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Y00eaders" €]ournal: Read both Full-employment act for lawyers Editor, The Journal: Referendum 67 is nothing more than a full-employment act for lawyers. This referendum would allow for treble damages, plus at- torney fees. Since lawyers work on a percentage and you give treble damages, does your math skill in- clude the ability to triple the law- yer's fees? The Washington State Su- preme Court now allows political lying, so some supporters of R-67 are taking advantage of this. The facts of the case of the Puyallup fireman who was "unreasonably" denied insurance coverage for his leukemia, according to the Puyal- lup city government, are: (1) Insurance claims were paid. (2) Care decisions were made on medical facts, not insurance coverage. Insurance companies are fund- ing the argument to reject Refer- endum 67, and they are up front I about this support. If R-67 passes, insurance rates will go up and you will pay the additional cost. Or maybe insurance companies will leave the state as some insurance companies did a few years ago when excessive medical insurance requirements were developed (and later rescinded) by the insurance commissioner. Unless you want to pay lots more for insurance or lose your insurance altogether, you should vote to reject R-67. Legal societies, legal groups, legal firms and individual attor- neys are spending hundreds of thousands of dollars to support R- 67, and they are trying to keep it a secret. The amount, in Septem- ber, exceeded $400,000 by legal groups alone (much from out of state), plus more from individual attorneys in Washington State. Are they being altruistic? No, they plan to get rich from additional lawsuits. What would make this law rea- sonable? (1) Allow defendants who were wrongly sued to counter-sue against the plaintiff and their at- torney for a frivolous lawsuit. (2) Require accountability for policyholders and not just the in- surance companies. I suspect many of the 4,100 annual complaints to the insurance commissioner are the result of policyholders who did not read their policy and thus have unrealistic expectations. (3) Require insurance compa- nies to write policies in English rather than legalese. The federal Securities and Exchange Commis- sion required mutual-fund compa- nies to write their prospectus in English rather than legalese. Why can't insurance companies do the same? Tell this to our insurance commissioner. Ardean A. Anvik Star Lake Editor, The Journal: Voters who will decide Novem- ber 6 to either rescind or keep the current law requiring the 60 per- cent majority ibr passage of school levies should carefully read the FOR and AGAINST statements in the voters' pamphlet. The statement FOR, written by the teachers' affiliates, says little except they hope to en- hance their chances of more eas- ily winning levy decisions, with the resulting higher cash flow. The AGAINST statement clearly dispels the teachers' argument by citing the fact their levy votes have seldom failed, having a 98.2 percent approval record since the year 2000, and 97.1 percent in Referendum only about fairness Editor, The Journal: This is about Referendum 67, up for a vote in November. I try not to tell people what to think all of the time, but this one is important. R-67 is about fairness. When a person has a legitimate and valid claim against his or her insurance company, the company has to be fair. That's it. This is how it works now, with- out R-67: Let's say you have a car accident. You have a broken car and some medical bills and submit a legitimate, valid claim to your in- surance company. If your company denies and delays paying your le- gitimate claim, you can sue it. At the end, a court will tell them to pay what they should have had to pay in the beginning. You wait an average of 1-2 years, and you have to pay your lawyer and the other costs of the lawsuit. This is like catching a shoplifter and making him give the TV back, then letting him or her go. No rea- son not to do it again. Forty-five other states have laws like R-67; what R-67 does is if your insurance company uses bad faith against you, and does not pay your legitimate claim, you can sue them, and get triple damages and your fees paid. That's all there is to it. This is not about insurance agents, or all insurance compa- nies, or a lot of big claims. It is about practices that some compa- nies use, and it is mostly about the small claims that ordinary people have, getting their cars fixed after an accident, getting the medical bills paid, and so on. If a company denies all claims, then only a small number of people with legitimate claims will argue with them. It just isn't worth it on the vast majority of these claims, usually under $10,000. Others will wind up taking much less than the claim is worth, just to get it over with. This is called "deny-delay," -and it makes the insurance in- dustry huge profits. Industrywide, $44.8 billion in 2005, up 19 per- cent, with a surplus of $427 billion nationwide. Think about the news stories about how insurance com- panies treated the survivors of the Katrina catastrophe. The response of insurance com- panies is to raise $10.5 million to fight R-67 in about a month and a half. John McCain raised $8 mil- lion