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Items o Note
School golf
well known,
their season is
when football and
hate the sports
know about North
mention the
point out the suc-
and his im-
lowing at state last
Kathy Copp is de-
the indiffer-
girls' golf team.
COach's plan is sim-
some of that
of encourage-
Hoffman as a
an alternate at
urnament last
pretty powerful
"I will be work-
of the ball
)nd season
is eager to
but to do so, the
to be very con-
In Score in the low
40s I will get
°ffman. (Note: High
a modified Stable-
e.g., they re-
for a par, two
and 1 point for
at a jamboree in
has eye on state
Spanaway, the junior fired a 49.
According to Copp, Hoffman has
some tools that other players in
the league just do not have, and
that is she can hit the ball for dis-
tance. "She can drive the ball fur-
ther than most girls she has
faced," said Copp.
BASED ON EARLY returns,
Copp and Hoffman see an im-
provement in the accuracy of her
game. The same can also be said
of the team as a whole, the scores
are rising and Copp is getting ex-
cited about the potential of the
team.
Recently against Clover Park,
the team scored above average,
though losing 57-40. But later
against Yelm, the team scored its
highest in five years, beating the
Hornets 57-50. "The girls are
starting to come around," said
Copp.
The program is starting to
come around as well. "Last year
we placed fifth in league, this
year, for the first time, we have a
full squad competing on the varsi-
ty team," said Copp.
The news is even brighter on
the junior varsity team, where
seven players make up the squad,
and their talent has lead to com-
petition for spots on the varsity
level.
"IN THE PAST, you pretty
much made the team if you could
stand upright," said Copp. "This
year the varsity team members
will have to fight to keep their
spots."
The long-term goal for the
team is to finish in the top three
in the league. "If Bridgette can
score in the high 40s and three
other girls score in the high 30s
we can do it," said Copp.
"The new girls on the team
have some potential," said Hoff-
man.
The junior spent this last sum-
mer trying to hone her potential
at LakeLand Village, where she
worked and got in as many
rounds on the golf course as possi-
ble.
"I SPENT A lot of time at
LakeLand Village, working on the
motion of my swing is hard to
adapt to, but I would say I am
getting better at it," said Hoff-
man.
This year will be the gauge by
which Copp can truly measure
how far the team has come and
how far it can go in the Pierce
County League. The road will not
be easy.
The dedication of its players,
like Hoffman, will be crucial in
helping the younger players reach
their potential and put North Ma-
son on the radar screen, not only
in the Pierce County League, but
for state as well.
BRIDGETTE HOFFMAN, a junior, is one of North Ma-
son's top female golfers this year.
It's time for
property tax
It's time to pay the second half
of your property tax to the Mason
County Treasurer. If you didn't
pay it all in April, it is due by
Sunday, October 31.
Harriers
(Continued from page 4.)
As close as the boys varsity
meet was, the Lady Bulldogs
chewed the armor right off their
counterparts en route to a 20-43
win. NM took 8 of the top 10 slots
and 10 of the first 13 to knock off
the Knights. Tessa Huson was
2nd in 19:37, Hilma Yantis 3rd in
19:59, Jennifer Sarver 4th in
20:55, Emily Forseth 5th in 21:02,
Kim Hoon 6th in 21:33, Amy
Rathke 7th in 21:34, Amber
Whitcher 8th in 21:39, and Bian-
ca Josten 9th in 21:41. Anna Bas-
sett was 12th in 24:33 and Devon
McDaniel 13th in 26:06. Devon's
time marked a three-minute per-
sonal record over her best time on
any course.
Today, the Bulldogs are six
miles north of Enumclaw at Nolte
State Park for the final PCL dual
meet of 1999 against White River.
