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LEGAL NOTICES
of Trustee's Sale Pursuant To
Code of Washington 61.24, et
No. 06-24671 Grantors: Recon-
N.A. MORTGAGE ELEC-
REGISTRATION SYSTEMS, INC.
KEVlN M GORDHAM NIKA
On March 16, 2007 at 10:00AM
entrance to the Mason County
4th & Alder, Shelton, WA, State
the undersigned Trustee,
Company, N.A., (subject to any
imposed by the trustee to protect
and borrower) will sell at public
) the highest and best bidder, pay-
of sale, the following described
situated in the county(lea) of
of Washington: Tax Parcel ID
1275300143 / 321275300144 LOTS
FORTY THREE (143) AND
FORTY FOUR (144) LAKE
DIVISION NO. 4 VOLUME 6 OF
i PAGES 190 TO 195 BOTH INCLU-
RECORDS OF MASON COUNTY,
Commonly Known as: 580
E DARTMOOR DRIVE, SHELTON,
which is subject to that certain
of Trust dated 10/05/2005, recorded
under Auditor's File No.
records of Mason County, Wash-
from NIKA GORDHAM AND KEVIN
WIFE AND HUSBAND, as
to MASON COUNTY TITLE COM-
Trustee to secure an obligation in
,TRONIC REGIS-
SYSTEMS, INC., as beneficiary.
action commenced by the Beneficiary
P Deed of Trust is now pending to seek
of the obligation in any court by
the Grantor's or Borrower's default
ation secured by the Deed of
The Beneficiary alleges default of
of Trust for failure to pay the fol-
amounts now in arrears and/or other
A. Monthly Payments $10,280.42
Charges $ 96.64 C. Beneficiary
$ 49.00 D. Suspense Balance
E. Other Fees $ 0.00 Total Arrears
F. Trustee's Expenses (Item-
Trustee's Fee $337.50 Title Report
Statutory Mailings $69.72 Record-
$68.00 Publication $ 0.00 Posting
Costs $1,371.22 Total Amount
797.28 Other potential defaults do
,ment of the Beneficiary. If ap-
defaults must also be
Listed below are categories of com-
which do not involve payment
to the Beneficiary. Opposite each
is a brief description of the
necessary to cure the
does not exhaust all possible
faults; any defaults identified by Ben-
or Trustee that are not listed below
be cured. OTHER DEFAULT AC-
NECESSARY TO CURE Nonpayment
Deliver to Trustee
Proof that all taxes and assessments
are paid current Default
any senior lien Deliver to Trustee writ-
senior liens are paid current
other defaults exist. Failure to in-
ainst hazard Deliver to Trust-
proof that the property is insured
hazard as required by the Deed of
Cease and desist from com-
repair all damage to property
property as required in Deed
Unauthorized sale of property (Due
Revert title to permitted vestee. IV.
owing on the obligation secured
of Trust is: Principal Balance
together with interest as
in the note or other instrument se-
from 05/01/2006 and such other costs
as are due under the Note or other
secured, and as are provided by
V. The above-described real prop-
be sold to satisfy the expense of the
obligation secured by the Deed
as provided by statute. The sale will
or implied
or encumbrances
The default(s) referred to in
III, together with any subsequent
late charges, advances costs
thereafter due, must be cured by
(11 days before the sale date), to
a discontinuance of the sale. The sale
discontinued and terminated if at any
the close of the Trustee's busi-
' 03/05/2007 (11 days before the sale
defaults(s) as set forth in paragraph
with any subsequent payments,
advances, costs and fees
is/are cured and the Trustee's
are paid. The sale may be ter-
any time after 03/05/2007 (11 days
sale date), and before the sale by
Grantor, and Guarantor or the
any recorded junior lien or encum-
the entire balance of principal
secured by the Deed of Trust,
fees, and advances, if any made
the terms of the obligation and/or
VIA written notice of default
by the Beneficiary or Trustee
and Grantor at the following
NIKA GORDHAM 2814 18TH
WA 98501 NIKA GORDHAM
E DARTMOOR DRIVE SHELTON,
NIKA GORDHAM 580 E DART-
)RIVE SHELTON, WA 98584 NIKA
590 E DARTMOOR DRIVE
WA 98584 NIKA GORDHAM
E DARTMOOR DR SHELTON,
M GORDHAM 2814 18TH
WA 98501 KEVlN M GORD-
& 590 E DARTMOOR DRIVE
WA 98584 KEVlN M GORDHAM
DRIVE SHELTON, WA
M GORDHAM 590 E DART-
SHELTON, WA 98584 KEVlN
580 & 590 E DARTMOOR DR
WA 98584 by both first class and
mail, return receipt requested,
mail on 11/08/2006, proof of
,in the possession of the Trustee;
11/08/2006 Grantor and Borrower
served with said written no-
or the written notice of default
on a conspicuous place on the
r described in paragraph I above,
has possession of such ser-
, VII. The Trustee whose name
are set forth below will provide
anyone requesting it a statement
costs and trustee's fees due
to the sale. VIII. The effect
be to deprive the Grantor and
hold by, through or under the
their right, title and interest in
property. IX. Anyone
to the sale on any
wilt be afforded an op-
be heard as to those objections
a lawsuit to restrain the sale
61.24.130. Failure to bring
result in a waiver of any
=nds for invalidating the Trustee's
TO OCCUPANTS OR TEN-
Purchaser at the Trustee's Sale
to possession of the property on
the 20th day following the sale, as against the
grantor under the deed of trust (the owner)
and anyone having an interest junior to the
deed of trust, including occupants and ten-
ants. After the 20th day following the sale of
the purchaser has the right to evict occupants
and tenants by summary proceedings under
the unlawful detainer act, Chapter 59.12
RCW. DATED: December 11, 2006 Recon-
Trust Company, N.A. By: C.B. Marlas Its: As-
sistant Secretary ReconTrust Company, N.A.
1757 TAPO CANYON ROAD, SVW-88 StMI
VALLEY, CA 93063 Phone: (800)281-8219
THIS FIRM IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
THE DEBT SET FORTH ON THIS NOTICE
WILL BE ASSUMED TO BE VALID UNLESS
YOU DISPUTE THE DEBT BY PROVIDING
THIS OFFICE WITH A WRITTEN NOTICE
OF YOUR DISPUTE WITHIN 30 DAYS OF
YOUR RECEIPT OF THIS NOTICE, SET-
TING FORTH THE BASIS OF YOUR DIS-
PUTE. IF YOU DISPUTE THE DEBT IN
WRITING WITHIN 30 DAYS, WE WILL OB-
TAIN AND MAIL VERIFICATION OF THE
DEBT TO YOU. IF THE CREDITOR IDEN-
TIFIED IN THIS NOTICE IS DIFFERENT
THAN YOUR ORIGINAL CREDITOR, WE
WILL PROVIDE YOU WITH THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR
IF YOU REQUEST THIS INFORMATION IN
WRITING WITHIN 30 DAYS. ASAP# 809433
02/15/2007, 03/08/2007
3/8 1 t
NOTICE OF TRUSTEE'S SALE Pursuant
To the Revised Code of Washington 61.24,
et seq. File No. 2006-26943 Grantors: Re-
conTrust Company, N.A. Mortgage Electron-
ic Registration Systems, Inc. Grantee(s):
Ashley C Taylor Ctiad A Taylor On April 6,
2007 at 10:00 AM The main entrance to the
Mason County Courthouse, 4th & Alder,
Shelton, WA, State of Washington, the un-
dersigned Trustee, ReconTrust Company,
N.A., (subject to any conditions imposed by
the trustee to protect the lender and borrow-
er) will sell at public auction to the highest
and best bidder, payable at time of sale, the
following described real property, situated in
the county(lea) of Mason, State of Washing-
ton: Tax Parcel ID no.: 32018 60 01005 a
tract of land in the east half of the northeast
quarter of section 13 township 20 north range
4 west w m in Mason County Washington de-
scribed as follows commencing at the south-
east corner of block 6 Mountain View addition
to the town (now City) of Shelton Washington
volume 2 of plats page 41 thence easterly at
right Angles to Washington Street in said ad-
dition 180 feet to the point of beginning
thence easterly on the same line 100 feet
thence northwesterly parallel with said Wash-
ington Street 60 feet thence southwesterly at
right Angles to said Washington Street 100
feet thence southeasterly parallel with said
Washington Street 60 feet to the point of be-
ginning (said land also known as lot 5 block a
of the assessor's plat of Mountain View)
Commonly Known as: 2403 Laurel Street,
Shelton, WA 98584 which is subject to that
certain Deed of Trust dated 04/06/2005, re-
corded on 04/14/2005, under Auditor's File
No. 1835161 , records of Mason County,
Washington from Chad A Taylor and Ashley
C Taylor, husband and wife as community
property, as grantor, to First American Title
Company, as Trustee, to secure an obliga-
tion in favor of Mortgage Electronic Registra-
tion Systems, Inc. as beneficiary. II. No ac-
tion commenced by the Beneficiary of the
Deed of Trust is now pending to seek satis-
faction of the obligation in any court by rea-
son of the Grantor's or Borrower's default on
the obligation secured by the Deed of Trust.
