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Page 26 - Shelton-Mason County Journal — Thursday, Nov. 9, 2023
PUBLIC NOTICES
PUBLIC NOTICE
TS No WAO7000116—23-1 T0 N0
230176362—WA—MSO NOTICE OF TRUST-
EE’S SALE PURSUANT TO THE REVISED
CODE OF WASHINGTON CHAPTER 61.24
ET. SEQ. Grantor: ZACHARY W SCHARPF
AND CHANDELL L STOTTS, A MARRIED
COUPLE Current Beneficiary of the Deed
of Trust: Idaho Housing and Finance Asso—
ciation (which also dba HomeLoanServ)
Original Trustee of the Deed of Trust: AEGIS
TITLE 8 ESCROW Current Trustee of the
Deed of Trust: MTC Financial Inc. dba
Trustee Corps Current Mortgage Servicer
of the Deed of Trust: Idaho Housing and Fi—
nance Association dba HomeLoanServ
Reference Number of the Deed of Trust: In—
strument No. 2164910 Parcel Number:
42118-24—00190 I. NOTICE IS HEREBY
GIVEN that on November 17, 2023, 10:00
AM, at main entrance Mason County Court-
house, 419 N 4th, Shelton, WA, MTC Fi—
nancial Inc. dba Trustee Corps, the under—
signed Trustee, will sell at public auction to
the highest and best bidder, payable, in the
form of cash, or cashier’s check or certified
checks from federally or State chartered
banks, at the time of sale the following de—
scribed real property, situated in the Coun—
ty of Mason, State of Washington, to-wit:
TRACT A OF SHORT SUBDIVISION NO. 82
RECORDED NOVEMBER 1, 1974,
AUDITOR‘S FILE NO. 294464, AND BEING
A PORTION OF THE SOUTHEAST QUAR-
TER (SE 1/4) OF THE NORTHWEST QUAR‘
TER (NW 1/4) OF SECTION EIGHTEEN
(18), TOWNSHIP TWENTY-ONE (21)
NORTH, RANGE FOUR (4) WEST, W.M.,
MASON COUNTY, WASHINGTON. APN:
42118—24—00190 More commonly known
as 7690 W EELLS HILL ROAD, SHELTON,
WA 98584 which is subject to that certain
Deed of Trust dated August 20, 2021, exe-
cuted by ZACHARY W SCHARPF AND
CHANDELL L STOTTS, A MARRIED COU‘
PLE as Trustor(s), to secure obligations in
favor of MORTGAGE ELECTRONIC REG—
ISTRATION SYSTEMS, INC, as designated
nominee for FIRST HOME BANK, Benefi—
ciary of the security instrument, its succes~
sors and assigns, recorded August 23,
2021 as Instrument No. 2164910 and the
beneficial interest was assigned to Idaho
Housing and Finance Association (which
also dba HomeLoanServ) and recorded
May 8, 2023 as Instrument Number
2196834 of official records in the Office of
the Recorder of Mason County, Washing—
ton. II. No action commenced by Idaho
Housing and Finance Association (which
also dba HomeLoanServ), the current Ben-
eficiary of the Deed of Trust is now pending
to seek satisfaction of the obligation in any
Court by reason of the Borrowers’ or Grant—
ors’ default on the obligation secured by
the Deed of Trust/Mortgage. Ill. The
default(s) for which this foreclosure is made
is/are as follows: FAILURE TO PAY WHEN
DUE THE FOLLOWING AMOUNTS WHICH
ARE NOW IN ARREARS: DELINQUENT
PAYMENT INFORMATION From October 1,
2022 To July 13, 2023 Number of Payments
10 $1,200.47 Total $12,004.70 LATE
CHARGE INFORMATION October 1, 2022
July 13, 2023 $432.10 PROMISSORY
NOTE INFORMATION Note Dated: August
20, 2021 Note Amount $255,290.00 Inter-
est Paid To: September 1, 2022 Next Due
Date: October 1, 2022 Current Beneficiary:
Idaho Housing and Finance Association
(which also dba HomeLoanServ) Contact
Phone No: (800) 5267145 Address: 565 W
Myrtle St., Boise, ID 83702 IV. The sum ow—
ing on the obligation secured by the Deed
of Trust is: The principal sum of $250,695.82,
together with interest as provided in the
Note or other instrument secured, and such
other costs and fees as are due under the
Note or other instrument secured, and as
are provided by statute. V. The above de-
scribed real property will be sold to satisfy
the expense of sale and the obligation se-
cured by the Deed of Trust as provided by
statute. Said sale will be made without war—
ranty, expressed or implied, regarding title,
possession or encumbrances on Novem—
ber 17, 2023. The defaults referred to in
Paragraph “I must be cured by November
6, 2023, (11 days before the sale date) to
cause a discontinuance of the sale. The
sale will be discontinued and terminated if
at any time before November 6, 2023 (11
days before the sale) the default as set forth
in Paragraph III is cured and the Trustees’
fees and costs are paid. Payment must be
in cash or with cashiers’ or certified checks
from a State or federally chartered bank.
