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Newspaper Archive of
Shelton Mason County Journal
Shelton, Washington
November 15, 2007     Shelton Mason County Journal
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November 15, 2007
 
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File No. 7261.24176/BAIZA, EMILIANO and ESQUERRA, SHANELL K. Grantors: Northwest Trustee Services, Inc. LaSalle Bank National Association, as Trustee for Ownlt Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates Series Grantee: BAIZA, EMIMANO and ESQUERRA, SHANELL K. Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On November 26, 2007, at 10:00 a.m. inside the main lobby of the Mason County Courthouse, Corner of 4th St. and Alder St. in the City of Shelton, State of Washington, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County(lea) of Mason, State of Washington: Tax Parcel ID No.: 320205015002 Abbreviated Legal: LOT 2, BLOCK 15, HILLCREST ADDITION Lot 2, Block 15, Hillcrest Addition as recorded in Volume 2 of Plats, page 39, records of Mason County, Washington. Commonly known as: 611 Cascade Avenue, Shelton, WA 98584 which is subject to that certain Deed of Trust dated 05/26/06, recorded on 05/26/06, under Auditor's File No. 1868582, records of Mason County, Washington, from Emiliano Baiza, and unmarried man and shanell K. Esquerra, and unmarried woman, as Grantor, to Land Title Co., as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Ownit Mortgage Solutions, Inc., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to LaSalle Bank National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates Series, under an Assignment/Successive Assignments recorded under Auditor's File No. 1902927. I1. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Granror's or Borrower's default on the obligation secured by the Deed of Trust. Ill. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 08/24/2007 Monthly Payments $5,562.55 Late Charges $240.50 Lender's Fees & Costs $0.00 Total Arrearage $5,803.05 Trustee's Expenses (Itemization) Trustee's Fee $506.25 Title Report $633.55 Statutory Mailings $120.00 Recording Costs $68.00 Postings $115.00 Sale Costs $0.00 Total Costs $1,442.80 Total Amount Due: $7,245.85 Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT: ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments: Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien: Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist Failure to insure property against hazard: Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust Waste: Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust Unauthorized sale of property (Due on Sale): Revert title to permitted vestee IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $138,117.37, together with interest as provided in the note or other instrument secured from 03/01/07, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on November 26, 2007. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/15/07 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 11/15/07 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/ are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 11/15/07 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS EMILIANO BAIZA 611 Cascade Ave Shelton, WA 98584 SHANELL K. ESQUERRA 611 Cascade Ave Shelton, WA 98584 UNKNOWN SPOUSE AND/OR DOMESTIC PARTNER OF EMILIANO BAIZA 611 Cascade Ave Shelton, WA 98584 UNKNOWN SPOUSE AND/OR DOMESTIC PARTNER OF SHANELL K. EQUERRA 611 Cascade Ave Shelton, WA 98584 EMILIANO BAIZA 12859 Westridge Dr Nw Silverdale, WA 98383 SHANELL K. ESQUERRA 12859 Westridge Dr Nw Silverdale, WA 98383 UNKNOWN SPOUSE AND/OR DOMESTIC PARTNER OF EMILIANO BAIZA 12859 Westridge Dr Nw Silverdale, WA 98383 UNKNOWN SPOUSE AND/OR DOMESTIC PARTNER OF SHANELL K. EQUERRA 12859 Westridge Dr Nw Silverdale, WA 98383 by both first class and either certified mail, return receipt requested, or registered mail on 07/23/07, proof of which is in the possession of the Trustee; and on 07/24/07 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. "The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be beard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW The trustee's rules of auction may be accessed at www.northweettrustee.com and are Incorporated by this reference. You may also access sale status at www. northweattmatee.eem mtd www.UaA- Foreclosure.com. EFFECTIVE: 08/24/2007 Northwest Trustee Services, Inc., Trustee By/s/Kathy Taggart Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Kathy Taggart (425) 586-1900 NORTHWEST TRUSTEE SERVICES, INC., SUCCESSOR BY MERGER TO NORTHWEST TRUSTEE SERVICES PLLC FKA NORTHWEST TRUSTEE SERVICES, LLC, P.O. BOX 997, BELLEVUE, WA 98009- 0997 PHONE (425) 586-1900 FAX (425) 586-1997 17091174 File No: 7261.24176 Client: Credit Based Asset Servicing & Securitization, LLC Borrower: BAIZA, EMILIANO and ESQUERRA, SHANELL K. SERVING WASHINGTON, OREGON, IDAHO & ALASKA This Is an attempt to collect a debt and an), Information obtained will be used for that purpose. 