III. The Beneficiary alleges default of the
Deed of Trust for failure to pay the following
amounts now in arrears and/or other defaults:
A. Monthly Payments $ 3,716.45 B. Late
Charges $ 54.10 C. Beneficiary Advances $
261.00 D. Suspense Balance ($ .00) E. other
Fees $ 60.00 Total Arrears $ 4,091.55 F.
Trustee's Expenses (Itemization) Trustee's
Fee $ 337.50 Title Report $ 676.88 Statutory
Mailings $ 20.12 Recording Fees $ 68.00
Publication $ 0.00 Posting $ 100.00 Total
Costs $ 1,202.50 Total Amount Due: $
5,294.05 Other potential defaults do not in-
volve payment of the Beneficiary. If applica-
ble, each of these defaults must also be
cured. Listed below are categories of com-
mon defaults, which do not involve payment
of money to the Beneficiary. Opposite each
such listed default is a brief description of the
action/documentation necessary to cure the
default. The list does not exhaust all possible
other defaults; any defaults identified by Ben-
eficiary or Trustee that are not listed below
must also be cured. Other default, Action
necessary to cure Nonpayment of Taxes/As-
sessments Deliver to Trustee written proof
that all taxes and assessments against the
property are paid current Default under any
senior lien Deliver to Trustee written proof
that all senior liens are paid current and that
no other defaults exist. Failure to insure prop-
erty against hazard Deliver to Trustee written
proof that the property is insured against haz-
ard as required by the Deed of Trust. Waste
Cease and desist from committing waste, re-
pair all damage to property and maintain
property as required in Deed of Trust. Unau-
thorized sale of property (Due on Sale) Re-
vert title to permitted vestee. IV. The sum ow-
ing on the obligation secured by the Deed of
Trust is: Principal Balance of $106,000.00,
together with interest as provided in the note
or other instrument secured from 09/01/2006
and such other costs and fees as are due un-
der the Note or other instrument secured,
and as are provided by statute. V. The above-
described real property will be sold to satisfy
the expense of the sale and the obligation
secured by the Deed of Trust as provided by
statute. The sale will be made without war-
ranty, express or implied regarding title, pos-
session, or encumbrances on 04/06/2007 .
The default(s) referred to in paragraph III, to-
gether with any subsequent payments, late
charges, advances costs and fees thereafter
due, must be cured by 03/26/2007 (11 days
before the sale date), to cause a discontinu-
ance of the sale. The sale will be discontin-
ued and terminated if at any time before the
close of the Trustee's business on 03/26/2007
(11 days before the sale date), the default(s)
as set forth in paragraph III, together with any
subsequent payments, late charges, advanc-
es, costs and fees thereafter due, is/are
cured and the Trustee's fees and costs are
paid. The sale may be terminated any time
after 03/26/2007 (11 days before the sale
date), and before the sale by the Borrower,
Grantor, and Guarantor or the holder of any
recorded junior lien or encumbrance paying
the entire balance of principal and interest
secured by the Deed of Trust, plus costs,
fees, and advances, if any made pursuant to
the terms of the obligation and/or Deed of
Trust. VI. A written notice of default was
transmitted by the Beneficiary or Trustee to
the Borrower and Grantor at the following ad-
dress (es): Chad A Taylor 2403 Laurel St
Shelton, WA 98584 Chad A Taylor 1309 Fern
St. SW #N303 Olympia, WA 98502 Ashley C
Taylor 2403 Laurel Street Shelton, WA 98584
Chad A Taylor 2403 Laurel Street Shelton,
WA 98584 Ashley C Taylor 2403 Laurel St
Shelton, WA 98584 Ashley C Taylor 1309
Fern St. SW #N303 Olympia, WA 98502 by
both first class and either certified mail, return
receipt requested, or registered mail on
11/29/2006, proof of which is in the posses-
sion of the Trustee; and on 11/29/2006
Grantor and Borrower were personally served
with said written notice of default or the writ-
ten notice of default was posted on a con-
spicuous place on the real property described
in paragraph I above, and the Trustee has
possession of such service or posting. VII.
The Trustee whose name and address are
set forth below will provide in writing to any-
one requesting it a statement of all foreclo-
sure costs and trustee's fees due at any time
prior to the sale. VIII. The effect of the sale
will be to deprive the Grantor and all those
who hold by, through or under the Grantor of
all their right, title and interest in the above-
described property. IX. Anyone having any
objections to the sale on any grounds what-
soever wilt be afforded an opportunity to be
heard as to those objections if they bring a
lawsuit to restrain the sate pursuant to RCW
61.24.130. Failure to bring such a lawsuit
may result in a waiver of any proper grounds
for invalidating the Trustee's sale. X. NOTICE
TO OCCUPANTS OR TENANTS - The pur-
chaser at the Trustee's Sale is entitled to
possession of the property on the 20th day
following the sale, as against the grantor un-
der the deed of trust (the owner) and anyone
having an interest junior to the deed of trust,
including occupants and tenants. After the
20th day following the sale of the purchaser
has the right to evict occupants and tenants
by summary proceedings under the unlawful
detainer act, Chapter 59.12 RCW DATED:
January 03, 2007 ReconTrust Company, N.
A., By B. Villareal Its Assistant SecretaryRe-
conTrust Company, N.A. 1757 Tapo Canyon
Road, SVW-88 Simi Valley, CA 93063 Phone:
(800) 281-8219 This firm is attempting to
collect a debt. Any information obtained will
be used for that purpose. The debt set forth
on this notice will be assumed to be valid un-
less you dispute the debt by providing this
office with a written notice of your dispute
within 30 days of your receipt of this notice,
setting forth the basis of your dispute. If you
dispute the debt in writing within 30 days, we
will obtain and mail verification of the debt to
you. If the creditor identified in this notice is
different than your original creditor, we will
provide you with the name and address of the
original creditor if you request this informa-
tion in writing within 30 days. ASAP# 814875
03/08/2007, 03/29/2007
3/8 1 t
File No. 7264.20065/Sarbach, Sandy and
David
Grantors: Northwest Trustee Services,
Inc.