The winner will take sole posses-
sion of second place in the PCL
cross-country standings. Next
Friday the Bulldogs will head for
Fort Steilacoom Park and the
Pierce County League Meet.
t science/s theme of Eli Quinn
time or another
not exactly rock-
in this case you
It is rocket sci-
Son of Stephen and
senior at North
He is doing
study project,
teacher Ed
he will build a
satellite in a 12-
earL
of his relationship
Honor Society
be giving him
I can't teach him a
him to other pro-
Universities." The
Written one of the let-
ation for
learning experi-
QUINN MET THE aeronaut-
ics professor at Stanford Univer-
sity in California while working
there this summer in an eight-
week internship. That connection
has enabled him to do his current
work on the satellite. During the
summer prograr, he spent his
time in the computer science and
robotics lab under the guidance of
Professor Oussama Khatib.
"The environment was profes-
sional," said Quinn, "and the re-
search I was performing was rel-
evant to cutting edge develop-
ments in robotics." The specific
project he worked on this summer
involved a computerized sphere
with which one could "feel" virtu-
al objects, while potentially ma-
nipulating actual objects. Describ-
ing the multi-directional joystick,
he said, "It improves the sensitiv-
eenior at North Mason High School, shows
robotic "ball" he was using in his research
Stanford University this summer.
Belfair
,, Farmer's
Market
* Friendly Vendors
Sweet-tasting Honey
Homemade Soap
Crafts and Birdhouses
Baked Goods and
Fresh Eggs
Wooden Furniture
Flower and Veggle Plants
Master Gardeners at the
Belfair Elementary
Play Shed
For more
information
call 275-0616
,. Every Saturday
9 a.m. to 3 p.m.
ity and feedback in robotic instru-
ments." The future application
might be for a skilled surgeon to
perform intricate surgery from a
long distance via Internet access.
"The internship allowed me to
interact with peers from around
the country," said the student, "as
well as apply my technical skills
to real-life dilemmas." There were
15 universities nationwide partic-
ipating in the program. Quinn
was one of 20 high-school juniors
and seniors working at Stanford,
with 300 (selected from 1,200 ap-
plicants) across the U.S. doing re-
search in the areas of math, sci-
ence, engineering and technology.
The National Aeronautics and
Space Administration, better
known as NASA, cosponsored the
apprenticeships with the Quality
Education for Minorities (QEM)
Network. According to QEM's
Laura-Lee Davidsn, although
the selected students "have ex-
celled in their mathematics and
science high-school courses, most
have not had the opportunity to
apply this knowledge in a re-
search environment."
AND THAT LACK of opportu-
nity at North Mason is what
qualified him as a "minority,"
Quinn explained. The small num-
ber of advanced courses available
at NMHS has been overcome, he
said, by both the counseling office
and several of his teachers who
have given him great help. Koske
described Quinn as "not bound by
the limitations of the offered cur-
riculum." He has taken Advanced
Placement (AP) English and U.S.
History, and is taking AP Calcu-
lus this year. Those are the only
AP courses currently offered at
the high school.
Among his extended studies
through NMHS has been the
Fluke project, in which five phys-
ics students were teamed up last
year with employees of the Fluke
Corporation, a world-renowned
electronics company with head-
quarters in Everett. Even within
this group, Quinn went out on his
own, creating a separate proposal
for the Fluke engineers to consid-
er.
"He tends to get ideas in his
head that are very well thought
out," said Koske. "And he can
make them work." Koske de-
scribed the frustration that
Quinn sometimes exhibits
"waiting for others to follow his
lead." He sees Quinn as a future
leader of a company or even of
government some day. He was
able to develop his leadership
skills at the Hugh 'Brian Youth
(HOBY) organization's interna-
tional conference held in Wash-
ington, D.C., last year, where he
was one of two students repre-
senting Washington State. He
has also been identified and
trained as one of the Natural
Helpers at NM. "He's very
likable," his teacher said.
While at Stanford, Quinn not
only had access to professors and
equipment usually not available
until grad school, he auspiciously
hooked up with the aerospace
professor who facilitates his cur-
rent study. The professor had pre-
viously worked with local junior
college students.