nationally over April, May and June. What does that kind of money buy? A world of TV and ra- dio ads, letters to all voters, signs and everything else they can think of. Why would they spend that kind of money in Washington? Because it is a drop in the bucket compared to the profits they make using deny-delay. I've been a lawyer in Mason County for 29 years. Over that time, the single most unfair prob- lem I see is how insurance compa- nies treat their own policyholders after an accident. It happens over and over again. Please listen carefully to all sides of this before deciding to vote with the insurance industry. Anderson Cooper had an expose on what the insurance industry is doing in Washington, about R-67, a couple of weeks ago. If you can find it on the Web, watch it, and you will be convinced. One part of it had the official spokeswoman for the insurance industry telling the camera that if R-67 passes, it will cost consumers huge increases in their premiums and that State Insurance Commissioner Mike Kriedler saw no need for R-67. Cut to an interview with Mike Kriedler, who said it is absolutely needed. He also believes that no premiums will rise and that this is a serious problem. He says his office gets more than 4,000 com- plaints a year, and this is the tip of the iceberg, as few actually file complaints with his office. He doesn't have much power to help most people in this situation. That's why he is one of the lead supporters tbr R-67. The only insurance companies that have anything to fear from R- 67 are the ones that make a prac- tice of bad faith dealing with their own insureds, the average people who pay their premiums every year. There will be no flood of law- suits. If the shoplifter knows that he will have to give the money back and go to jail, he is going to think twice about shoplifting again. The insurance industry will have to reevaluate deny-delay, that's all. If they treat their insureds ihirly, they have nothing to lose. Rob Wilson-Hoss Shelton Election's $10-million question Editor, The Journal: Referendum 67: For it or against it? Hard to decide? Here are some numbers to consider: In my adult lifetime my fam- ily and I have spent more than $100,000 purchasing insurance for homeowners, automobiles, wa- ter toys and health care. I am 52 and have been making such pay- ments for a long time. During that time I have en- gaged in zero "frivolous" lawsuits, but have at various times had to engage attorneys to assist me in getting what my insurance was supposed to cover. It is reported that the insurance industry has pumped more than $10 million into defeating R-67. Why would they do that? Ahhh, there is the $10-million question. * Is it because they are altruis- tic and want to insure (haha) that the citizens are protected from the frivolous lawyers? • Is it because they are con- cerned about their insureds-cus- tomers? o Or, perhaps it is because R- 67 will hold them to a standard to which they do not wish to be held7 The insurance industry does not wish to be held to a standard that requires them to provide what you and I pay them for. They do not wish to be punished when they fail to provide coverage paid for, or when they nickel-and-dime their own insureds. Consider whether: (a) the state legislature or (b) the insurance industry is more concerned about the interests of Washington's citi- zens. If you guessed that our leg- islature is more concerned, you would be correct. If you believe the insurance Companies have the interests of citizens in mind when they pump more than $10 million into our state to defeat R-67, you should investigate a little further. My own auto insurance agent mailed me a form letter of disin- formation in connection with R- 67. I am now changing my insur- ance to one of the few companies I know that has not contributed to the mighty $10-million stick; that company is PEMCO. I suspect PEMCO and other insurers who are not involved in trying to defeat R-67 are going to be very busy over the next few weeks because those of us who understand why R-67 is good, who believe in consumer protection, who know we are being lied to concerning the effect of R- 67 on the citizenry, and who also received one of these unsolicited letters from their insurance agent, are pretty darn disgusted. Would the insurance commis- sioner of Washington be in favor of R-67, which is simply consumer protection, if it was a bad thing? Do your own research, but please don't take the word of the insurance companies for it either. They have a vested interest in not being required to perform accord- ing to the terms of policies. Lastly, of all the stories asso- ciated with insurance companies you have told and heard, how many involved "frivolous lawsuits" and evil "trial lawyers," and how many involved a friend or family member having to fight and claw for what they believed they had insurance coverage for? How many times have you heard about the person who made a claim, finally got it resolved (sometimes with as- sistance from an evil trial lawyer), only to have their company cancel their insurance? Who do you believe is interest- ed in protecting the consumer, our insurance commissioner or the agent who sent you that form let- ter? Katherine Farr Angleside Just change Christian club name