Mortgage Electronic ReglstrsUon Sys-
terns, Inc. solely as nominee for Ac-
creditled Home Lenders, Inc.
Grantee: Serbach, Sandy and David
Notice of Truetee's Sale
Pursuant to the Revised Code of
Washington 61.24, et seq.
I.
On April 6, 2007, at 10:00 a.m. inside
the main lobby of the Mason County Court-
house, Corner of 4th St. and Alder St. in the
City of She/ton, State of Washington, the
undersigned Trustee (subject to any condi-
tions imposed by the trustee to protect lender
and borrower) will sell at public auction to the
highest and best bidder, payable at time of
sale, the following described real property,
situated in the County(lea) of Mason, State
of Washington:
Tax Parcel ID No.: 31903 44 90001
Abbreviated Legal: Quarter: Southeast
(Lot 1, Short Plat No. 2136) Section 3, Town-
ship 19 North, Range 3 West W.M.
Parcel 1 of Short Plat No. 2138, record-
ed December 30, 1891, Auditor's File No.
537297, being a portion of the Southeast
quarter of the Southeast quarter of Section
3, Township 19 North, Range 3 West, W.M.,
in Mason County, Washington. Parcel 2: An
easement for ingress, egress and utilities, 60
feet in width as described in instrument re-
corded May 8, 1991, under Auditor's File No.
526159, as shown on Short Plat No. 2136,
recorded December 30, 1991, under Audi-
tor's File No. 537297.
Commonly known as: 21 Southeast Ma-
plewood Lane, Shelton, WA 98584
which is subject to that certain Deed of
Trust dated 04/06/06, recorded on 04/18/06,
under Auditor's File No. 1865403, records
of Mason County, Washington, from David
J. Sarbach and Sandy L. Sarbach, husband
and wife, as Grantor, to Mason County Title,
as Trustee, to secure an obligation in favor
of Mortgage Electronic Registration Systems,
Inc. solely as nominee for Accreditied Home
Lenders, Inc. a, as Beneficiary.
II.
No action commenced by the Beneficiary
of the Deed of Trust is now pending to seek
satisfaction of the obligation in any Court by
reason of the Grantor's or Borrower's default
on the obligation secured by the Deed of
Trust.
II1.
The Beneficiary alleges default of the
Deed of Trust for failure to pay the follow-
ing amounts now in arrears and/or other de-
faults:
Amount due to reinstate by
12/28/2006
A. Monthly Payments
$12,260.70
B. Late Charges
$735.66
C. Other Arrears
$91.80
Total Arrearage
$13,088.16
D. Truetee'a Expenm
(Itemization)
Trustee's Fee
$675.00
Title Report
$1,012.60
Process Service
$115.00
Statutory Mailings
$42.00
Recording Fees
$79.00
Total Costs
$1,923.60
Total Amount Due:
$15,011.76
Other potential defaults do not involve
payment to the Beneficiary. If applicable,
each of these defaults must also be cured.
Listed below are categories of common de-
faults which do not involve payment of money
to the Beneficiary. Opposite each such listed
default is a brief description of the action/
documentation necessary to cure the default.
The list does not exhaust all possible other
defaults; any defaults identified by Beneficia-
ry or Trustee that are not listed below must
also be cured.
OTHER DEFAULT:
ACTION NECESSARY TO CURE
Nonpayment of Taxes/Assessments:
Deliver to Trustee written proof that all
taxes and assessments against the property
are paid current
Default under any senior lien:
Deliver to Trustee written proof that all se-
nior liens are paid current and that no other
defaults exist
Failure to insure property against hazard:
Deliver to Trustee written proof that the
property is insured against hazard as re-
quired by the Deed of Trust
Waste:
Cease and desist from committing waste,
repair all damage to property and maintain
property as required in Deed of Trust
Unauthorized sale of property (Due on
Sale):
Revert title to permitted vestee
IV.
The sum owing on the obligation secured
by the Deed of Trust is: Principal Balance of
$271,826.55, together with interest as pro-
vided in the note or other instrument secured
from 06/01/06, and such other costs and fees
as are due under the Note or other instrument
secured, and as are provided by statute.
V.
The above-described real property will be
sold to satisfy the expense of sale and the
obligation secured by the Deed of Trust as
provided by statute. The sale will be made
without warranty, express or implied regard-
ing title, possession, or encumbrances on
April 6, 2007. The default(s) referred to in
paragraph II1, together with any subsequent
payments, late charges, advances costs
and fees thereafter due, must be cured by
03/26/07 (11 days before the sale date), to
cause a discontinuance of the sale. The sale
.will be discontinued and terminated if at any
time before the close of the Trustee's busi-
ness on 03/26/07 (11 days before the sale
date), the default(s) as set forth in paragraph
III, together with any subsequent payments,
late charges, advances, costs and fees
thereafter due, is/are cured and the Trustee's
fees and costs are paid. The sale may be
terminated any time after 03/26/07 (11 days
before the sale date), and before the sale by
the Borrower, Grantor, any Guarantor or the
holder of any recorded Junior lien or encum-
brance paying the entire balance of principal
and interest secured by the Deed of Trust,
plus costs, fees, and advances, if any made
pursuant to the terms'of the obligation and/or
Deed of Trust.
VI.
A written notice of default was transmitted
by the Beneficiary or Trustee to the Borrower
and Grantor at the following eddress(as):
NAME AND ADDRESS
Sandy L. Sarbach
21 Southeast Maplewood Lane
Shelton, WA 98584
David J. Sarbach
21 Southeast Maplewood Lane
Shelton, WA 98584
by both first class and either certified mail,
return receipt requested, or registered mail on
11/14/06, proof of which is in the possession
of the Trustee; and on 11/16/06 Grantor and
Borrower were personally served with said
written notice of default or the written notice
of default was posted on a conspicuous place
on the real property described in paragraph
I above, and the Trustee has possession of
proof of such service or posting.
VII.
The Trustee whose name and address
are set forth below will provide in writing to
anyone requesting it a statement of all fore-
closure costs and trustee's fees due at any
time prior to the sale.
VIII.
The effect of the sale will be to deprive the
Grantor and all those who hold by, through or
under the Grantor of all their right, title and
interest in the above-described property.
IX.
Anyone having any objection to the sale
on any grounds whatsoever will be afforded
an opportunity to be heard as to those objec-
tions if they bring a lawsuit to restrain the sale
pursuant to RCW 61.24.130. Failure to bring
such a lawsuit may result in a waiver of any
proper grounds for invalidating the Trustee's
sale.
X.
NOTICE TO OCCUPANTS OR TENANTS
- The purchaser at the Trustee's Sale is enti-
tled to possession of the property on the 20th
day following the sale, as against the Grantor
under the deed of trust (the owner) and any-
one having an interest junior to the deed of
trust, including occupants and tenants. After
the 20th day following the sale the purchaser
has the right to evict occupants and tenants
by summary proceedings under the unlawful
detainer act, Chapter 59.12 RCW.
The trustee's rules of auction may be ac-
cessed at www.northwesttrustee.com and are
incorporated by this reference. You may also
access sale status at www.northwesttrustee.
corn and www.USA-Foraclosure.com.