The sale may be terminated any time after
the November 6, 2023 (11 days before the
sale date) and before the sale, by the Bor—
rower or Grantor or the holder of any re-
corded junior lien or encumbrance by pay-
ing the entire principal and interest secured
by the Deed of Trust, plus costs, fees and
advances, if any, made pursuant to the
terms of the obligation and/or Deed of
Trust, and curing all other defaults. VI. A
written Notice of Default was transmitted
PUBLIC NOTICES
by the current Beneficiary, Idaho Housing
and Finance Association (which also dba
HomeLoanServ) or Trustee to the Borrower
and Grantor at the following address(es):
ADDRESS ZACHARY W SCHARPF 7690 W
EELLS HILL ROAD, SHELTON, WA 98584
ZACHARY W SCHARPF 22606 CONNELLS
PRAIRIE RD, BUCKLEY, WA 98321 CHAN-
DELL L STO‘I'I'S 7690 W EELLS HILL
ROAD, SHELTON, WA 98584 CHANDELL L
STOTTS 22606 CONNELLS PRAIRIE RD,
BUCKLEY, WA 98321 by both first class
and certified mail on June 1, 2023, proof of
which is in the possession of the Trustee;
and the Borrower and Grantor were per-
sonally served with said written Notice of
Default or the written Notice of Default was
posted in a conspicuous place May 31,
2023 on the real property described in
Paragraph l above, and the Trustee has
possession of proof of such service or
posting. VII. The Trustee whose name and
address are set forth below will provide in
writing to anyone requesting it, a statement
of all costs and fees due at any time prior to
the sale. VIII. The effect of the sale will be to
deprive the Grantor and all those who hold
by, through or under the Grantor of all their
interest in the above described property. IX.
Anyone having any objections to this sale
on any grounds whatsoever will be afforded
an opportunity to be heard as to those ob—
jections if they bring a lawsuit to restrain
the sale pursuant to RCW 61.24.130. Fail—
ure to bring such a lawsuit may result in a
waiver of any proper grounds for invalidat—
ing the Trustees’ Sale. X. Notice to Occu—
pants or Tenants. The purchaser at the
Trustee’s sale is entitled to possession of
the property on the 20th day following the
sale, as against the Grantor under the deed
of trust (the owner) and anyone having an
interest junior to the deed of trust, including
occupants who are not tenants. After the
20th day following the sale thepurchaser
has the right to evict occupants who are
not tenants by summary proceedings un—
der chapter 59.12 RCW. For tenant~occu~
pied property, the purchaser shall provide a
tenant with written notice in accordance
with RCW 61.24.060. Notice to Borrower(s)
who received a letter under RCW 61.24.031:
THIS NOTICE IS THE FINAL STEP BEFORE
THE FORECLOSURE SALE OF YOUR
HOME. Mediation MUST be requested be-
tween the time you receive the Notice of
Default and no later than 90 calendar days
BEFORE the date of sale listed in the No—
tice of Trustee Sale. If an amended Notice
of Trustee Sale is recorded providing a 45—
day notice of the sale, mediation must be
requested no later than 25 calendar days
BEFORE the date of sale listed in the
amended Notice of Trustee Sale. DO NOT
DELAY. CONTACT A HOUSING COUNSEL-
OR OR AN ATTORNEY LICENSED IN
WASHINGTON NOW to assess your situa-
tion and refer you to mediation if you might
eligible and it may help you save your
home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counsel—
ors and legal assistance may be available
at little or no cost to you. If you would like
assistance in determining your rights and
opportunities to keep your house, you may
contact the following: The statewide fore—
closure hotline for assistance and referral
to housing counselors recommended by
the Housing Finance Commission: Tele—
phone: (877) 894—4663 or (800) 606-4819
Website: www.wshfc.org The United States
Department of Housing and Urban Devel-
opment: Telephone: (800) 569—4287 Web—
site: www.hud.gov The statewide civil legal
aid hotline for assistance and referrals to
other housing counselors and attorneys:
Telephone: (800) 606—4819 Website: www.