Editor, The Journal: Go figure. On page one of The Journal on October 11 we have, "Board nixes Christian club at SHS." On page 19, we see that. the governor has declared a "Christian Heritage Week." Maybe that is the answer: Let the Christian group call itself "Christian Heritage Club." And what is wrong with a Page 6 - Shelton-Mason County Journal - Thursday, October 25, 2007 Scrabble Club? Gee, our kids might actually learn to use a dic- tionary. Marni Parker Agate 2006! Other than just trying other 1.8 percent, the obviously have another seriously hoping for under the proposed to expand their levy counting on a sure-thing every time. The law as provides the one affecting this aggressive interest faction. It is mental to the success Vote "no" on Joint Resolution 4204. school has trouble academic goal, it's lack of money. Four endorsements Editor, The Journal: I want the mayor of Shelton to be a person of integrity, ethics, knowledge and experience. That man is John Tarrant. I urge the voters of Shelton to allow Mayor Tarrant to continue with the projects that are now vis- ibly under way in town. Isn't it wonderful to see all the construc- tion projects under way? This has come from years of effort on behalf of our city commissioners, with Mayor Tarrant as a vital part of that commission. I also urge voters to support Mike Byrne for city commissioner. He has the experience and knowl- edge we need to keep a strong com- mission going forward. I also urge voters to support Jay had the privilege Mr. Hupp on numerous about the port issues, and ways pleased with his tion style, knowledge, and he listens and seeks need a port a broad range of many issues the port proven record And lastly, please do something about our The levy lid lift is a small pay to finally make some on getting our streets to today's standards. We delaying more expensive over time. Keep candy from Editor, The Journal: I hope this reminder reaches pet owners. Halloween is the time when a lot of treats, for humans, are in homes. Chocolate and candies and foods can be toxic to pets. Christ- mas and Valentine's Day are the other two holidays when extra hu- man treats appear. People treats are very tempting to pets. Keep supplies een treats out of pets' the ones often last for days, in a too. A list of foods that pets can be found on-line hsus.org (Humane United States). Demise of human Editor, The Journal: I hesitate to offend and deni- grate my friends and neighbors, but when they hasten to expedite the demise of the human race wfith more population, it s time, in thct, maybe too late to raise a concern. A genetic glitch is making man unable to coexist, along with in- creasing developmental problems such as autistic births. So what can you say to three billion women morally and physi- cally inclined to fulfill an obliga- tion? The first question faces mash of religious conflicts. It's funny in ous scenario is that God have nothing in commonl onic anomaly is not the of the universe, but with hope, we can still do There is something out but my book does liminal contact. Dou Same ploy using Editor, The Journal." I occasionally receive e-mail aimed at whipping me into a frenzy of fear of Islamic terror- ists. I refuse to be whipped and for good reason: Historically, the same ploy has been used against Mexican immi- grants, Indians, Jews, Democrats, liberals - whatever. I remember World War II days when the fear tactic was used very effectively to whip the population into a lather against the Japs and the Nazis. In those days, however, it prob- ably wasn't needed because we were attacked. Each generation falls for this ploy used by national leaders for hundreds of years: Find a focus for hatred by the citizens and keep their minds offthe real threat, which often is from with- in. It's occasionally a good cover for suspending whatever rights the people might otherwise be entitled to and for initiating a preemptive war. Hitler used the fear tactic very successfully in convincing the population that Jews were the sole cause of the country's prob- lems and that Naziism was the only salvation. A preemptive war that ruined most of Europe was endorsed by the German popula- tion because of this fear. Goebbels, his minister of pro- paganda, refined all the tech- niques for keeping the people in fear and proved that the tactic was a great motivator. It is not my intent to downplay the threat from terrorists, Islamic or other- wise. There are quite a of groups around the our collective asses, some fairly credible list of Now, with the out of the bottle, the a group of frenzied wreak havoc is very real. rational response to a Islamic extremists ards is not going to threat one iota. The of any country in the included, to someone in and detonating a vice is past doubt. "Winning" in Iraq is to change this. The rent, if there is one is mediate retaliation large areas of the terranean a wasteland. ple currently in power areas know this, and it behooves them to extremists by any means i sary. I refuse to join the teria against Islam, or Mexican immigrants matter. History is just itself, and life (mine) is I'm sure the younger including by a useless and pensive war, will However, I only most of them could that their sacrifice was ble purpose as was the most World War II