EFFECTIVE: 12/28/2006
Northwest Trustee Services, Inc., Trust-
ee
By/s/Becky Baker
Authorized Signature
P.O. BOX 997
Bellevue, WA 98009-0997
Contact: Becky Baker
(425) 586-1900
NORTHWEST TRUSTEE SERVICES,
INC., SUCCESSOR BY MERGER TO
NORTHWEST TRUSTEE SERVICES PLLC
FKA NORTHWEST TRUSTEE SERVICES,
LLC, P.O. BOX 997, BELLEVUE, WA 98009-
0997 PHONE (425) 586-1900 FAX (425)
586-1997
0604039505
File No: 7264.20065
Client: Accredited Home Lenders
Borrower: Sarbach, Sandy and David
SERVING WASHINGTON, OREGON,
IDAHO & ALASKA
This Is an attempt to collect a debt and
any Information obtained will be used for
that purpose.
3/8 It
NOTICE OF TRUSTEE'S SALE PURSU-
ANT TO THE REVISED CODE OF WASH-
INGTON, CHAPTER 61.24 ET.SEQ. Loan
No. 0147288278/708 TS No. WNMC-063814
I. NOTICE IS HEREBY GIVEN that Stan-
dard Trustee Service Company Washington,
the successor Trustee will sell on 4/612007
at 10:00 A.M. At the Mason County Court-
house, Fourth and Alder, Shelton, WA at
public auction to the highest and best bid-
der, payable, in the form of cash, or cashier's
check or certified checks from federally or
State chartered banks, at the time of sale the
following described real property, situated in
the County of Mason, State of Washington,
to-wit: Parcel 1 : Lot B of Short Plat No. 2801,
recorded October 10, 1986, under Auditor's
File Nos. 635835 and 635836, being a por-
tion of Government Lot 4, Section 16, Town-
ship 22 North, Range 1 West, W.M., in Ma-
son County, Washington. Parcel 2: An ease-
ment for road and utilities over and across a
strip of land as described and delineated in
Short Plat No. 2801, recorded October 10,
1986, under Auditor's File No. 635835 and
635836, being a portion of Government Lot
4 of Section 16, Township 22 North, Range 1
West, W.M., in Mason County, Washington.
APN: 12216-43-90017. Common address
purported to be: 42 E. Nahum Lane, Belfair,
WA 98528, which is subject to that certain
Deed of Trust dated 9/20/2005, recorded
9/29/2005, under Auditor's File No. 1849773
records of Mason County, Washington, from
Steven M. Gibbs and Robin L. Gibbs, hus-
band and wife, as Grantor(s), to Northwest
Trustee Services, LLC, as Trustee, to secure
an obligation in favor of Wells Fargo Bank,
N.A., as Beneficiary. NOTE INFORMA-
TION Note Dated: 9/20/2005, Note Amount:
$ 212,000.00, Interest Paid To: 8/1/2006,
Next Due Date: 9/1/2006 II. No action com-
menced by the Beneficiary of the Deed of
Trust is now pending to seek satisfaction of
the obligation in any Court by reason of the
Borrower's or Grantor's default on the obliga-
tion secured by the Deed of Trust/Mortgage.
III. The default(s) for which this foreclosure
is made is/are as follows: Failure to pay
when due the following amounts which are
now in arrears: PAYMENT INFORMATION
From: 9/1/2006 Thru: 1/2/2007 No. Pmt: 5
Amount: $ 1,746.12 Total: $ 8,730.60 LATE
CHARGE INFORMATION From: 9/1/2006
Thru: 1/2/2007 No. Late Charges: 4 Total:
$ 275.00 OTHER ARREARS -$ 53.75 Fore-
closures Fees and Costs $ 1,855.92 Total
amount currently in arrears & delinquent $
10,807.77 Default(s) other than payment of
money: Proof Real Estate Taxes are paid
(if applicable), Proof Senior Encumbrances
are paid (if applicable), Proof Homeowners
Insurance and Dues are paid (if applicable).
IV. The sum owing on the obligation secured
by the Deed of Trust is: The principal sum
of $210,126.96, together with interest as pro-
vided in the Note or other instrument secured
from 8/1/2006, and such other costs and fees
as are due under the note or other instrument
secured, and as provided by statute. V. The
above described real property will be sold to
satisfy the expense of sale and the obligation
secured by the Deed of Trust as provided by
statute. Said sale will be made without war-
ranty, expressed or implied, regarding title,
possession or encumbrances on 4/6/2007.
The defaults referred to in Paragraph III must
be cured by 3/26/2007, (11 days before the
sale date) to cause a discontinuance of the
sale. The sale will be discontinued and ter-
minated if at any time on or before 3/26/2007
(11 days before the sale) the default(s) as
set forth in Paragraph III is/are cured and the
Trustee's fees and costs are paid. Payment
must be in cash or with cashier's or certified
checks from a State or federally chartered
bank. The sale may be terminated any time
after the 3/26/2007 (11 days before the sale
date) and before the sale, by the Borrower,
Grantor, any Guarantor, or the holder of any
recorded junior lien or encumbrances by pay-
ing the entire principal and interest secured
by the Deed of Trust, plus costs, fees and
advances, if any, made pursuant to the terms
of the obligation and/or Deed of Trust, and
curing all other defaults. Vl. A written Notice
of Default was transmitted by the Beneficiary
or Trustee to the Borrower and Grantor at the
following address(as): Steven M. Gibbs 42
E. Nahum Lane Belfair, WA 98528, Robin L.
Gibbs 42 E. Nahum Lane Belfair, WA 98528,
Steven M. Gibbs 211 E. Lake Forest Dr. AI-
lyn, WA 98524-9714, Robin L. Gibbs 211 E.
Lake Forest Dr. Altyn, WA 98524-9714, Oc-
cupants of the premises 42 E. Nahum Lane
Belfair, WA 98528, by both first class and
certified mail on 11/28/2006, proof of which is
in the possession of the Trustee; and the Bor-
rower and Grantor were personally served on
11/29/2006, with said written Notice of Default
or the written Notice of Default was posted in
a conspicuous place on the real property de-
scribed in Paragraph I above, and the Trust-
ee has possession of proof ,of such service or
posting. VII. The Trustee whose name and
address are set forth below will provide in
writing to anyone requesting it, a statement
of all costs and fees due at any time prior to
the sale. VIII. The effect of the sale will be to
deprive the Grantor and all those who hold
by, through or under the Grantor of all their
interest in the above described property. IX.
Anyone having any objection to the sale on
any grounds whatsoever will be afforded an
opportunity to be heard as to those objec-
tions if they bring a lawsuit to restrain the sale
pursuant to RCW 61.24.130. Failure to bring
such a lawsuit may result in a waiver of any
proper grounds for invalidating the Trustee's
Sale. X. NOTICE TO OCCUPANTS OR TEN-
ANTS - The purchaser at the Trustee's Sale
is entitled to possession of the property on
the 20th day following the sale, as against the
Grantor under the Deed of Trust (the owner)
and anyone having an interest junior to the
Deed of Trust, including occ(Jpants and ten-
ants. After the 20th day following the sale the
purchaser has the right to evict occupants
and tenants by summary proceedings under
the Unlawful Detainer ACt, Chapter 59.12
RCW. This is an attempt to collect a debt and
any information obtained will be used for that
purpose. For sale information call (925) 603-
7342. Address for Service: c/o I-5 Legal Sup-
port NW, LLC, 824 Post Avenue, Seattle, WA
98104, Dated: 1/2/2007 Standard Trustee
Service Company Washington, successor
Trustee, 2600 Stanwell Dr., ate. 200, Con-
cord, CA 94520 (925) 603-1000. By: Peggy
Payne, Assistant Secretary, RSVP# 75394
03/08/07, 03/29/07
3/8 It
Head straight to the
Journal Classifieds
to find
the wheels
you want!