11/15 It File No. 7104.26410/ROBINSON, LYNDSEY J. and PEARSON, MA'I'r I. Grantors: Northwest Trustee Services, Inc. U.S. Bank National Association, trustee for "JPMAC 2005 WMC 1J.R Morgan Mortgage Acquisition Corp. 2005-WMC1" Grantee: ROBINSON, LYNDSEY J. and PEARSON, MATT I. Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On November 26, 2007, at 10:00 a.m. inside the main lobby of the Mason County Courthouse, Corner of 4th St. and Alder St. in the City of Shelton, State of Washington, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County(ies) of Mason, State of Washington: Tax Parcel ID No.: 519085000079 Abbreviated Legal: Lt 79, Star Lake Div 1, Vol 5, pgs 103-105 Lot Seventynine (79), Star Lake Division No. 1, Volume 5 of Plats, Pages 103, 104 and 105, records of Mason County, Washington. Commonly known as: 64 W KAMILCHE DR, ELMA, WA 98541 which is subject to that certain Deed of Trust dated 06/01/05, recorded on 06/07/05, under Auditor's File No. 1839382, records of Mason County, Washington, from Lyndsay J. Robinson, a single woman and Matt I. Pearson, a single man, as Grantor, to Fidelity National Title Company, as Trustee, to secure an obligation in favor of Corvus Funding, Inc., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to U.S. Bank National Association, trustee for "JPMAC 2005 WMC 1J.R Morgan Mortgage Acquisition Corp. 2005-WMC1", under an AssignmentSuccessive Assignments recorded under Auditor's File No. 1888793. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by Page 38 - Shelton-Mason County Journal - Thursday, November 15, 2007 reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust. II1. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 08/17/2007 Monthly Payments $6,294.31 Late Charges $274.12 Lender's Fees & Costs $25.00 Total Arrearage $6,593.43 Trustee's Expenses (Itemization) Trustee's Fee $472.50 Statutory Mailings $54.OO Recording Costs $83.00 Postings $57.50 Total Costs $667.00 Total Amount Due: $7,260.43 Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT: ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments: Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien: Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist Failure to insure property against hazard: Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust Waste: Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust Unauthorized sale of property (Due on Sale): Revert title to permitted vestee IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $67,346.85, together with interest as provided in the note or other instrument secured from 09/01/06, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on November 26, 2007. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/15/07 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 11/15/07 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/ are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 11/15/07 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(as): NAME AND ADDRESS LYNDSEY J. ROBINSON 64 W KAMILCHE DR ELMA, WA 98541 JOHN DOE ROBINSON SPOUSE OF LYNDSEY J. ROBINSON 64 W KAMILCHE DR ELMA, WA 98541 MATT I. PEARSON 64 W KAMILCHE DR ELMA, WA 98541 JANE DOE ROBINSON SPOUSE OF MATT I. PEARSON 64 W KAMILCHE DR ELMA, WA 98541 by both first class and either certified mail, return receipt requested, or registered mail on 01/10/07, proof of which is in the possession of the Trustee; and on 01/11/07 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any Proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW. The trustee's rules of auction may be accessed at www.northwesttruatee.com and are Incorporated by this reference. You may also access sale status at www. northweettrustee.com and www.USA- Foreclosure.com. EFFECTIVE: 08/24/2007 Northwest Trustee Services, Inc., Trustee By/s/Rebecca A. Baker Authorized Slgnaturs P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Becky Baker (425) 586-1900 NORTHWEST TRUSTEE SERVICES, INC., SUCCESSOR BY MERGER TO NORTHWEST TRUSTEE SERVICES PLLC FKA NORTHWEST TRUSTEE SERVICES, LLC, P.O. BOX 997, BELLEVUE, WA 98009- 0997 PHONE (425) 586-1900 FAX (425) 586-1997 20955894 File No: 7104.26410 Client: Chase Home Finance, LLC Borrower: ROBINSON, LYNDSEY J. and PEARSON, MATT I. SERVING WASHINGTON, OREGON, IDAHO & ALASKA This Is an attempt to collect a debt and any Information obtained will be used for that purpose. 