homeownershipwagov Dated: July 14,
2023 MTC Financial Inc. dba Trustee
Corps, as Duly Appointed Successor Trust—
ee By: Alan Burton, Vice President MTC
Financial Inc. dba Trustee Corps 606 W.
Gowe Street Kent, WA 98032 Toll Free
Number: (844) 367—8456 TDD: 711
949.252.8300 For Reinstatement/Pay Off
Quotes, contact MTC Financial Inc. DBA
Trustee Corps Order Number 93508, Pub
Dates: 10/19/2023, 11/9/2023, MASON
COUNTY JOURNAL
4305 October 19, November 9 2t
I PUBLIC NOTICE
File No: 23—00539WA NOTICE OF
TRUSTEES SALE Pursuant to RCW 61.24
et seq. Grantor(s) of Deed of Trust Terry B.
Markham Current Beneficiary Flagstar
Bank, NA. Current Trustee Affinia Default
Services, LLC Current Mortgage Servicer
Flagstar Bank, NA. Deed of Trust Record—
ing Number (Ref. #) 2070346 Parcel
Number(s) 12220-33—00290 I. NOTICE IS
HEREBY GIVEN that the undersigned
Trustee will on December 8, 2023, at 9:00
AM sell at public auction located Main En-
trance, Mason County Courthouse, 419 N.
4th Street (4th & Alder), Shelton, WA 98584,
to the highest and best bidder, payable at
the time of sale, the following-described
PUBLIC NOTICES
real property, situated in the County of Ma—
son, State of Washington, to wit: PARCEL
1: A tract of land in the South half of the
Southwest quarter of Section 20, and in the
North half of the Northwest quarter of Sec—
tion 29, all in Township 22 North, Range 1
West, W.M., in Mason County, Washington,
described as follows: COMMENCING at a
point on the South line of Section 20 at its
intersection with the Easterly right-of—way
of the Sherwood Creek County Road No.
66800. North 89’38‘06” East 667.39 feet,
more or less, from the Southwest corner of
said Section 20; thence along the Easterly
line of said County Road South 8’47’40”
West 6.45 feet; thence continuing along the
Easterly line of said County Road on a
curve to the right having a radius of 736.80 .
feet, a distance of 189.64 feet; thence
North 89’38’06” East 306.98 feet to point
“A”; thence South 803200” East 63,68
feet; thence North 19’35’36” West 171.75
feet to the POINT OF BEGINNING of the
tract of land hereby described; thence
North 70’24’24” East 10 feet; thence North
1935’36” West 238 feet, more or less, to
the thread of Sherwood Creek; thence
Southerly, along the thread of Sherwood
Creek, 240 feet, more or less, to a point
thereon North 83’48’10” West from the
point of beginning; thence South 834810”
East 127 feet, more or less, to the POINT
OF BEGINNING. EXCEPTING therefrom
road rights—of-way. PARCEL 2: A tract of
land in the Northwest quarter of the North-
west quarter of Section 29, Township 22
North, Range 1 West, W.M., in Mason
County, Washington, particularly described
as follows: COMMENCING at a point on
the North line of said Section 29 at its inter—
section with the Easterly right—of—way line
of the Sherwood Creek County Road No.