Thursday, March 8, 2007 - Shelton-Mason County Journal - Page 39
LEGAL NOTICES
of Trustee's Sale Pursuant To
Code of Washington 61.24, et
No. 06-24671 Grantors: Recon-
N.A. MORTGAGE ELEC-
REGISTRATION SYSTEMS, INC.
KEVlN M GORDHAM NIKA
On March 16, 2007 at 10:00AM
entrance to the Mason County
4th & Alder, Shelton, WA, State
the undersigned Trustee,
Company, N.A., (subject to any
imposed by the trustee to protect
and borrower) will sell at public
) the highest and best bidder, pay-
of sale, the following described
situated in the county(lea) of
of Washington: Tax Parcel ID
1275300143 / 321275300144 LOTS
FORTY THREE (143) AND
FORTY FOUR (144) LAKE
DIVISION NO. 4 VOLUME 6 OF
i PAGES 190 TO 195 BOTH INCLU-
RECORDS OF MASON COUNTY,
Commonly Known as: 580
E DARTMOOR DRIVE, SHELTON,
which is subject to that certain
of Trust dated 10/05/2005, recorded
under Auditor's File No.
records of Mason County, Wash-
from NIKA GORDHAM AND KEVIN
WIFE AND HUSBAND, as
to MASON COUNTY TITLE COM-
Trustee to secure an obligation in
,TRONIC REGIS-
SYSTEMS, INC., as beneficiary.
action commenced by the Beneficiary
P Deed of Trust is now pending to seek
of the obligation in any court by
the Grantor's or Borrower's default
ation secured by the Deed of
The Beneficiary alleges default of
of Trust for failure to pay the fol-
amounts now in arrears and/or other
A. Monthly Payments $10,280.42
Charges $ 96.64 C. Beneficiary
$ 49.00 D. Suspense Balance
E. Other Fees $ 0.00 Total Arrears
F. Trustee's Expenses (Item-
Trustee's Fee $337.50 Title Report
Statutory Mailings $69.72 Record-
$68.00 Publication $ 0.00 Posting
Costs $1,371.22 Total Amount
797.28 Other potential defaults do
,ment of the Beneficiary. If ap-
defaults must also be
Listed below are categories of com-
which do not involve payment
to the Beneficiary. Opposite each
is a brief description of the
necessary to cure the
does not exhaust all possible
faults; any defaults identified by Ben-
or Trustee that are not listed below
be cured. OTHER DEFAULT AC-
NECESSARY TO CURE Nonpayment
Deliver to Trustee
Proof that all taxes and assessments
are paid current Default
any senior lien Deliver to Trustee writ-
senior liens are paid current
other defaults exist. Failure to in-
ainst hazard Deliver to Trust-
proof that the property is insured
hazard as required by the Deed of
Cease and desist from com-
repair all damage to property
property as required in Deed
Unauthorized sale of property (Due
Revert title to permitted vestee. IV.
owing on the obligation secured
of Trust is: Principal Balance
together with interest as
in the note or other instrument se-
from 05/01/2006 and such other costs
as are due under the Note or other
secured, and as are provided by
V. The above-described real prop-
be sold to satisfy the expense of the
obligation secured by the Deed
as provided by statute. The sale will
or implied
or encumbrances
The default(s) referred to in
III, together with any subsequent
late charges, advances costs
thereafter due, must be cured by
(11 days before the sale date), to
a discontinuance of the sale. The sale
discontinued and terminated if at any
the close of the Trustee's busi-
' 03/05/2007 (11 days before the sale
defaults(s) as set forth in paragraph
with any subsequent payments,
advances, costs and fees
is/are cured and the Trustee's
are paid. The sale may be ter-
any time after 03/05/2007 (11 days
sale date), and before the sale by
Grantor, and Guarantor or the
any recorded junior lien or encum-
the entire balance of principal
secured by the Deed of Trust,
fees, and advances, if any made
the terms of the obligation and/or
VIA written notice of default
by the Beneficiary or Trustee
and Grantor at the following
NIKA GORDHAM 2814 18TH
WA 98501 NIKA GORDHAM
E DARTMOOR DRIVE SHELTON,
NIKA GORDHAM 580 E DART-
)RIVE SHELTON, WA 98584 NIKA
590 E DARTMOOR DRIVE
WA 98584 NIKA GORDHAM
E DARTMOOR DR SHELTON,
M GORDHAM 2814 18TH
WA 98501 KEVlN M GORD-
& 590 E DARTMOOR DRIVE
WA 98584 KEVlN M GORDHAM
DRIVE SHELTON, WA
M GORDHAM 590 E DART-
SHELTON, WA 98584 KEVlN
580 & 590 E DARTMOOR DR
WA 98584 by both first class and
mail, return receipt requested,
mail on 11/08/2006, proof of
,in the possession of the Trustee;
11/08/2006 Grantor and Borrower
served with said written no-
or the written notice of default
on a conspicuous place on the
r described in paragraph I above,
has possession of such ser-
, VII. The Trustee whose name
are set forth below will provide
anyone requesting it a statement
costs and trustee's fees due
to the sale. VIII. The effect
be to deprive the Grantor and
hold by, through or under the
their right, title and interest in
property. IX. Anyone
to the sale on any
wilt be afforded an op-
be heard as to those objections
a lawsuit to restrain the sale
61.24.130. Failure to bring
result in a waiver of any
=nds for invalidating the Trustee's
TO OCCUPANTS OR TEN-
Purchaser at the Trustee's Sale
to possession of the property on
the 20th day following the sale, as against the
grantor under the deed of trust (the owner)
and anyone having an interest junior to the
deed of trust, including occupants and ten-
ants. After the 20th day following the sale of
the purchaser has the right to evict occupants
and tenants by summary proceedings under
the unlawful detainer act, Chapter 59.12
RCW. DATED: December 11, 2006 Recon-
Trust Company, N.A. By: C.B. Marlas Its: As-
sistant Secretary ReconTrust Company, N.A.
1757 TAPO CANYON ROAD, SVW-88 StMI
VALLEY, CA 93063 Phone: (800)281-8219
THIS FIRM IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
THE DEBT SET FORTH ON THIS NOTICE
WILL BE ASSUMED TO BE VALID UNLESS
YOU DISPUTE THE DEBT BY PROVIDING
THIS OFFICE WITH A WRITTEN NOTICE
OF YOUR DISPUTE WITHIN 30 DAYS OF
YOUR RECEIPT OF THIS NOTICE, SET-
TING FORTH THE BASIS OF YOUR DIS-
PUTE. IF YOU DISPUTE THE DEBT IN
WRITING WITHIN 30 DAYS, WE WILL OB-
TAIN AND MAIL VERIFICATION OF THE
DEBT TO YOU. IF THE CREDITOR IDEN-
TIFIED IN THIS NOTICE IS DIFFERENT
THAN YOUR ORIGINAL CREDITOR, WE
WILL PROVIDE YOU WITH THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR
IF YOU REQUEST THIS INFORMATION IN
WRITING WITHIN 30 DAYS. ASAP# 809433
02/15/2007, 03/08/2007
3/8 1 t
NOTICE OF TRUSTEE'S SALE Pursuant
To the Revised Code of Washington 61.24,
et seq. File No. 2006-26943 Grantors: Re-
conTrust Company, N.A. Mortgage Electron-
ic Registration Systems, Inc. Grantee(s):
Ashley C Taylor Ctiad A Taylor On April 6,
2007 at 10:00 AM The main entrance to the
Mason County Courthouse, 4th & Alder,
Shelton, WA, State of Washington, the un-
dersigned Trustee, ReconTrust Company,
N.A., (subject to any conditions imposed by
the trustee to protect the lender and borrow-
er) will sell at public auction to the highest
and best bidder, payable at time of sale, the
following described real property, situated in
the county(lea) of Mason, State of Washing-
ton: Tax Parcel ID no.: 32018 60 01005 a
tract of land in the east half of the northeast
quarter of section 13 township 20 north range
4 west w m in Mason County Washington de-
scribed as follows commencing at the south-
east corner of block 6 Mountain View addition
to the town (now City) of Shelton Washington
volume 2 of plats page 41 thence easterly at
right Angles to Washington Street in said ad-
dition 180 feet to the point of beginning
thence easterly on the same line 100 feet
thence northwesterly parallel with said Wash-
ington Street 60 feet thence southwesterly at
right Angles to said Washington Street 100
feet thence southeasterly parallel with said
Washington Street 60 feet to the point of be-
ginning (said land also known as lot 5 block a
of the assessor's plat of Mountain View)
Commonly Known as: 2403 Laurel Street,
Shelton, WA 98584 which is subject to that
certain Deed of Trust dated 04/06/2005, re-
corded on 04/14/2005, under Auditor's File
No. 1835161 , records of Mason County,
Washington from Chad A Taylor and Ashley
C Taylor, husband and wife as community
property, as grantor, to First American Title
Company, as Trustee, to secure an obliga-
tion in favor of Mortgage Electronic Registra-
tion Systems, Inc. as beneficiary. II. No ac-
tion commenced by the Beneficiary of the
Deed of Trust is now pending to seek satis-
faction of the obligation in any court by rea-
son of the Grantor's or Borrower's default on
the obligation secured by the Deed of Trust.