11/15 It File No. 7104.27068/RUSSELL, HENRY W. Grantors: Northwest Trustee Services, Inc. HSBC Bank, USA Grantee: RUSSELL, HENRY W. Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On November 26, 2007, at 10:00 a.m. inside the main lobby of the Mason County Courthouse, Corner of 4th St. and Alder St. in the City of She/ton, State of Washington, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County(ias) of Mason, State of Washington: Tax Parcel ID No.: 320293100050 Abbreviated Legal: Tr 5 of NE SW; Sec 29, Twn 20 N, Rng 3W The Southerly 265 feet of the East half (E 1/2) of the East half (E 1/2) of the West half (W 1/2) of the Northeast quarter (NE 1/4) of the Southwest quarter (SW 1/4) of Section twentynine (29),Township twenty (20) North, Range three (3) West, W.M; excepting therefrom right-of-way for Mill Creek Road, County Road No. 12280. Situate in the County of Mason, State of Washington. Commonly known as: 471 SOUTHEAST MILL CREEK RD, SHELTON, WA 98584 which is subject to that certain Deed of Trust dated 06/16/05, recorded on 06/21105, under Auditor's File No. 1640556, records of Mason County, Washington, from Henry W. Russell, a married man, as his separate property, as Grantor, to DCBL, Inc. a Washington corporation, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Finance America, LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to HSBC Bank, USA, under an Assignment/Successive Assignments re- corded under Auditor's File No. 1902358. II. No action commenced by the Beneficiary of the Deed of Trust is now pendirl to seek satisfaction of the obligation in any Court by reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust. II1. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 8/26/2007 Monthly Payments $4,613.55 Late Charges $196.90 Lender's Fees & Costs $153.48 Total Arrearage $4,963.93 Trustee's Expenses (Itemization) Trustee's Fee $607.50 Title Report $584.82 Statutory Mailings $54.00 Recording Costs $119.00 Postings $115.00 Total Costs $1,480.32 Total Amount Due: $6,444.25 Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT: ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments: Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien: Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist Failure to insure property against hazard: Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust Waste: Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust Unauthorized sale of property (Due on Sale): Revert title to permitted vestee VI. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $117,865.94, together with interest as provided in the note or other instrument secured from 03/01/07, and such other costs and fees as are due under the instrument secured, and as are statute. V. The above-described real be sold to satisfy the expense the obligation secured by the as provided by statute. The made without express regardin on November 26, 2007. The referred to in paragraph III, any subsequent payments, late advances costs and fees must be cured by 11/15/07 (11 the sale date), to cause a the sale. The sale will be terminated if at any time before of the Trustee's business on days before the sale date), the as set forth in paragraph III, any subsequent payments, late advances, costs and fees are cured and the Trustee's are paid. The sale may be time after 11/15/07 (11 date), and before the sale by Grantor, any Guarantor or the recorded junior lien or the entire balance of principal secured by the Deed of Trust, fees, and advances, if any to the terms of the obligation Trust. VI. A written notice of d by the Beneficiary or Trustee to and Grantor at the following NAME AND ADDRESS HENRY W. RUSSELL 471 SOUTHEAST MILL CREEK SHELTON, WA 98584 UNKNOWN SPOUSE DOMESTIC PARTNER OF RUSSELL 471 SOUTHEAST MILL CREEKf SHELTON, WA 98584 by both first clas.