters 0 Business Commercial 0 Bonds 0 Individual Group Medical 0 Life Disability 0 IRAS Medical Plans Visit us at our Website www.arno|dmithins.com Sellers typically are not home dur— ing an inspection, though it can happen. Buyers who don’t want sellers present can request that they are not on the premises while the inspection takes place. There may not be anything to compel sell~ ers to be off—site, but it can’t hurt to ask. . Home inspections are a vital component of home buying. It’s im— perative that buyers take inspec- tions seriously so they can feel con— fident they are not investing in a flawed property. E mnou or EN-L’MCLAVV wathl :5 at» w)‘ w. Belfair Office P.O. Box 1837 Belfair, WA 98528 (360) 277-5300 Toll Free 1-888-633-4848 WINTER 2024 ESTATE HOME IMPROVEMENT GUIDE — 7