III. The Beneficiary alleges default of the
Deed of Trust for failure to pay the following
amounts now in arrears and/or other defaults:
A. Monthly Payments $ 3,716.45 B. Late
Charges $ 54.10 C. Beneficiary Advances $
261.00 D. Suspense Balance ($ .00) E. other
Fees $ 60.00 Total Arrears $ 4,091.55 F.
Trustee's Expenses (Itemization) Trustee's
Fee $ 337.50 Title Report $ 676.88 Statutory
Mailings $ 20.12 Recording Fees $ 68.00
Publication $ 0.00 Posting $ 100.00 Total
Costs $ 1,202.50 Total Amount Due: $
5,294.05 Other potential defaults do not in-
volve payment of the Beneficiary. If applica-
ble, each of these defaults must also be
cured. Listed below are categories of com-
mon defaults, which do not involve payment
of money to the Beneficiary. Opposite each
such listed default is a brief description of the
action/documentation necessary to cure the
default. The list does not exhaust all possible
other defaults; any defaults identified by Ben-
eficiary or Trustee that are not listed below
must also be cured. Other default, Action
necessary to cure Nonpayment of Taxes/As-
sessments Deliver to Trustee written proof
that all taxes and assessments against the
property are paid current Default under any
senior lien Deliver to Trustee written proof
that all senior liens are paid current and that
no other defaults exist. Failure to insure prop-
erty against hazard Deliver to Trustee written
proof that the property is insured against haz-
ard as required by the Deed of Trust. Waste
Cease and desist from committing waste, re-
pair all damage to property and maintain
property as required in Deed of Trust. Unau-
thorized sale of property (Due on Sale) Re-
vert title to permitted vestee. IV. The sum ow-
ing on the obligation secured by the Deed of
Trust is: Principal Balance of $106,000.00,
together with interest as provided in the note
or other instrument secured from 09/01/2006
and such other costs and fees as are due un-
der the Note or other instrument secured,
and as are provided by statute. V. The above-
described real property will be sold to satisfy
the expense of the sale and the obligation
secured by the Deed of Trust as provided by
statute. The sale will be made without war-
ranty, express or implied regarding title, pos-
session, or encumbrances on 04/06/2007 .
The default(s) referred to in paragraph III, to-
gether with any subsequent payments, late
charges, advances costs and fees thereafter
due, must be cured by 03/26/2007 (11 days
before the sale date), to cause a discontinu-
ance of the sale. The sale will be discontin-
ued and terminated if at any time before the
close of the Trustee's business on 03/26/2007
(11 days before the sale date), the default(s)
as set forth in paragraph III, together with any
subsequent payments, late charges, advanc-
es, costs and fees thereafter due, is/are
cured and the Trustee's fees and costs are
paid. The sale may be terminated any time
after 03/26/2007 (11 days before the sale
date), and before the sale by the Borrower,
Grantor, and Guarantor or the holder of any
recorded junior lien or encumbrance paying
the entire balance of principal and interest
secured by the Deed of Trust, plus costs,
fees, and advances, if any made pursuant to
the terms of the obligation and/or Deed of
Trust. VI. A written notice of default was
transmitted by the Beneficiary or Trustee to
the Borrower and Grantor at the following ad-
dress (es): Chad A Taylor 2403 Laurel St
Shelton, WA 98584 Chad A Taylor 1309 Fern
St. SW #N303 Olympia, WA 98502 Ashley C
Taylor 2403 Laurel Street Shelton, WA 98584
Chad A Taylor 2403 Laurel Street Shelton,
WA 98584 Ashley C Taylor 2403 Laurel St
Shelton, WA 98584 Ashley C Taylor 1309
Fern St. SW #N303 Olympia, WA 98502 by
both first class and either certified mail, return
receipt requested, or registered mail on
11/29/2006, proof of which is in the posses-
sion of the Trustee; and on 11/29/2006
Grantor and Borrower were personally served
with said written notice of default or the writ-
ten notice of default was posted on a con-
spicuous place on the real property described
in paragraph I above, and the Trustee has
possession of such service or posting. VII.
The Trustee whose name and address are
set forth below will provide in writing to any-
one requesting it a statement of all foreclo-
sure costs and trustee's fees due at any time
prior to the sale. VIII. The effect of the sale
will be to deprive the Grantor and all those
who hold by, through or under the Grantor of
all their right, title and interest in the above-
described property. IX. Anyone having any
objections to the sale on any grounds what-
soever wilt be afforded an opportunity to be
heard as to those objections if they bring a
lawsuit to restrain the sate pursuant to RCW
61.24.130. Failure to bring such a lawsuit
may result in a waiver of any proper grounds
for invalidating the Trustee's sale. X. NOTICE
TO OCCUPANTS OR TENANTS - The pur-
chaser at the Trustee's Sale is entitled to
possession of the property on the 20th day
following the sale, as against the grantor un-
der the deed of trust (the owner) and anyone
having an interest junior to the deed of trust,
including occupants and tenants. After the
20th day following the sale of the purchaser
has the right to evict occupants and tenants
by summary proceedings under the unlawful
detainer act, Chapter 59.12 RCW DATED:
January 03, 2007 ReconTrust Company, N.
A., By B. Villareal Its Assistant SecretaryRe-
conTrust Company, N.A. 1757 Tapo Canyon
Road, SVW-88 Simi Valley, CA 93063 Phone:
(800) 281-8219 This firm is attempting to
collect a debt. Any information obtained will
be used for that purpose. The debt set forth
on this notice will be assumed to be valid un-
less you dispute the debt by providing this
office with a written notice of your dispute
within 30 days of your receipt of this notice,
setting forth the basis of your dispute. If you
dispute the debt in writing within 30 days, we
will obtain and mail verification of the debt to
you. If the creditor identified in this notice is
different than your original creditor, we will
provide you with the name and address of the
original creditor if you request this informa-
tion in writing within 30 days. ASAP# 814875
03/08/2007, 03/29/2007
3/8 1 t
File No. 7264.20065/Sarbach, Sandy and
David
Grantors: Northwest Trustee Services,
Inc.