vets on the allied side). Do Y00eaders" €]ournal: Read both Full-employment act for lawyers Editor, The Journal: Referendum 67 is nothing more than a full-employment act for lawyers. This referendum would allow for treble damages, plus at- torney fees. Since lawyers work on a percentage and you give treble damages, does your math skill in- clude the ability to triple the law- yer's fees? The Washington State Su- preme Court now allows political lying, so some supporters of R-67 are taking advantage of this. The facts of the case of the Puyallup fireman who was "unreasonably" denied insurance coverage for his leukemia, according to the Puyal- lup city government, are: (1) Insurance claims were paid. (2) Care decisions were made on medical facts, not insurance coverage. Insurance companies are fund- ing the argument to reject Refer- endum 67, and they are up front I about this support. If R-67 passes, insurance rates will go up and you will pay the additional cost. Or maybe insurance companies will leave the state as some insurance companies did a few years ago when excessive medical insurance requirements were developed (and later rescinded) by the insurance commissioner. Unless you want to pay lots more for insurance or lose your insurance altogether, you should vote to reject R-67. Legal societies, legal groups, legal firms and individual attor- neys are spending hundreds of thousands of dollars to support R- 67, and they are trying to keep it a secret. The amount, in Septem- ber, exceeded $400,000 by legal groups alone (much from out of state), plus more from individual attorneys in Washington State. Are they being altruistic? No, they plan to get rich from additional lawsuits. What would make this law rea- sonable? (1) Allow defendants who were wrongly sued to counter-sue against the plaintiff and their at- torney for a frivolous lawsuit. (2) Require accountability for policyholders and not just the in- surance companies. I suspect many of the 4,100 annual complaints to the insurance commissioner are the result of policyholders who did not read their policy and thus have unrealistic expectations. (3) Require insurance compa- nies to write policies in English rather than legalese. The federal Securities and Exchange Commis- sion required mutual-fund compa- nies to write their prospectus in English rather than legalese. Why can't insurance companies do the same? Tell this to our insurance commissioner. Ardean A. Anvik Star Lake Editor, The Journal: Voters who will decide Novem- ber 6 to either rescind or keep the current law requiring the 60 per- cent majority ibr passage of school levies should carefully read the FOR and AGAINST statements in the voters' pamphlet. The statement FOR, written by the teachers' affiliates, says little except they hope to en- hance their chances of more eas- ily winning levy decisions, with the resulting higher cash flow. The AGAINST statement clearly dispels the teachers' argument by citing the fact their levy votes have seldom failed, having a 98.2 percent approval record since the year 2000, and 97.1 percent in Referendum only about fairness Editor, The Journal: This is about Referendum 67, up for a vote in November. I try not to tell people what to think all of the time, but this one is important. R-67 is about fairness. When a person has a legitimate and valid claim against his or her insurance company, the company has to be fair. That's it. This is how it works now, with- out R-67: Let's say you have a car accident. You have a broken car and some medical bills and submit a legitimate, valid claim to your in- surance company. If your company denies and delays paying your le- gitimate claim, you can sue it. At the end, a court will tell them to pay what they should have had to pay in the beginning. You wait an average of 1-2 years, and you have to pay your lawyer and the other costs of the lawsuit. This is like catching a shoplifter and making him give the TV back, then letting him or her go. No rea- son not to do it again. Forty-five other states have laws like R-67; what R-67 does is if your insurance company uses bad faith against you, and does not pay your legitimate claim, you can sue them, and get triple damages and your fees paid. That's all there is to it. This is not about insurance agents, or all insurance compa- nies, or a lot of big claims. It is about practices that some compa- nies use, and it is mostly about the small claims that ordinary people have, getting their cars fixed after an accident, getting the medical bills paid, and so on. If a company denies all claims, then only a small number of people with legitimate claims will argue with them. It just isn't worth it on the vast majority of these claims, usually under $10,000. Others will wind up taking much less than the claim is worth, just to get it over with. This is called "deny-delay," -and it makes the insurance in- dustry huge profits. Industrywide, $44.8 billion in 2005, up 19 per- cent, with a surplus of $427 billion nationwide. Think about the news stories about how insurance com- panies treated the survivors of the Katrina catastrophe. The response of insurance com- panies is to raise $10.5 million to fight R-67 in about a month and a half. John McCain raised $8 mil- lion nationally over April, May