QUINN IS DOING a "limited
scientific project," this year. He
hopes to power his satellite by al-
tering a bicycle light friction gen-
erator so it will turn by exposure
to sunlight, as an alternate to so-
lar panels and solar cells, Using
solar cells would be an added fi-
nancial burden to the project.
He plans to enter his creation
in the International Science and
Engineering Fair sponsored by
Intel, to be held at Olympic Col-
lege in April.
Quinn's future plans are in
aerospace engineering and
design, he indicated. He considers
a career at NASA's Jet Propulsion
Laboratories to be his dream oc-
CUpation. This would team his
A VOTE FOR THESE SCHOOL
BOARD CANDIDATES
GRAPEVIEW SCHOOL DISTRICT NO. 54
POSITION NO. 1
2 YEAR TERM
POSITION NO. 2
4 YEAR TERM
VOTE FOR ONE
POSITION NO. 4
4 YEAR TERM
Don Torrey N.P.
Mike McGuire N.P. [
June Hill N.P. [-1
LUlls Nogler N,P. [
I I Arnold B. [[[]
POSITION4 YEAR TERMNO" 5 / Kepner N.P.
VOTE FOR ONE [Charles Carroll N.P. [
i
IS A VOTE FOR Q. UALITY EDUCATION
Vote November 2, 1999
Paid for by Frien of Grapevlew School,
P.O. Box 386
academic passion with relevance,
he said. 'rhile some people look
to NASA for information about
life beyond earth," Quinn r-
"I
marked, am mostly looking o
them for a vision of life beyond
college."
The student is seeking finan-
cial assistance, including locally,
for his current science project.
Those wishing to contribute may
mail their donations to Quinn at
60 NE Dogwood Road, Bremer-
ton, 98312.
This may be just North Mason,
but, yes, it truly is rocket science.
Calling all former
preschool students
The Belfair Coop Preschool is
seeking all former students to
ioin them in a photograph for the
2000 version of the community
birthday calendar. Participants
should have birthdays, anniversa-
ries, and other days you'd like
placed on the millennium calen-
dar, and a $5 fee for one copy.
Photo time is Sunday, October
17, at 1 p.m., at Belfair Commu-
nity Baptist Church, where the
preschool meets. If you have
questions, you may call Karen Lo-
gan at 898-2539.
Be prepared for
any disaster
Kay Wagner, representing Ma-
son County, will speak on dis-
aster preparedness on Thursday,
October 14. She will be the pre-
senter at Christ Lutheran
Church, 3701 North Shore Road,
Belfair, from 6:30 to 8:30 p.m.
According to Pastor Don Fos-
sum, the public is welcome to at-
tend the presentation about get-
ting ready for any disaster, fo-
cussing on earthquakes. It will
help you prepare at home or
work, with food, water, gas, elec-
tricity and other items, he said.
NOW HIRING
Ten immediate openings, will train.
Nationwide tool and safety company
now expanding in Belfair area.
Go-getters only need apply.
Hourly wages plus bonuses.
Call Donny at 360-275-2008.
U-haul every Saturday from *
Top Soil ............ 100/6 Tons 9 a.m.-5 p.m.
Mushroon ,..._/,.,
Compost ..... .... $125/6 Tons ()ne scoop: _-"V'J,E.E,ustm.'._ e.
Bark ............. $10/Yard Washed rock
Black Crushe(I Rock s90/4 Tons Sand
Firewood s110/C°rd Top soil $5.00 ,
(I)eliverv included) Crushed rock $6.00
275-7133 or Bark $3.00
1-800-690-BARK SI)ec i,llly decor rock by scoop or bag
ii i
THINKING ABOUT REMODELING ?
Then you need
T. N. MILLER
Remodeling Specialist
Kitchens and bathrooms a specialty
A DESIGN/BUILD FIRM
Any size job from a new front door to complete rebuild
275-5702 * 426-2058
Tom Miller, Owner Since 1961
Current home equity line rate based on
Prime - 2.25% margin discount in effect
thru February 2000. Restrictions apply.