Mortgage Electronic ReglstrsUon Sys-
terns, Inc. solely as nominee for Ac-
creditled Home Lenders, Inc.
Grantee: Serbach, Sandy and David
Notice of Truetee's Sale
Pursuant to the Revised Code of
Washington 61.24, et seq.
I.
On April 6, 2007, at 10:00 a.m. inside
the main lobby of the Mason County Court-
house, Corner of 4th St. and Alder St. in the
City of She/ton, State of Washington, the
undersigned Trustee (subject to any condi-
tions imposed by the trustee to protect lender
and borrower) will sell at public auction to the
highest and best bidder, payable at time of
sale, the following described real property,
situated in the County(lea) of Mason, State
of Washington:
Tax Parcel ID No.: 31903 44 90001
Abbreviated Legal: Quarter: Southeast
(Lot 1, Short Plat No. 2136) Section 3, Town-
ship 19 North, Range 3 West W.M.
Parcel 1 of Short Plat No. 2138, record-
ed December 30, 1891, Auditor's File No.
537297, being a portion of the Southeast
quarter of the Southeast quarter of Section
3, Township 19 North, Range 3 West, W.M.,
in Mason County, Washington. Parcel 2: An
easement for ingress, egress and utilities, 60
feet in width as described in instrument re-
corded May 8, 1991, under Auditor's File No.
526159, as shown on Short Plat No. 2136,
recorded December 30, 1991, under Audi-
tor's File No. 537297.
Commonly known as: 21 Southeast Ma-
plewood Lane, Shelton, WA 98584
which is subject to that certain Deed of
Trust dated 04/06/06, recorded on 04/18/06,
under Auditor's File No. 1865403, records
of Mason County, Washington, from David
J. Sarbach and Sandy L. Sarbach, husband
and wife, as Grantor, to Mason County Title,
as Trustee, to secure an obligation in favor
of Mortgage Electronic Registration Systems,
Inc. solely as nominee for Accreditied Home
Lenders, Inc. a, as Beneficiary.
II.
No action commenced by the Beneficiary
of the Deed of Trust is now pending to seek
satisfaction of the obligation in any Court by
reason of the Grantor's or Borrower's default
on the obligation secured by the Deed of
Trust.
II1.
The Beneficiary alleges default of the
Deed of Trust for failure to pay the follow-
ing amounts now in arrears and/or other de-
faults:
Amount due to reinstate by
12/28/2006
A. Monthly Payments
$12,260.70
B. Late Charges
$735.66
C. Other Arrears
$91.80
Total Arrearage
$13,088.16
D. Truetee'a Expenm
(Itemization)
Trustee's Fee
$675.00
Title Report
$1,012.60
Process Service
$115.00
Statutory Mailings
$42.00
Recording Fees
$79.00
Total Costs
$1,923.60
Total Amount Due:
$15,011.76
Other potential defaults do not involve
payment to the Beneficiary. If applicable,
each of these defaults must also be cured.
Listed below are categories of common de-
faults which do not involve payment of money
to the Beneficiary. Opposite each such listed
default is a brief description of the action/
documentation necessary to cure the default.
The list does not exhaust all possible other
defaults; any defaults identified by Beneficia-
ry or Trustee that are not listed below must
also be cured.
OTHER DEFAULT:
ACTION NECESSARY TO CURE
Nonpayment of Taxes/Assessments:
Deliver to Trustee written proof that all
taxes and assessments against the property
are paid current
Default under any senior lien:
Deliver to Trustee written proof that all se-
nior liens are paid current and that no other
defaults exist
Failure to insure property against hazard:
Deliver to Trustee written proof that the
property is insured against hazard as re-
quired by the Deed of Trust
Waste:
Cease and desist from committing waste,
repair all damage to property and maintain
property as required in Deed of Trust
Unauthorized sale of property (Due on
Sale):
Revert title to permitted vestee
IV.
The sum owing on the obligation secured
by the Deed of Trust is: Principal Balance of
$271,826.55, together with interest as pro-
vided in the note or other instrument secured
from 06/01/06, and such other costs and fees
as are due under the Note or other instrument
secured, and as are provided by statute.
V.
The above-described real property will be
sold to satisfy the expense of sale and the
obligation secured by the Deed of Trust as
provided by statute. The sale will be made
without warranty, express or implied regard-
ing title, possession, or encumbrances on
April 6, 2007. The default(s) referred to in
paragraph II1, together with any subsequent
payments, late charges, advances costs
and fees thereafter due, must be cured by
03/26/07 (11 days before the sale date), to
cause a discontinuance of the sale. The sale
.will be discontinued and terminated if at any
time before the close of the Trustee's busi-
ness on 03/26/07 (11 days before the sale
date), the default(s) as set forth in paragraph
III, together with any subsequent payments,
late charges, advances, costs and fees
thereafter due, is/are cured and the Trustee's
fees and costs are paid. The sale may be
terminated any time after 03/26/07 (11 days
before the sale date), and before the sale by
the Borrower, Grantor, any Guarantor or the
holder of any recorded Junior lien or encum-
brance paying the entire balance of principal
and interest secured by the Deed of Trust,
plus costs, fees, and advances, if any made
pursuant to the terms'of the obligation and/or
Deed of Trust.
VI.
A written notice of default was transmitted
by the Beneficiary or Trustee to the Borrower
and Grantor at the following eddress(as):
NAME AND ADDRESS
Sandy L. Sarbach
21 Southeast Maplewood Lane
Shelton, WA 98584
David J. Sarbach
21 Southeast Maplewood Lane
Shelton, WA 98584
by both first class and either certified mail,
return receipt requested, or registered mail on
11/14/06, proof of which is in the possession
of the Trustee; and on 11/16/06 Grantor and
Borrower were personally served with said
written notice of default or the written notice
of default was posted on a conspicuous place
on the real property described in paragraph
I above, and the Trustee has possession of
proof of such service or posting.
VII.
The Trustee whose name and address
are set forth below will provide in writing to
anyone requesting it a statement of all fore-
closure costs and trustee's fees due at any
time prior to the sale.
VIII.
The effect of the sale will be to deprive the
Grantor and all those who hold by, through or
under the Grantor of all their right, title and
interest in the above-described property.
IX.
Anyone having any objection to the sale
on any grounds whatsoever will be afforded
an opportunity to be heard as to those objec-
tions if they bring a lawsuit to restrain the sale
pursuant to RCW 61.24.130. Failure to bring
such a lawsuit may result in a waiver of any
proper grounds for invalidating the Trustee's
sale.
X.
NOTICE TO OCCUPANTS OR TENANTS
- The purchaser at the Trustee's Sale is enti-
tled to possession of the property on the 20th
day following the sale, as against the Grantor
under the deed of trust (the owner) and any-
one having an interest junior to the deed of
trust, including occupants and tenants. After
the 20th day following the sale the purchaser
has the right to evict occupants and tenants
by summary proceedings under the unlawful
detainer act, Chapter 59.12 RCW.
The trustee's rules of auction may be ac-
cessed at www.northwesttrustee.com and are
incorporated by this reference. You may also
access sale status at www.northwesttrustee.
corn and www.USA-Foraclosure.com.