and June. What does that kind of money buy? A world of TV and ra- dio ads, letters to all voters, signs and everything else they can think of. Why would they spend that kind of money in Washington? Because it is a drop in the bucket compared to the profits they make using deny-delay. I've been a lawyer in Mason County for 29 years. Over that time, the single most unfair prob- lem I see is how insurance compa- nies treat their own policyholders after an accident. It happens over and over again. Please listen carefully to all sides of this before deciding to vote with the insurance industry. Anderson Cooper had an expose on what the insurance industry is doing in Washington, about R-67, a couple of weeks ago. If you can find it on the Web, watch it, and you will be convinced. One part of it had the official spokeswoman for the insurance industry telling the camera that if R-67 passes, it will cost consumers huge increases in their premiums and that State Insurance Commissioner Mike Kriedler saw no need for R-67. Cut to an interview with Mike Kriedler, who said it is absolutely needed. He also believes that no premiums will rise and that this is a serious problem. He says his office gets more than 4,000 com- plaints a year, and this is the tip of the iceberg, as few actually file complaints with his office. He doesn't have much power to help most people in this situation. That's why he is one of the lead supporters tbr R-67. The only insurance companies that have anything to fear from R- 67 are the ones that make a prac- tice of bad faith dealing with their own insureds, the average people who pay their premiums every year. There will be no flood of law- suits. If the shoplifter knows that he will have to give the money back and go to jail, he is going to think twice about shoplifting again. The insurance industry will have to reevaluate deny-delay, that's all. If they treat their insureds ihirly, they have nothing to lose. Rob Wilson-Hoss Shelton Election's $10-million question Editor, The Journal: Referendum 67: For it or against it? Hard to decide? Here are some numbers to consider: In my adult lifetime my fam- ily and I have spent more than $100,000 purchasing insurance for homeowners, automobiles, wa- ter toys and health care. I am 52 and have been making such pay- ments for a long time. During that time I have en- gaged in zero "frivolous" lawsuits, but have at various times had to engage attorneys to assist me in getting what my insurance was supposed to cover. It is reported that the insurance industry has pumped more than $10 million into defeating R-67. Why would they do that? Ahhh, there is the $10-million question. * Is it because they are altruis- tic and want to insure (haha) that the citizens are protected from the frivolous lawyers? • Is it because they are con- cerned about their insureds-cus- tomers? o Or, perhaps it is because R- 67 will hold them to a standard to which they do not wish to be held7 The insurance industry does not wish to be held to a standard that requires them to provide what you and I pay them for. They do not wish to be punished when they fail to provide coverage paid for, or when they nickel-and-dime their own insureds. Consider whether: (a) the state legislature or (b) the insurance industry is more concerned about the interests of Washington's citi- zens. If you guessed that our leg- islature is more concerned, you would be correct. If you believe the insurance Companies have the interests of citizens in mind when they pump more than $10 million into our state to defeat R-67, you should investigate a little further. My own auto insurance agent mailed me a form letter of disin- formation in connection with R- 67. I am now changing my insur- ance to one of the few companies I know that has not contributed to the mighty $10-million stick; that company is PEMCO. I suspect PEMCO and other insurers who are not involved in trying to defeat R-67 are going to be very busy over the next few weeks because those of us who understand why R-67 is good, who believe in consumer protection, who know we are being lied to concerning the effect of R- 67 on the citizenry, and who also received one of these unsolicited letters from their insurance agent, are pretty darn disgusted. Would the insurance commis- sioner of Washington be in favor of R-67, which is simply consumer protection, if it was a bad thing? Do your own research, but please don't take the word of the insurance companies for it either. They have a vested interest in not being required to perform accord- ing to the terms of policies. Lastly, of all the stories asso- ciated with insurance companies you have told and heard, how many involved "frivolous lawsuits" and evil "trial lawyers," and how many involved a friend or family member having to fight and claw for what they believed they had insurance coverage for? How many times have you heard about the person who made a claim, finally got it resolved (sometimes with as- sistance from an evil trial lawyer), only to have their company cancel their insurance? Who do you believe is interest- ed in protecting the consumer, our insurance commissioner or the agent who sent you that form let- ter? Katherine Farr Angleside Just change Christian club name Editor, The Journal: Go