Non-discounted margin Prime + .50%
with $50 annual fee normally in
effect resumes March 2000.
Get what you need
without giving
up what you
want.
There are things you need, like a computer for your
children. There are things you want, like a family
vacation. Why not have both? Key can show you a
smarter way to manage your finances with a home
equity line of credit. Visit a KeyCenter, apply onhne
at www.Key.com, or ca[[ today,
1 888 1234
1 Subject to credit approvat. Member FDIC. Offer expires December lS, 1999.
*Rates may van/and are based on the Wa!!. Street Journal Prime (Prime) minus a mar.in of 2,25% (6.00% APR as of 9/19/99). Discounled
..a.,ml margin in effect througn t-eDruary uuu Oltong cycte. Starting with the March 2000 bithng cycle, the rate witt return to the, nounal marqiH of
IJNI!I:I Prime + .50 if you agree to pay a $50 annual, lee (as of 9/19/99, this non-promotional rate was 8.t5% APR) or Prhne . ,95 if you pay no
annual fee (as of 9/!g/gg, this non-promotional rate was 9.20% APR), depending on the option chosen at cl.osin, You nmt have a Keyank
NA deposit account and must take a $15 000 minimum advance on your KEO account at account opening to receive promotionat rates. Rates will. newer
exceed 18.0% APR. Pronertv and hazard insurance are required on the propert:y securing the line. Certain coUateral restdctions a )ply. We will waive
flood search, titl.e searc't r'ecording and appraisal fees, .and .mortgage tax (if applkabl.e) associated with opening the Ihe. Title insu,ance may be
reqmred (cost ranges from $215 to $1. 832). If your dne terminates tot any reason within 3 years, a $350 fee wit[ apply ($450 in NY). lee of $56 for
each fixed rate loan advanced. First fixed rate loan fee waived. Offer available to new KEO customers onty. Other rates and terms awdiabie. Rates
subject to change.
Thursday, October 14, 1999 - Belfair Herald section of Shelton-Mason County Journal - Page 5
Items o Note
School golf
well known,
their season is
when football and
hate the sports
know about North
mention the
point out the suc-
and his im-
lowing at state last
Kathy Copp is de-
the indiffer-
girls' golf team.
COach's plan is sim-
some of that
of encourage-
Hoffman as a
an alternate at
urnament last
pretty powerful
"I will be work-
of the ball
)nd season
is eager to
but to do so, the
to be very con-
In Score in the low
40s I will get
°ffman. (Note: High
a modified Stable-
e.g., they re-
for a par, two
and 1 point for
at a jamboree in
has eye on state
Spanaway, the junior fired a 49.
According to Copp, Hoffman has
some tools that other players in
the league just do not have, and
that is she can hit the ball for dis-
tance. "She can drive the ball fur-
ther than most girls she has
faced," said Copp.
BASED ON EARLY returns,
Copp and Hoffman see an im-
provement in the accuracy of her
game. The same can also be said
of the team as a whole, the scores
are rising and Copp is getting ex-
cited about the potential of the
team.
Recently against Clover Park,
the team scored above average,
though losing 57-40. But later
against Yelm, the team scored its
highest in five years, beating the
Hornets 57-50. "The girls are
starting to come around," said
Copp.
The program is starting to
come around as well. "Last year
we placed fifth in league, this
year, for the first time, we have a
full squad competing on the varsi-
ty team," said Copp.
The news is even brighter on
the junior varsity team, where
seven players make up the squad,
and their talent has lead to com-
petition for spots on the varsity
level.
"IN THE PAST, you pretty
much made the team if you could
stand upright," said Copp. "This
year the varsity team members
will have to fight to keep their
spots."
The long-term goal for the
team is to finish in the top three
in the league. "If Bridgette can
score in the high 40s and three
other girls score in the high 30s
we can do it," said Copp.
"The new girls on the team
have some potential," said Hoff-
man.
The junior spent this last sum-
mer trying to hone her potential
at LakeLand Village, where she
worked and got in as many
rounds on the golf course as possi-
ble.