66800, North 89’38‘06” East 667.39 feet,
more or less, from the Northwest corner of
said Section 29; thence along the Easterly
line of said Sherwood Creek County Road
No. 66800, South 84740” West 6.45 feet;
thence Easterly along the Easterly line of
said County Road on a curve to the right
having a radius of 736.80 feet, a distance of
189.64 feet, more or less to the Southwest
corner of Tract 1, Sherwood Tracts, VolumO
5 of Plats, pages 118 and 119, records of
Mason County, Washington; thence North
89’38’06” East 306.98 feet to Point
said Point being the POINT OF BEGIN-
NING of the tract of land hereby described;
thence South 80’32’ East 75.12 feet; thence
North 19’35’36” West 177.31 feet; thence
South 70‘24’24” West 10 feet; thence North
83’48’10” West 127 feet, more or less, to
the thread of Sherwood Creek; thence
Southerly, along said thread of Sherwood
Creek, 180 feet, more or less, to a point
which bears South 89’38’06” West from the
POINT OF BEGINNING; thence North
89’38’06” East 160 feet, more or less, to
the POINT OF BEGINNING. EXCEPTING
therefrom road right—of~way. PARCEL 3: An
easement for ingress, egress and utilities
as described in instrument recorded June
9, 1945, under Auditor’s File No. 111129.
PARCEL 4: A perpetual’ non exclusive
easement for road purposes, 20 feet in
width, as described in instrument recorded
April 30, 1965 under Auditor’s File No.
210993. ABBREVIATED LEGAL: PTN OF
SEC 20 SEC 29, T22N, R1W, W.M. Com—
monly known as: 17715 E State Rt. 3, Allyn,
WA 98524 The above property is subject to
that certain Deed of Trust dated February
21, 2017, recorded February 28, 2017, un—
der Auditor’s File No. 2070346, records of
Mason County, Washington, from Terry B.
Markham, as Grantor, to First American Tie
tle Insurance Company as Trustee, to se—
cure an obligation in favor of Mortgage
Electronic Registration Systems, Inc., as
designated nominee for Fairway Indepen—
dent Mortgage Corporation, beneficiary of
the security instrument, its successors and
assigns, as Beneficiary, the beneficial inter—
est in which was assigned to Flagstar Bank,
NA, under an Assignment recorded under
Auditor’s File No. 2190930. II. No action
commenced by the Beneficiary of the Deed
of Trust is now pending to seek satisfaction
of the obligation in any Court by reason of
the Borrower’s or Grantor’s default on the
obligation secured by the Deed of Trust. Ill.
The defaults for which this foreclosure is
made are as follows: 1. Failure to pay when
due the following amounts which are now
in arrears: 0 $11,615.42 which included the
monthly payments, late charges, and ac—
crued fees and costs. IV. The sum owing on
the obligation secured by the Deed of Trust
is: Principal $99,644.95, together with in—
terest as provided in the Note or other in-
strument secured from August 1, 2022, and
such other costs and fees as are due under
the Note or other instrument secured, and
as are provided by statute. V. The above—
described real property will be sold to sat—
isfy the expense of sale and the obligation
secured by the Deed of Trust as provided
by statute. The sale will be made without
warranty, express or implied, regarding ti—
PUBLIC NOTICES
tle, possession, or encumbrances on De—
cember 8, 2023. The default(s) referred to in
paragraph III must be cured by November
27, 2023 (11 days before the sale date), to
cause a discontinuance of the sale. The
sale will be discontinued and terminated if
at any time on or before November 27,
2023 (11 days before the sale date), the
default(s) as set forth in paragraph are
cured and the Trustee’s fees and costs are
paid. The sale may be terminated any time
after November 27, 2023 (11 days before
the sale date), and before the sale by the
Borrower, Grantor, any Guarantor, or the
holder of any recorded junior lien or en—
cumbrance paying the entire principal and
interest secured by the Deed of Trust, plus
costs, fees, and advances, if any, made
pursuant to the terms of the obligation and/
or Deed of Trust, and curing all other de—
faults. VI. A written notice of default was
transmitted by the Trustee to the Borrower
and Grantor at the following addresses:
Romona Markham 17715 E State Route 3
Allyn, WA 98524 TerryB. Markham 17715 E
STATE ROUTE 3 ALLYN, WA 98524 TerryB.