figure. On page one of The Journal on October 11 we have, "Board nixes Christian club at SHS." On page 19, we see that. the governor has declared a "Christian Heritage Week." Maybe that is the answer: Let the Christian group call itself "Christian Heritage Club." And what is wrong with a Page 6 - Shelton-Mason County Journal - Thursday, October 25, 2007 Scrabble Club? Gee, our kids might actually learn to use a dic- tionary. Marni Parker Agate 2006! Other than just trying other 1.8 percent, the obviously have another seriously hoping for under the proposed to expand their levy counting on a sure-thing every time. The law as provides the one affecting this aggressive interest faction. It is mental to the success Vote "no" on Joint Resolution 4204. school has trouble academic goal, it's lack of money. Four endorsements Editor, The Journal: I want the mayor of Shelton to be a person of integrity, ethics, knowledge and experience. That man is John Tarrant. I urge the voters of Shelton to allow Mayor Tarrant to continue with the projects that are now vis- ibly under way in town. Isn't it wonderful to see all the construc- tion projects under way? This has come from years of effort on behalf of our city commissioners, with Mayor Tarrant as a vital part of that commission. I also urge voters to support Mike Byrne for city commissioner. He has the experience and knowl- edge we need to keep a strong com- mission going forward. I also urge voters to support Jay had the privilege Mr. Hupp on numerous about the port issues, and ways pleased with his tion style, knowledge, and he listens and seeks need a port a broad range of many issues the port proven record And lastly, please do something about our The levy lid lift is a small pay to finally make some on getting our streets to today's standards. We delaying more expensive over time. Keep candy from Editor, The Journal: I hope this reminder reaches pet owners. Halloween is the time when a lot of treats, for humans, are in homes. Chocolate and candies and foods can be toxic to pets. Christ- mas and Valentine's Day are the other two holidays when extra hu- man treats appear. People treats are very tempting to pets. Keep supplies een treats out of pets' the ones often last for days, in a too. A list of foods that pets can be found on-line hsus.org (Humane United States). Demise of human Editor, The Journal: I hesitate to offend and deni- grate my friends and neighbors, but when they hasten to expedite the demise of the human race wfith more population, it s time, in thct, maybe too late to raise a concern. A genetic glitch is making man unable to coexist, along with in- creasing developmental problems such as autistic births. So what can you say to three billion women morally and physi- cally inclined to fulfill an obliga- tion? The first question faces mash of religious conflicts. It's funny in ous scenario is that God have nothing in commonl onic anomaly is not the of the universe, but with hope, we can still do There is something out but my book does liminal contact. Dou Same ploy using Editor, The Journal." I occasionally receive e-mail aimed at whipping me into a frenzy of fear of Islamic terror- ists. I refuse to be whipped and for good reason: Historically, the same ploy has been used against Mexican immi- grants, Indians, Jews, Democrats, liberals - whatever. I remember World War II days when the fear tactic was used very effectively to whip the population into a lather against the Japs and the Nazis. In those days, however, it prob- ably wasn't needed because we were attacked. Each generation falls for this ploy used by national leaders for hundreds of years: Find a focus for hatred by the citizens and keep their minds offthe real threat, which often is from with- in. It's occasionally a good cover for suspending whatever rights the people might otherwise be entitled to and for initiating a preemptive war. Hitler used the fear tactic very successfully in convincing the population that Jews were the sole cause of the country's prob- lems and that Naziism was the only salvation. A preemptive war that ruined most of Europe was endorsed by the German popula- tion because of this fear. Goebbels, his minister of pro- paganda, refined all the tech- niques for keeping the people in fear and proved that the tactic was a great motivator. It is not my intent to downplay the threat from terrorists, Islamic or other- wise. There are quite a of groups around the our collective asses, some fairly credible list of Now, with the out of the bottle, the a group of frenzied wreak havoc is very real. rational response to a Islamic extremists ards is not going to threat one iota. The of any country in the included, to someone in and detonating a vice is past doubt. "Winning" in Iraq is to change this. The rent, if there is one is mediate retaliation large areas of the terranean a wasteland. ple currently in power areas know this, and it behooves them to extremists by any means i sary. I refuse to join the teria against Islam, or Mexican immigrants matter. History is just itself, and life (mine) is I'm sure the younger including by a useless and pensive war, will However, I only most of them could that their sacrifice was ble purpose as was the most World War II vets on the allied side). Do