"I SPENT A lot of time at
LakeLand Village, working on the
motion of my swing is hard to
adapt to, but I would say I am
getting better at it," said Hoff-
man.
This year will be the gauge by
which Copp can truly measure
how far the team has come and
how far it can go in the Pierce
County League. The road will not
be easy.
The dedication of its players,
like Hoffman, will be crucial in
helping the younger players reach
their potential and put North Ma-
son on the radar screen, not only
in the Pierce County League, but
for state as well.
BRIDGETTE HOFFMAN, a junior, is one of North Ma-
son's top female golfers this year.
It's time for
property tax
It's time to pay the second half
of your property tax to the Mason
County Treasurer. If you didn't
pay it all in April, it is due by
Sunday, October 31.
Harriers
(Continued from page 4.)
As close as the boys varsity
meet was, the Lady Bulldogs
chewed the armor right off their
counterparts en route to a 20-43
win. NM took 8 of the top 10 slots
and 10 of the first 13 to knock off
the Knights. Tessa Huson was
2nd in 19:37, Hilma Yantis 3rd in
19:59, Jennifer Sarver 4th in
20:55, Emily Forseth 5th in 21:02,
Kim Hoon 6th in 21:33, Amy
Rathke 7th in 21:34, Amber
Whitcher 8th in 21:39, and Bian-
ca Josten 9th in 21:41. Anna Bas-
sett was 12th in 24:33 and Devon
McDaniel 13th in 26:06. Devon's
time marked a three-minute per-
sonal record over her best time on
any course.
Today, the Bulldogs are six
miles north of Enumclaw at Nolte
State Park for the final PCL dual
meet of 1999 against White River.
The winner will take sole posses-
sion of second place in the PCL
cross-country standings. Next
Friday the Bulldogs will head for
Fort Steilacoom Park and the
Pierce County League Meet.
t science/s theme of Eli Quinn
time or another
not exactly rock-
in this case you
It is rocket sci-
Son of Stephen and
senior at North
He is doing
study project,
teacher Ed
he will build a
satellite in a 12-
earL
of his relationship
Honor Society
be giving him
I can't teach him a
him to other pro-
Universities." The
Written one of the let-
ation for
learning experi-
QUINN MET THE aeronaut-
ics professor at Stanford Univer-
sity in California while working
there this summer in an eight-
week internship. That connection
has enabled him to do his current
work on the satellite. During the
summer prograr, he spent his
time in the computer science and
robotics lab under the guidance of
Professor Oussama Khatib.
"The environment was profes-
sional," said Quinn, "and the re-
search I was performing was rel-
evant to cutting edge develop-
ments in robotics." The specific
project he worked on this summer
involved a computerized sphere
with which one could "feel" virtu-
al objects, while potentially ma-
nipulating actual objects. Describ-
ing the multi-directional joystick,
he said, "It improves the sensitiv-
eenior at North Mason High School, shows
robotic "ball" he was using in his research
Stanford University this summer.
Belfair
,, Farmer's
Market
* Friendly Vendors
Sweet-tasting Honey
Homemade Soap
Crafts and Birdhouses
Baked Goods and
Fresh Eggs
Wooden Furniture
Flower and Veggle Plants
Master Gardeners at the
Belfair Elementary
Play Shed
For more
information
call 275-0616
,. Every Saturday
9 a.m. to 3 p.m.
ity and feedback in robotic instru-
ments." The future application
might be for a skilled surgeon to
perform intricate surgery from a
long distance via Internet access.
"The internship allowed me to
interact with peers from around
the country," said the student, "as
well as apply my technical skills
to real-life dilemmas." There were
15 universities nationwide partic-
ipating in the program. Quinn
was one of 20 high-school juniors
and seniors working at Stanford,
with 300 (selected from 1,200 ap-
plicants) across the U.S. doing re-
search in the areas of math, sci-
ence, engineering and technology.