EFFECTIVE: 12/28/2006
Northwest Trustee Services, Inc., Trust-
ee
By/s/Becky Baker
Authorized Signature
P.O. BOX 997
Bellevue, WA 98009-0997
Contact: Becky Baker
(425) 586-1900
NORTHWEST TRUSTEE SERVICES,
INC., SUCCESSOR BY MERGER TO
NORTHWEST TRUSTEE SERVICES PLLC
FKA NORTHWEST TRUSTEE SERVICES,
LLC, P.O. BOX 997, BELLEVUE, WA 98009-
0997 PHONE (425) 586-1900 FAX (425)
586-1997
0604039505
File No: 7264.20065
Client: Accredited Home Lenders
Borrower: Sarbach, Sandy and David
SERVING WASHINGTON, OREGON,
IDAHO & ALASKA
This Is an attempt to collect a debt and
any Information obtained will be used for
that purpose.
3/8 It
NOTICE OF TRUSTEE'S SALE PURSU-
ANT TO THE REVISED CODE OF WASH-
INGTON, CHAPTER 61.24 ET.SEQ. Loan
No. 0147288278/708 TS No. WNMC-063814
I. NOTICE IS HEREBY GIVEN that Stan-
dard Trustee Service Company Washington,
the successor Trustee will sell on 4/612007
at 10:00 A.M. At the Mason County Court-
house, Fourth and Alder, Shelton, WA at
public auction to the highest and best bid-
der, payable, in the form of cash, or cashier's
check or certified checks from federally or
State chartered banks, at the time of sale the
following described real property, situated in
the County of Mason, State of Washington,
to-wit: Parcel 1 : Lot B of Short Plat No. 2801,
recorded October 10, 1986, under Auditor's
File Nos. 635835 and 635836, being a por-
tion of Government Lot 4, Section 16, Town-
ship 22 North, Range 1 West, W.M., in Ma-
son County, Washington. Parcel 2: An ease-
ment for road and utilities over and across a
strip of land as described and delineated in
Short Plat No. 2801, recorded October 10,
1986, under Auditor's File No. 635835 and
635836, being a portion of Government Lot
4 of Section 16, Township 22 North, Range 1
West, W.M., in Mason County, Washington.
APN: 12216-43-90017. Common address
purported to be: 42 E. Nahum Lane, Belfair,
WA 98528, which is subject to that certain
Deed of Trust dated 9/20/2005, recorded
9/29/2005, under Auditor's File No. 1849773
records of Mason County, Washington, from
Steven M. Gibbs and Robin L. Gibbs, hus-
band and wife, as Grantor(s), to Northwest
Trustee Services, LLC, as Trustee, to secure
an obligation in favor of Wells Fargo Bank,
N.A., as Beneficiary. NOTE INFORMA-
TION Note Dated: 9/20/2005, Note Amount:
$ 212,000.00, Interest Paid To: 8/1/2006,
Next Due Date: 9/1/2006 II. No action com-
menced by the Beneficiary of the Deed of
Trust is now pending to seek satisfaction of
the obligation in any Court by reason of the
Borrower's or Grantor's default on the obliga-
tion secured by the Deed of Trust/Mortgage.
III. The default(s) for which this foreclosure
is made is/are as follows: Failure to pay
when due the following amounts which are
now in arrears: PAYMENT INFORMATION
From: 9/1/2006 Thru: 1/2/2007 No. Pmt: 5
Amount: $ 1,746.12 Total: $ 8,730.60 LATE
CHARGE INFORMATION From: 9/1/2006
Thru: 1/2/2007 No. Late Charges: 4 Total:
$ 275.00 OTHER ARREARS -$ 53.75 Fore-
closures Fees and Costs $ 1,855.92 Total
amount currently in arrears & delinquent $
10,807.77 Default(s) other than payment of
money: Proof Real Estate Taxes are paid
(if applicable), Proof Senior Encumbrances
are paid (if applicable), Proof Homeowners
Insurance and Dues are paid (if applicable).
IV. The sum owing on the obligation secured
by the Deed of Trust is: The principal sum
of $210,126.96, together with interest as pro-
vided in the Note or other instrument secured
from 8/1/2006, and such other costs and fees
as are due under the note or other instrument
secured, and as provided by statute. V. The
above described real property will be sold to
satisfy the expense of sale and the obligation
secured by the Deed of Trust as provided by
statute. Said sale will be made without war-
ranty, expressed or implied, regarding title,
possession or encumbrances on 4/6/2007.
The defaults referred to in Paragraph III must
be cured by 3/26/2007, (11 days before the
sale date) to cause a discontinuance of the
sale. The sale will be discontinued and ter-
minated if at any time on or before 3/26/2007
(11 days before the sale) the default(s) as
set forth in Paragraph III is/are cured and the
Trustee's fees and costs are paid. Payment
must be in cash or with cashier's or certified
checks from a State or federally chartered
bank. The sale may be terminated any time
after the 3/26/2007 (11 days before the sale
date) and before the sale, by the Borrower,
Grantor, any Guarantor, or the holder of any
recorded junior lien or encumbrances by pay-
ing the entire principal and interest secured
by the Deed of Trust, plus costs, fees and
advances, if any, made pursuant to the terms
of the obligation and/or Deed of Trust, and
curing all other defaults. Vl. A written Notice
of Default was transmitted by the Beneficiary
or Trustee to the Borrower and Grantor at the
following address(as): Steven M. Gibbs 42
E. Nahum Lane Belfair, WA 98528, Robin L.
Gibbs 42 E. Nahum Lane Belfair, WA 98528,
Steven M. Gibbs 211 E. Lake Forest Dr. AI-
lyn, WA 98524-9714, Robin L. Gibbs 211 E.
Lake Forest Dr. Altyn, WA 98524-9714, Oc-
cupants of the premises 42 E. Nahum Lane
Belfair, WA 98528, by both first class and
certified mail on 11/28/2006, proof of which is
in the possession of the Trustee; and the Bor-
rower and Grantor were personally served on
11/29/2006, with said written Notice of Default
or the written Notice of Default was posted in
a conspicuous place on the real property de-
scribed in Paragraph I above, and the Trust-
ee has possession of proof ,of such service or
posting. VII. The Trustee whose name and
address are set forth below will provide in
writing to anyone requesting it, a statement
of all costs and fees due at any time prior to
the sale. VIII. The effect of the sale will be to
deprive the Grantor and all those who hold
by, through or under the Grantor of all their
interest in the above described property. IX.
Anyone having any objection to the sale on
any grounds whatsoever will be afforded an
opportunity to be heard as to those objec-
tions if they bring a lawsuit to restrain the sale
pursuant to RCW 61.24.130. Failure to bring
such a lawsuit may result in a waiver of any
proper grounds for invalidating the Trustee's
Sale. X. NOTICE TO OCCUPANTS OR TEN-
ANTS - The purchaser at the Trustee's Sale
is entitled to possession of the property on
the 20th day following the sale, as against the
Grantor under the Deed of Trust (the owner)
and anyone having an interest junior to the
Deed of Trust, including occ(Jpants and ten-
ants. After the 20th day following the sale the
purchaser has the right to evict occupants
and tenants by summary proceedings under
the Unlawful Detainer ACt, Chapter 59.12
RCW. This is an attempt to collect a debt and
any information obtained will be used for that
purpose. For sale information call (925) 603-
7342. Address for Service: c/o I-5 Legal Sup-
port NW, LLC, 824 Post Avenue, Seattle, WA
98104, Dated: 1/2/2007 Standard Trustee
Service Company Washington, successor
Trustee, 2600 Stanwell Dr., ate. 200, Con-
cord, CA 94520 (925) 603-1000. By: Peggy
Payne, Assistant Secretary, RSVP# 75394
03/08/07, 03/29/07
3/8 It
Head straight to the
Journal Classifieds
to find
the wheels
you want!
Thursday, March 8, 2007 - Shelton-Mason County Journal - Page 39