Markham 2441 W HOLLYWOOD CHICA-
GO, WA 60659 TerryB. Markham Po Box
331 Allyn, WA 98524 by both first class and
certified mail on June 12, 2023; and the no-
tice of default was personally served upon
the Borrower and Grantor, or was posted in
a conspicuous place on the real property
described in paragraph I above on June 16,
2023. The Trustee has possession of proof
of mailing, and service or posting. VII. The
Trustee whose name and address are set
forth below will provide in writing to anyone
requesting it, a statement of all costs and
fees due at any time prior to the sale. VIII.
The effect of the sale will be to deprive the
Grantor and all those-who hold by, through
or under the Grantor of all their interest in
the above—described property. IX. Anyone
having an objection to the sale on any
grounds whatsoever are afforded an op-
portunity to be heard as to those objections
if they bring a lawsuit to restrain the sale
pursuant to the RCW 61.24.130. Failure to
bring such a lawsuit may result in a waiver
of any proper grounds for invalidating the
Trustee’s sale. X. NOTICE TO OCCU PANTS
OR TENANTS: The purchaser at the trust—
ee‘s sale is entitled to possession of the
property on the 20th day following the sale,
as againstthe Grantor under the Deed of
Trust (the owner) and anyone having an in—
terest junior to the deed of trust, including
occupants who are not tenants. After the
20th day following the sale, the purchaser
has the right to evict occupants who are
not tenants by summary proceedings
chapter 59.12 RCW. For tenant—occupied
property, the purchaser shall provide a ten—
ant with written notice in accordance with
RCW 61.24.060. THIS NOTICE IS THE Fl—
NAL STEP BEFORE THE FORECLOSURE
SALE OF YOUR HOME. You have only until
90 calendar days BEFORE the date of sale
listed in this Notice of Trustee Sale to be
referred to mediation. If this is an amended
Notice of Trustee Sale providing a 45-day
notice of the sale. mediation must be re—
quested no later than 25 calendar days BE-
FORE the date of sale listed in this amend—
ed Notice of Trustee Sale. DO NOT DELAY.
CONTACT A HOUSING COUNSELOR OR
AN ATTORNEY LICENSED IN WASHING-
TON NOW to assess your situation and re-
fer you to mediation if you are eligible and it
may help you save your home. See below
for safe sources of help. SEEKING ASSIS—
TANCE Housing counselors and legal as—
sistance may be available at little or no cost
to you. If you would like assistance in de—
termining your rights and opportunities to
keep your house, you may contact the fol-
lowing: The statewide foreclosure hotline
for assistance and referral to housing coun—
selors recommended by the Housing Fi—
nance Commission: Telephone: 1~877~894—
HOME (1—877—894—4663) Website: http://
‘ www.de.wa.gov/consumers/homeowner—
ship/posturchaseicounselorsjoreclo—
sure.htm The United States Department of
Housing and Urban Development: Tele—
phone: 1—800—569—4287 Website: http://
www.hud.gov/offices/hsg/sfh/hcc/fc/in—
dex.cfm?webListAction:search&searchsta
te:WA&filterSvc:dfc The statewide civil
legal aid hotline for assistance and referrals
to other housing counselors and attorneys:
Telephone: 1—800—606-4819 Website:
http://nwjusticecrg/what—clear PURSU—
ANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, YOU ARE ADVISED
THAT AFFINIA DEFAULT SERVICES, LLC
MAY BE DEEMED TO BE A DEBT COL—
LECTOR AND ANY INFORMATION OB—
TAINED MAY BE USED FOR THAT PUR—
POSE. DATED July 28, 2023. By: Samantha
Snyder Name: Samantha Snyder Title:
Foreclosure Specialist of Affinia Default
Services, LLC 320 120th Ave. NE, Suite
B203 Bellevue, WA 98005 (425) 800—4703
NPP0438262 To: MASON COUNTY JOUR—
NAL 11/09/2023, 11/30/2023
4353 November 9, 30 2t