The National Aeronautics and
Space Administration, better
known as NASA, cosponsored the
apprenticeships with the Quality
Education for Minorities (QEM)
Network. According to QEM's
Laura-Lee Davidsn, although
the selected students "have ex-
celled in their mathematics and
science high-school courses, most
have not had the opportunity to
apply this knowledge in a re-
search environment."
AND THAT LACK of opportu-
nity at North Mason is what
qualified him as a "minority,"
Quinn explained. The small num-
ber of advanced courses available
at NMHS has been overcome, he
said, by both the counseling office
and several of his teachers who
have given him great help. Koske
described Quinn as "not bound by
the limitations of the offered cur-
riculum." He has taken Advanced
Placement (AP) English and U.S.
History, and is taking AP Calcu-
lus this year. Those are the only
AP courses currently offered at
the high school.
Among his extended studies
through NMHS has been the
Fluke project, in which five phys-
ics students were teamed up last
year with employees of the Fluke
Corporation, a world-renowned
electronics company with head-
quarters in Everett. Even within
this group, Quinn went out on his
own, creating a separate proposal
for the Fluke engineers to consid-
er.
"He tends to get ideas in his
head that are very well thought
out," said Koske. "And he can
make them work." Koske de-
scribed the frustration that
Quinn sometimes exhibits
"waiting for others to follow his
lead." He sees Quinn as a future
leader of a company or even of
government some day. He was
able to develop his leadership
skills at the Hugh 'Brian Youth
(HOBY) organization's interna-
tional conference held in Wash-
ington, D.C., last year, where he
was one of two students repre-
senting Washington State. He
has also been identified and
trained as one of the Natural
Helpers at NM. "He's very
likable," his teacher said.
While at Stanford, Quinn not
only had access to professors and
equipment usually not available
until grad school, he auspiciously
hooked up with the aerospace
professor who facilitates his cur-
rent study. The professor had pre-
viously worked with local junior
college students.
QUINN IS DOING a "limited
scientific project," this year. He
hopes to power his satellite by al-
tering a bicycle light friction gen-
erator so it will turn by exposure
to sunlight, as an alternate to so-
lar panels and solar cells, Using
solar cells would be an added fi-
nancial burden to the project.
He plans to enter his creation
in the International Science and
Engineering Fair sponsored by
Intel, to be held at Olympic Col-
lege in April.
Quinn's future plans are in
aerospace engineering and
design, he indicated. He considers
a career at NASA's Jet Propulsion
Laboratories to be his dream oc-
CUpation. This would team his
A VOTE FOR THESE SCHOOL
BOARD CANDIDATES
GRAPEVIEW SCHOOL DISTRICT NO. 54
POSITION NO. 1
2 YEAR TERM
POSITION NO. 2
4 YEAR TERM
VOTE FOR ONE
POSITION NO. 4
4 YEAR TERM
Don Torrey N.P.
Mike McGuire N.P. [
June Hill N.P. [-1
LUlls Nogler N,P. [
I I Arnold B. [[[]
POSITION4 YEAR TERMNO" 5 / Kepner N.P.
VOTE FOR ONE [Charles Carroll N.P. [
i
IS A VOTE FOR Q. UALITY EDUCATION
Vote November 2, 1999
Paid for by Frien of Grapevlew School,
P.O. Box 386
academic passion with relevance,
he said. 'rhile some people look
to NASA for information about
life beyond earth," Quinn r-
"I
marked, am mostly looking o
them for a vision of life beyond
college."
The student is seeking finan-
cial assistance, including locally,
for his current science project.
Those wishing to contribute may
mail their donations to Quinn at
60 NE Dogwood Road, Bremer-
ton, 98312.
This may be just North Mason,
but, yes, it truly is rocket science.
Calling all former
preschool students
The Belfair Coop Preschool is
seeking all former students to
ioin them in a photograph for the
2000 version of the community
birthday calendar. Participants
should have birthdays, anniversa-
ries, and other days you'd like
placed on the millennium calen-
dar, and a $5 fee for one copy.