€ return receipt requested, or re 07/25/07, proof of which is in the of the Trustee; and on 07/26/07 Borrower were personally written notice of default of default was posted on a cons on the real property described in I above, and the Trustee has proof of such service or posting. VII. The Trustee whose name and are set forth below will provide to anyone requesting it a foreclosure costs and trustee's any time prior to the sale. VIII. The effect of the sale will be to Grantor and all those who hold I: under the Grantor of all their ri, interest in the above-described IX. Anyone having any objection to on any grounds whatsoever will an opportunity to be heard as objections if they bring a lawsuit to the sale pursuant to RCW to bring such a lawsuit may result i, of any proper grounds for Trustee's sale. X. NOTICE TO OCCUPANTS OR - The purchaser at the Trustee's entitled to possession of the 20th day following the sale, as Grantor under the deed of trust (the, anyone having an interest junior trust, including occupants and the 20th day following the sale the has the right to evict occupants by summary proceedings under the  detainer act, Chapter 59.12 RCW. , The trustee's rules of auction r accessed at and are incorporated by this You may also access sale status northwesttrustee.com and Foreclosure.com. EFFECTIVE: 08/26/2007 Northwest Trustee Trustee By/s/Rebecca A. Baker Authorized Signature P.O. BOX 997 Bellevue, WA 98009.0997 Contact: Becky Baker (425) 586-1900 NORTHWEST TRUSTEE INC., SUCCESSOR BY NORTHWEST TRUSTEE FKA NORTHWEST TRUSTEE LLC, P.O. BOX 997, 0997 PHONE (425) 586-1900 586-1997 20859005 File No: 7104.27068 Client: Chase Home Finance, Borrower: RUSSELL, SERVING WASHINGTON, IDAHO & ALASKA Thls Is an attempt to collect any Informatlon obtalned wlll be that purpose. NOTICE OF HEARING NOTICE IS HEREBY GIVEN that hearing before the Mason Examiner will be held at the Courthouse Building I, 411 Shelton, WA 98584 on Tuesday, 27, 2007 at 1:00 p.m. SAID HEARING will be to request by Dennis Hanberg, for a extension of preliminaq Plat of Ironhorse Crossing. The subdivision is located in the Growth Area lot is located near the tion of SR 3 and NE Ridge tion 28 Township 23 N., Range 1 W., Questions regarding this should be directed to Mi¢ Planning Department at 427-9670 If special accommodations are contact the Mason County office at 427-9670, Ext 419. 11/f I PUBLIC NOTICE of the PUBLIC HEARING on the 2008 Ad Valorem As required by RCW Commission shall hold a public hear testimony regarding possible increases in property tax r, for the 2008 Budget on November 1 commencing at approximately at the She/ton Civic Center at Street. Any may heard for or Vicki Look City Clerk File No. 7261.24176/BAIZA, EMILIANO and ESQUERRA, SHANELL K. Grantors: Northwest Trustee Services, Inc. LaSalle Bank National Association, as Trustee for Ownlt Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates Series Grantee: BAIZA, EMIMANO and ESQUERRA, SHANELL K. Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On November 26, 2007, at 10:00 a.m. inside the main lobby of the Mason County Courthouse, Corner of 4th St. and Alder St. in the City of Shelton, State of Washington, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County(lea) of Mason, State of Washington: Tax Parcel ID No.: 320205015002 Abbreviated Legal: LOT 2, BLOCK 15, HILLCREST ADDITION Lot 2, Block 15, Hillcrest Addition as recorded in Volume 2 of Plats, page 39, records of Mason County, Washington. Commonly known as: 611 Cascade Avenue, Shelton, WA 98584 which is subject to that certain Deed of Trust dated 05/26/06, recorded on 05/26/06, under Auditor's File No. 1868582, records of Mason County, Washington, from Emiliano Baiza, and unmarried man and shanell K. Esquerra, and unmarried woman, as Grantor, to Land Title Co., as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Ownit Mortgage Solutions, Inc., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to LaSalle Bank National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates Series, under an Assignment/Successive Assignments recorded under Auditor's File No. 1902927. I1. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Granror's or Borrower's default on the obligation secured by the Deed of Trust. Ill. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 08/24/2007 Monthly Payments $5,562.55 Late Charges $240.50 Lender's Fees & Costs $0.00 Total Arrearage $5,803.05 Trustee's Expenses (Itemization) Trustee's Fee $506.25 Title Report $633.55 Statutory Mailings $120.00 Recording Costs $68.00 Postings $115.00 Sale Costs $0.00 Total Costs $1,442.80 Total Amount Due: $7,245.85 Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT: ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments: Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien: Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist Failure to insure property against hazard: Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust Waste: Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust Unauthorized sale of property (Due on Sale): Revert title to permitted vestee IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $138,117.37, together with interest as provided in the note or other instrument secured from 03/01/07, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on November 26, 2007. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/15/07 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 11/15/07 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/ are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 11/15/07 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS EMILIANO BAIZA 611 Cascade Ave Shelton, WA 98584 SHANELL K. ESQUERRA 611 Cascade Ave Shelton, WA 98584 UNKNOWN SPOUSE AND/OR DOMESTIC PARTNER OF EMILIANO BAIZA 611 Cascade Ave Shelton, WA 98584 UNKNOWN SPOUSE AND/OR DOMESTIC PARTNER OF SHANELL K. EQUERRA 611 Cascade Ave Shelton, WA 98584 EMILIANO BAIZA 12859 Westridge Dr Nw Silverdale, WA 98383 SHANELL K. ESQUERRA 12859 Westridge Dr Nw Silverdale, WA 98383 UNKNOWN SPOUSE AND/OR DOMESTIC PARTNER OF EMILIANO BAIZA 12859 Westridge Dr Nw Silverdale, WA 98383 UNKNOWN SPOUSE AND/OR DOMESTIC PARTNER OF SHANELL K. EQUERRA 12859 Westridge Dr Nw Silverdale, WA 98383 by both first class and either certified mail, return receipt requested, or registered mail on 07/23/07, proof of which is in the possession of the Trustee; and on 07/24/07 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. "The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be beard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW The trustee's rules of auction may be accessed at www.northweettrustee.com and are Incorporated by this reference. You may also access sale status at www. northweattmatee.eem mtd www.UaA- Foreclosure.com. EFFECTIVE: 08/24/2007 Northwest Trustee Services, Inc., Trustee By/s/Kathy Taggart Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Kathy Taggart (425) 586-1900 NORTHWEST TRUSTEE SERVICES, INC., SUCCESSOR BY MERGER TO NORTHWEST TRUSTEE SERVICES PLLC FKA NORTHWEST TRUSTEE SERVICES, LLC, P.O. BOX 997, BELLEVUE, WA 98009- 0997 PHONE (425) 586-1900 FAX (425) 586-1997 17091174 File No: 7261.24176 Client: Credit Based Asset Servicing & Securitization, LLC Borrower: BAIZA, EMILIANO and ESQUERRA, SHANELL K. SERVING WASHINGTON, OREGON, IDAHO & ALASKA This Is an attempt to collect a debt and an), Information obtained will be used for that purpose. 11/15 It File No. 7104.26410/ROBINSON, LYNDSEY J. and PEARSON, MA'I'r I. Grantors: Northwest Trustee Services, Inc. U.S. Bank National Association, trustee for "JPMAC 2005 WMC 1J.R Morgan Mortgage Acquisition Corp. 2005-WMC1" Grantee: ROBINSON, LYNDSEY J. and PEARSON, MATT I. Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On November 26, 2007, at 10:00 a.m. inside the main lobby of the Mason County Courthouse, Corner of 4th St. and Alder St. in the City of Shelton, State of Washington, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County(ies) of Mason, State of Washington: Tax Parcel ID No.: 519085000079 Abbreviated Legal: Lt 79, Star Lake Div 1, Vol 5, pgs 103-105 Lot Seventynine (79), Star Lake Division No. 1, Volume 5 of Plats, Pages 103, 104 and 105, records of Mason County, Washington. Commonly known as: 64 W KAMILCHE DR, ELMA, WA 98541 which is subject to that certain Deed of Trust dated 06/01/05, recorded on 06/07/05, under Auditor's File No. 1839382, records of Mason County, Washington, from Lyndsay J. Robinson, a single woman and Matt I. Pearson, a single man, as Grantor, to Fidelity National Title Company, as Trustee, to secure an obligation in favor of Corvus Funding, Inc., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to U.S. Bank National Association, trustee for "JPMAC 2005 WMC 1J.R Morgan Mortgage Acquisition Corp. 2005-WMC1", under an AssignmentSuccessive Assignments recorded under Auditor's File No. 1888793. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by Page 38 - Shelton-Mason County Journal - Thursday, November 15, 2007 reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust. II1. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 08/17/2007 Monthly Payments $6,294.31 Late Charges $274.12 Lender's Fees & Costs $25.00 Total Arrearage $6,593.43 Trustee's Expenses (Itemization) Trustee's Fee $472.50 Statutory Mailings $54.OO Recording Costs $83.00 Postings $57.50 Total Costs $667.00 Total Amount Due: $7,260.43 Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT: ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments: Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien: Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist Failure to insure property against hazard: Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust Waste: Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust Unauthorized sale of property (Due on Sale): Revert title to permitted vestee IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $67,346.85, together with interest as provided in the note or other instrument secured from 09/01/06, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on November 26, 2007. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/15/07 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 11/15/07 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/ are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 11/15/07 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(as): NAME AND ADDRESS LYNDSEY J. ROBINSON 64 W KAMILCHE DR ELMA, WA 98541 JOHN DOE ROBINSON SPOUSE OF LYNDSEY J. ROBINSON 64 W KAMILCHE DR ELMA, WA 98541 MATT I. PEARSON 64 W KAMILCHE DR ELMA, WA 98541 JANE DOE ROBINSON SPOUSE OF MATT I. PEARSON 64 W KAMILCHE DR ELMA, WA 98541 by both first class and either certified mail, return receipt requested, or registered mail on 01/10/07, proof of which is in the possession of the Trustee; and on 01/11/07 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any Proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW. The trustee's rules of auction may be accessed at www.northwesttruatee.com and are Incorporated by this reference. You may also access sale status at www. northweettrustee.com and www.USA- Foreclosure.com. EFFECTIVE: 08/24/2007 Northwest Trustee Services, Inc., Trustee By/s/Rebecca A. Baker Authorized Slgnaturs P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Becky Baker (425) 586-1900 NORTHWEST TRUSTEE SERVICES, INC., SUCCESSOR BY MERGER TO NORTHWEST TRUSTEE SERVICES PLLC FKA NORTHWEST TRUSTEE SERVICES, LLC, P.O. BOX 997, BELLEVUE, WA 98009- 0997 PHONE (425) 586-1900 FAX (425) 586-1997 20955894 File No: 7104.26410 Client: Chase Home Finance, LLC Borrower: ROBINSON, LYNDSEY J. and PEARSON, MATT I. SERVING WASHINGTON, OREGON, IDAHO & ALASKA This Is an attempt to collect a debt and any Information obtained will be used for that purpose. 11/15 It File No. 7104.27068/RUSSELL, HENRY W. Grantors: Northwest Trustee Services, Inc. HSBC Bank, USA Grantee: RUSSELL, HENRY W. Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On November 26, 2007, at 10:00 a.m. inside the main lobby of the Mason County Courthouse, Corner of 4th St. and Alder St. in the City of She/ton, State of Washington, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County(ias) of Mason, State of Washington: Tax Parcel ID No.: 320293100050 Abbreviated Legal: Tr 5 of NE SW; Sec 29, Twn 20 N, Rng 3W The Southerly 265 feet of the East half (E 1/2) of the East half (E 1/2) of the West half (W 1/2) of the Northeast quarter (NE 1/4) of the Southwest quarter (SW 1/4) of Section twentynine (29),Township twenty (20) North, Range three (3) West, W.M; excepting therefrom right-of-way for Mill Creek Road, County Road No. 12280. Situate in the County of Mason, State of Washington. Commonly known as: 471 SOUTHEAST MILL CREEK RD, SHELTON, WA 98584 which is subject to that certain Deed of Trust dated 06/16/05, recorded on 06/21105, under Auditor's File No. 1640556, records of Mason County, Washington, from Henry W. Russell, a married man, as his separate property, as Grantor, to DCBL, Inc. a Washington corporation, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Finance America, LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to HSBC Bank, USA, under an Assignment/Successive Assignments re- corded under Auditor's File No. 1902358. II. No action commenced by the Beneficiary of the Deed of Trust is now pendirl to seek satisfaction of the obligation in any Court by reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust. II1. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 8/26/2007 Monthly Payments $4,613.55 Late Charges $196.90 Lender's Fees & Costs $153.48 Total Arrearage $4,963.93 Trustee's Expenses (Itemization) Trustee's Fee $607.50 Title Report $584.82 Statutory Mailings $54.00 Recording Costs $119.00 Postings $115.00 Total Costs $1,480.32 Total Amount Due: $6,444.25 Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT: ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments: Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien: Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist Failure to insure property against hazard: Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust Waste: Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust Unauthorized sale of property (Due on Sale): Revert title to permitted vestee VI. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $117,865.94, together with interest as provided in the note or other instrument secured from 03/01/07, and such other costs and fees as are due under the instrument secured, and as are statute. V. The above-described real be sold to satisfy the expense the obligation secured by the as provided by statute. The made without express regardin on November 26, 2007. The referred to in paragraph III, any subsequent payments, late advances costs and fees must be cured by 11/15/07 (11 the sale date), to cause a the sale. The sale will be terminated if at any time before of the Trustee's business on days before the sale date), the as set forth in paragraph III, any subsequent payments, late advances, costs and fees are cured and the Trustee's are paid. The sale may be time after 11/15/07 (11 date), and before the sale by Grantor, any Guarantor or the recorded junior lien or the entire balance of principal secured by the Deed of Trust, fees, and advances, if any to the terms of the obligation Trust. VI. A written notice of d by the Beneficiary or Trustee to and Grantor at the following NAME AND ADDRESS HENRY W. RUSSELL 471 SOUTHEAST MILL CREEK SHELTON, WA 98584 UNKNOWN SPOUSE DOMESTIC PARTNER OF RUSSELL 471 SOUTHEAST MILL CREEKf SHELTON, WA 98584 by both first clas.€ return receipt requested, or re 07/25/07, proof of which is in the of the Trustee; and on 07/26/07 Borrower were personally written notice of default of default was posted on a cons on the real property described in I above, and the Trustee has proof of such service or posting. VII. The Trustee whose name and are set forth below will provide to anyone requesting it a foreclosure costs and trustee's any time prior to the sale. VIII. The effect of the sale will be to Grantor and all those who hold I: under the Grantor of all their ri, interest in the above-described IX. Anyone having any objection to on any grounds whatsoever will an opportunity to be heard as objections if they bring a lawsuit to the sale pursuant to RCW to bring such a lawsuit may result i, of any proper grounds for Trustee's sale. X. NOTICE TO OCCUPANTS OR - The purchaser at the Trustee's entitled to possession of the 20th day following the sale, as Grantor under the deed of trust (the, anyone having an interest junior trust, including occupants and the 20th day following the sale the has the right to evict occupants by summary proceedings under the  detainer act, Chapter 59.12 RCW. , The trustee's rules of auction r accessed at and are incorporated by this You may also access sale status northwesttrustee.com and Foreclosure.com. EFFECTIVE: 08/26/2007 Northwest Trustee Trustee By/s/Rebecca A. Baker Authorized Signature P.O. BOX 997 Bellevue, WA 98009.0997 Contact: Becky Baker (425) 586-1900 NORTHWEST TRUSTEE INC., SUCCESSOR BY NORTHWEST TRUSTEE FKA NORTHWEST TRUSTEE LLC, P.O. BOX 997, 0997 PHONE (425) 586-1900 586-1997 20859005 File No: 7104.27068 Client: Chase Home Finance, Borrower: RUSSELL, SERVING WASHINGTON, IDAHO & ALASKA Thls Is an attempt to collect any Informatlon obtalned wlll be that purpose. NOTICE OF HEARING NOTICE IS HEREBY GIVEN that hearing before the Mason Examiner will be held at the Courthouse Building I, 411 Shelton, WA 98584 on Tuesday, 27, 2007 at 1:00 p.m. SAID HEARING will be to request by Dennis Hanberg, for a extension of preliminaq Plat of Ironhorse Crossing. The subdivision is located in the Growth Area lot is located near the tion of SR 3 and NE Ridge tion 28 Township 23 N., Range 1 W., Questions regarding this should be directed to Mi¢ Planning Department at 427-9670 If special accommodations are contact the Mason County office at 427-9670, Ext 419. 11/f I PUBLIC NOTICE of the PUBLIC HEARING on the 2008 Ad Valorem As required by RCW Commission shall hold a public hear testimony regarding possible increases in property tax r, for the 2008 Budget on November 1 commencing at approximately at the She/ton Civic Center at Street. Any may heard for or Vicki Look City Clerk