Photo time is Sunday, October
17, at 1 p.m., at Belfair Commu-
nity Baptist Church, where the
preschool meets. If you have
questions, you may call Karen Lo-
gan at 898-2539.
Be prepared for
any disaster
Kay Wagner, representing Ma-
son County, will speak on dis-
aster preparedness on Thursday,
October 14. She will be the pre-
senter at Christ Lutheran
Church, 3701 North Shore Road,
Belfair, from 6:30 to 8:30 p.m.
According to Pastor Don Fos-
sum, the public is welcome to at-
tend the presentation about get-
ting ready for any disaster, fo-
cussing on earthquakes. It will
help you prepare at home or
work, with food, water, gas, elec-
tricity and other items, he said.
NOW HIRING
Ten immediate openings, will train.
Nationwide tool and safety company
now expanding in Belfair area.
Go-getters only need apply.
Hourly wages plus bonuses.
Call Donny at 360-275-2008.
U-haul every Saturday from *
Top Soil ............ 100/6 Tons 9 a.m.-5 p.m.
Mushroon ,..._/,.,
Compost ..... .... $125/6 Tons ()ne scoop: _-"V'J,E.E,ustm.'._ e.
Bark ............. $10/Yard Washed rock
Black Crushe(I Rock s90/4 Tons Sand
Firewood s110/C°rd Top soil $5.00 ,
(I)eliverv included) Crushed rock $6.00
275-7133 or Bark $3.00
1-800-690-BARK SI)ec i,llly decor rock by scoop or bag
ii i
THINKING ABOUT REMODELING ?
Then you need
T. N. MILLER
Remodeling Specialist
Kitchens and bathrooms a specialty
A DESIGN/BUILD FIRM
Any size job from a new front door to complete rebuild
275-5702 * 426-2058
Tom Miller, Owner Since 1961
Current home equity line rate based on
Prime - 2.25% margin discount in effect
thru February 2000. Restrictions apply.
Non-discounted margin Prime + .50%
with $50 annual fee normally in
effect resumes March 2000.
Get what you need
without giving
up what you
want.
There are things you need, like a computer for your
children. There are things you want, like a family
vacation. Why not have both? Key can show you a
smarter way to manage your finances with a home
equity line of credit. Visit a KeyCenter, apply onhne
at www.Key.com, or ca[[ today,
1 888 1234
1 Subject to credit approvat. Member FDIC. Offer expires December lS, 1999.
*Rates may van/and are based on the Wa!!. Street Journal Prime (Prime) minus a mar.in of 2,25% (6.00% APR as of 9/19/99). Discounled
..a.,ml margin in effect througn t-eDruary uuu Oltong cycte. Starting with the March 2000 bithng cycle, the rate witt return to the, nounal marqiH of
IJNI!I:I Prime + .50 if you agree to pay a $50 annual, lee (as of 9/19/99, this non-promotional rate was 8.t5% APR) or Prhne . ,95 if you pay no
annual fee (as of 9/!g/gg, this non-promotional rate was 9.20% APR), depending on the option chosen at cl.osin, You nmt have a Keyank
NA deposit account and must take a $15 000 minimum advance on your KEO account at account opening to receive promotionat rates. Rates will. newer
exceed 18.0% APR. Pronertv and hazard insurance are required on the propert:y securing the line. Certain coUateral restdctions a )ply. We will waive
flood search, titl.e searc't r'ecording and appraisal fees, .and .mortgage tax (if applkabl.e) associated with opening the Ihe. Title insu,ance may be
reqmred (cost ranges from $215 to $1. 832). If your dne terminates tot any reason within 3 years, a $350 fee wit[ apply ($450 in NY). lee of $56 for
each fixed rate loan advanced. First fixed rate loan fee waived. Offer available to new KEO customers onty. Other rates and terms awdiabie. Rates
subject to change.
Thursday, October 14, 1999 - Belfair Herald section of Shelton-Mason County Journal - Page 5